Advanta Business Credit Cards offer cheap balance transfers with low interest rates and no annual fees, and Advanta is a great option if you need a credit card loan. Plus, they offer cash back reward programs that can help save you money on gasoline, electronics, utilities, and online advertising services.

Advanta business cards make great balance transfer credit cards, because they offer either fee-free balance transfers or balance transfer fees that are cheaper than most credit card issuers.

The Advanta Life of Balance card features a fixed 2.99% APR for the life of your balance transfer loan on balances transferred within the first 3 months of your membership, and the balance transfer fee is waived with this offer. That’s a free balance transfer with a low APR for the life of your loan, which is a great way to pay off large amounts of credit card debt without having to worry about constantly transferring balances or paying high interest rates.

The Advanta Platinum BusinessCard with Rewards is also a great balance transfer credit card as it offers a 0% APR on balance transfers for the first 15 months and a 7.99% fixed APR thereafter. However, there is a balance transfer fee with this offer.

The Advanta Platinum BusinessCard offers a 0% APR on both balance transfers and purchases for the first 12 months, although a balance transfer fee applies to this offer as well.

Depending on how much money you want to transfer and how long it will take you to pay off your balance transfer loan, these Advanta balance transfer cards offer several options to help you eliminate your credit card debt.

The Advanta business cards also offer great low interest rates.

The Advanta Platinum BusinessCard with Rewards has one of the lowest interest rates in the credit card industry.

The Advanta Life of Balance Platinum Card also has a low interest rate for purchases, so these are great cards for those that are interested in carrying a balance, and although the Advanta Platinum BusinessCard has a slightly higher purchase APR, it does have a 0% interest rate on purchases and balance transfers for the first 12 months, so it’s also a great card if you need a credit card loan or you want to transfer a balance and plan on paying off your purchases or balance transfer within the first year.

Advanta business cards also offer cash rebate reward programs that can save you money on select purchases in the following categories: gasoline and diesel fuel; computers, computer supplies, electronics and office supplies; online advertising services; and utilities and telecommunications. You can also opt for the travel rewards program that allows you to earn points towards various travel rewards and other merchandise.

The Advanta Life of Balance Platinum Card offers a 6% rebate on purchases in the above select categories and a 1% rebate on all other purchases, and the Advanta Platinum BusinessCard with Rewards offers a 5% rebate on the above select categories and a 1% rebate on all other purchases.

However, it is important to understand that the cash reward programs are based on a tiered rebate, so you won’t always earn the highest rebate for your purchases. The Advanta Life of Balance card gives you the 6% rebate in select categories on your first $500 in annual purchases and you’ll get 1% thereafter, while you’ll only earn the full 1% on standard purchases after you reach $20,000 in annual purchases. The Advanta Platinum BusinessCard with Rewards gives you the 5% rebate in select categories on your first $1,200 in annual purchases and you’ll get 1% thereafter, and you’ll only earn the full 1% on standard purchases after you reach $15,000 in annual purchases.

It’s a great way to earn a cash rebate in select categories if you don’t spend too much money in these categories each year, but the Advanta credit cards are generally better for balance transfers and low interest rates, and other Business Cash Rebate Cards and Cash Rebate Credit Cards are available if you are strictly interested in earning cash rebates on your purchases.

It is important to understand that you don’t necessarily have to be a big business owner to apply for and be approved for these cards. These cards are for small business owners, and you can even apply if you are the sole proprietor of your business or if you are just getting your business started (i.e., you don’t have a business yet). Both your personal name and your business name will appear on the card, and you just use your social security number during the appliation process. On the other hand, these cards offer many great benefits for big businesses as well.

For those that want a personalized business card with your business logo or related image on your card, the Advanta Platinum Business Custom Card offers the same features as the Advanta Platinum BusinessCard with Rewards along with your personalized card design.

Advanta Life-of-Balance Platinum Card

Advanta Life-of-Balance Platinum Card

• 2.99% Fixed APR for Life on balances transferred within 3 months*
• Choice of 6% Cash Back* or Travel Rewards
• No Annual Fee and No Limit on Earnings
• Get employee cards with no fee and set monthly spending limits per user
• $0 Fraud Liability
• Personalized card — your company name on the top of the card
• *See Terms & Conditions for important information, benefits and limitations.

Apply Now!

Advanta Platinum BusinessCard

Advanta Platinum BusinessCard

• 0% Intro APR on Balance Transfers and Purchases for 12 Months*
• Prime + 5.99% Variable APR thereafter
• Up to $50,000 Credit Line
• No Annual Fee
• Get employee cards with no fee and set monthly spending limits per user
• $0 Fraud Liability
• Personalized card — your company name on the top of the card
• *See Terms & Conditions for important information, benefits and limitations.

Apply Now!

Advanta Platinum BusinessCard with Rewards

Advanta Platinum BusinessCard with Rewards

• 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
• 7.99% Variable APR on Purchases
• Choice of 5% Cash Back* or Travel Rewards
• No Annual Fee and No Limit on Earnings
• Get employee cards with no fee and set monthly spending limits per user
• $0 Fraud Liability
• Personalized card — your company name on the top of the card
• *See Terms & Conditions for important information, benefits and limitations.

Apply Now!

Advanta Platinum Business Custom Card

Advanta Platinum Business Custom Card

The only business card that allows you to personally design your very own credit card with your company logo, with many backgrounds to choose from, or a custom photo image - and with your business on top. PLUS:

• 0% APR for 15 months on Balance Transfers, 7.99% Fixed APR thereafter*
• 7.99% Variable APR on Purchases
• Choice of 5% Cash Back* or Travel Rewards
• No Annual Fee and No Limit on Earnings
• Get employee cards with no fee and set monthly spending limits per user
• $0 Fraud Liability
• No Tax ID required for application
• Build Business Credit with the Advanta BusinessCard
• *See Terms & Conditions for important information, benefits and limitations.

Apply Now!

The Advanta Platinum BusinessCard with Customized Cash Back Options

The Advanta Platinum BusinessCard with Customized Cash Back Options

Up to 5% Cash Back* with No limit on the total rewards you can earn on:

• Online PPC Advertising, including Google™, Yahoo!® and MSN® Search*
• eBay® Fees
• Website Hosting, Shipping, USPS
• Computers and Office Supplies
• Cellular Services and Gas

Apply Now!

Advanta business cards are excellent balance transfer credit cards with low interest rates that make them ideal for credit card loans, and they all have no annual fees, plus you’ll have the opportunity to earn cash rebates on your purchases.

Thanks and enjoy maximizing money.

Enterprise car rentals is currently offering a 10% car rental discount, which is valid for car rentals from October 26, 2007, to November 19, 2007.

In order to qualify for a 10% discount on your next car rental, the rental period of your car must end by November 19, 2007.

This 10% car rental discount is good at all Home City locations when you make online reservations in advance for car rentals of up to 6 days.

Plus, one of the best things about Enterprise is that they’ll pick you up at your home for free and drop you off when your rental is completed, which is a great way to save money on parking or taxicab fare, or to avoid having to bother somebody to give you a ride.

Here’s the link to get a 10% discount on car rentals from Enterprise.

10% discount at Home City Locations from Enterprise.com.
Offer valid 10.26 - 11.19. Click Here!

This is a limited-time offer to get a 10% discount on your next car rental from Enterprise, so take advantage of this car rental promotion while it lasts.

You may also be interested in these other Car Rental Discount Offers from Enterprise, Thrifty, and other national car rental companies.

Take advantage of this 10% Enterprise car rental discount before it expires.

Thanks and enjoy maximizingmoney.com.

Credit monitoring services can provide an invaluable tool if you are interested in protecting yourself against identity theft and credit fraud, but it is important to select a credit monitoring service that offers full protection against credit fraud and alerts you to possible instances of identity theft before it’s too late.

For a relatively small fee, these credit monitoring services will monitor your credit reports at various credit bureaus and notify you of any activity in your credit files, suspicious or otherwise, that could be the result of identity thieves compromising your credit information.

Although it’s possible to generally Monitor Your Credit Files for Free on your own, it would be virtually impossible and way too expensive to receive the necessary access to your credit information on a regular basis in order to monitor your credit reports effectively.

That’s why credit monitoring companies are such an important tool when fighting identity theft, because they can provide constant and complete protection against credit fraud, but you’ll want to make sure your credit monitoring service has the necessary features for full protection against identity theft.

Can your credit monitoring service answer the following questions correctly?

Which credit bureaus are monitored?

The only way you’ll get full protection is if your credit reports are being monitored at all 3 of the major credit bureaus, which includes Experian, Equifax and TransUnion.

Some credit monitoring providers only monitor your credit files at 1 of the credit bureaus, but you’ll want to make sure they monitor all 3.

Although the credit bureaus are required by law to share certain information with each other, this exchange is not instantaneous, and a creditor, such as a bank or credit card issuer, will usually only check your credit report from 1 of the credit bureaus when issuing you new credit.

This means that if a credit monitoring service is only monitoring your TransUnion credit reports, any activity in your credit files at Experian or Equifax would go unnoticed, so you’ll never know that a bank is checking your credit report at Experian in order to issue a credit card to an identity thief, while your TransUnion credit report is safely being monitored.

So make sure your credit monitoring program monitors your credit reports from Experian, Equifax and TransUnion in order to ensure complete protection.

How often are the credit bureaus monitored?

Credit monitoring services should monitor your credit reports on a daily basis.

Some monitoring services only monitor your credit files on a weekly basis or even a monthly basis, but that’s like giving identity thieves a head start to spend your money and pillage your reputation.

Unless you want to find out that an identity thief was issued a credit card in your name 3 weeks ago or even 3 days ago, you’ll want to make sure your credit reports are being monitored on a daily basis.

What type of information is monitored?

It is important that your credit monitoring service monitors your credit reports for ANY activity, including credit file changes, recent inquiries, applications for credit, fraudulent activity, new accounts opened, address changes, etc.

Any activity at all could indicate possible identity theft or credit fraud, so it is important that you are notified of any and all activity in order to be fully protected.

How will I be alerted to activity in my credit files?

Credit monitoring services have various methods of alerting you to activity in your credit reports, including email, telephone, text messaging, U.S. Post Office, etc., so it’s really a personal choice as to which is the best method for you.

Just make sure the alerts are sent within 24 hours, which should be the case if your credit reports are monitored on a daily basis, but you’ll want to be sure.

Does the credit monitoring service provide any guarantees or insurance to protect you should a theft occur?

You’ll want to make sure your credit monitoring service provides some sort of financial guarantee to protect you in the event that your credit information is compromised.

This usually comes in the form of identity theft expense reimbursement coverage, and it will help compensate for the costs of recovering your identity or otherwise cleaning up the financial mess left by an identity thief.

Other Credit Monitoring Service Benefits

Many credit monitoring services also provide various additional services and tools, such as access to your credit reports and credit scores, information and assistance in understanding your credit reports, consumer fraud protection services, and credit improvement tips.

Credit Monitoring Services Summary

The purpose of a credit monitoring service is to monitor your credit files for any activity, which can help alert you to possible occurrences of identity theft and credit fraud.

However, it is important to understand that credit monitoring services do have limitations.

Because credit monitoring services simply monitor your credit files, by the very nature of their service, they are setup to report to you AFTER any activity takes place in your credit files.

This means that an identity thief could apply for credit in your name, and you would only be notified after the identity theft occurred.

In most cases, this is more than enough time to protect yourself, as the thief’s request for credit would usually take several days to process, but still, there is the possibility that an identity thief could receive instant credit, access personal information, or commit some other form of fraud in your name.

However, this doesn’t mean you shouldn’t monitor your credit reports, it just means that you should be aware of this limitation and be ready to take immediate action if you receive notification that your credit files have been compromised.

If you want to further protect yourself, you can Set Fraud Alerts on your Credit Files, which help block thieves from ever accessing your credit reports to apply for credit in your name.

Overall, credit monitoring services offer an essential tool to protect you against identity theft and credit fraud, as long as they provide the necessary features that are needed for complete protection.

Major Credit Monitoring Service Providers

Equifax

Get Equifax Credit Watch Gold 3-in-1 Now!

The Equifax Credit Watch Gold with 3-in-1 Monitoring plan monitors your credit reports at the 3 major credit bureaus and alerts you to changes within 24 hours.

Equifax also provides Score Watch, a credit score monitoring service, which will monitor your FICO credit score and alert you when your score improves. This is a great option if your main concern is improving your credit score, as Score Watch provides weekly monitoring of your FICO Score and daily monitor of your Equifax credit report, but doesn’t monitor your Experian or TransUnion credit reports.

Get Equifax Score Watch Now!

Experian Triple Advantage

Experian Triple Advantage

Triple Advantage Credit Monitoring monitors your 3 major credit reports on a daily basis, and you get a free 7-day trial when you order your credit report and score.

myFICO

FICO® Quarterly Monitoring

FICO Quarterly Monitoring services monitor your TransUnion credit report and score 4 times a year and also monitor over 400 other data sources for signs of identity theft.

Get more information about myFICO Credit Monitoring Services.

LifeLock

LifeLock is the only Identity Theft Prevention Solution backed by a one-million dollar guarantee! Click here to get a 10% discount on LifeLock.

Unlike traditional credit monitoring services, LifeLock automatically maintains fraud alerts on your credit reports, which help block thieves from ever accessing your credit reports to receive credit in your name.

Using LifeLock in conjunction with a credit monitoring service life Equifax is the surest way to provide a complete protection package against identity theft and credit fraud.

Credit monitoring services provide essential protection from credit theft and identity fraud, but make sure you choose a credit monitoring provider that offers the necessary features for complete identity theft protection.

Thanks and enjoy maximizing money.

The American Express SimplyCash Business Card offers a 5% cash rebate on wireless services and office supplies, a 3% cash rebate on auto gas purchases of up to $12,000 each year (1% thereafter), and a 1% cash rebate on all of your other purchases.

This American Express gas rebate card has no annual fee, and your credit card cash rebates are automatically credited to your statement each month.

The great thing about this gas reward credit card is that you get a 3% cash rebate on up to $12,000 in auto gas purchases each year at any gas station anywhere, so you don’t have to worry about where you stop for gas.

That means if you spend an average of $1,000 or less each month on gas, you’ll get a 3% rebate on all of your gasoline purchases, and if you spend more than $12,000 each year on gas, you’ll still get a 1% rebate on all of your gas purchases over $12,000.

You also get a 5% cash rebate on office supplies and wireless services, which can save your business a lot of money, and there is no limit to the amount of spending that receives the 5% rebate.

The American Express SimplyCash® Business Card offers unlimited cash rebates on your purchases, so there is no limit to the amount of cash rebates you can earn.

Plus, although this is an American Express business card, you don’t necessary have to be a big business owner to qualify for this card.

Applicants who are sole proprietors or just starting out their business (or who don’t necessary have a business at all) can still qualify for this card. Simply use your personal name for the business name on the card, and if you leave the Federal Tax ID field on the application blank, American Express will assume you are a sole proprieter and just use your social security number for application purposes.

This means that anybody can qualify for this free gas rewards card in order to start earning a 3% cash rebate on your auto gas purchases, as well as a 5% rebate on any office supply purchases and wireless services, which is a great way to get a 5% discount on your cell phone bill every month, and 1% everywhere else.

Check out the amount of money you can save on your gasoline purchases alone.

Gas Spending Per Month = Gas Rebate Per Year

$100 per month spending = $36 per year savings
$150 per month spending = $54 per year savings
$200 per month spending = $72 per year savings
$250 per month spending = $90 per year savings
$300 per month spending = $108 per year savings
$350 per month spending = $126 per year savings
$400 per month spending = $144 per year savings
$450 per month spending = $162 per year savings
$500 per month spending = $180 per year savings

That’s an incredible amount of money to save each year, just for using the American Express SimplyCash Business Card to purchase your gas whenever and wherever you buy gasoline.

Plus, depending on how much your cell phone bill is, you could save anywhere from $30 to $90 a year on your cell phone services, as well as additional savings on office supplies.

The American Express SimplyCash Business card offers a 0% APR on purchases for up to 12 months, and the APR for purchases is very low after the introductory rate expires (the APR is equal to the current Prime Rate for those who qualify, which is currently 5%).

You can also get a 7.99% APR on balance transfers for the life of the loan, and there are no balance transfer fees associated with this offer.

However, the best feature of the American Express SimplyCash Business Card is still the 3% cash rebate on up to $12,000 in auto gas purchases each year at any gas station, in addition to the 5% rebate on office supplies and wireless services.

Here are some of the details of the American Express SimplyCash Business Card.

American Express SimplyCash® Business Card

• Earn 5% cash back on office supplies and wireless services
• Earn 3% cash back on automobile gas purchases of up to $12,000 per year; 1% thereafter
• Earn 1% on cash back on virtually all other purchases
• No limits to the cash back you can earn
• Cash back is automatically credited to the statement each month
• 0% introductory APR for up to 12 months
• No fee with the flexibility to pay in full or carry a balance
• OPEN Savings® : Automatic discounts with FedEx, Delta®, Courtyard by Marriott®, and more

Apply Now!

Take advantage of this American Express gas rebate card to start saving money on all of your gasoline purchases and more.

Check out these other Gas Rebate Credit Cards to save money on all of your gas purchases with gas rewards credit cards.

Bank of America is offering a $75 sign up bonus for opening a FREE MyAccess Checking Account if you are a current Bank of America credit card customer.

If you have a Bank of America card, sign up for a MyAccess checking account online, which offers no fee banking with no minimum balance requirement, no direct deposit requirement and free online bill pay services, and if you make a minimum opening deposit of at least $25 within 30 days, you’ll get the free cash bonus offer of $75 in the form of a deposit to your new checking account within 50 days.

SIGN UP FOR THE MyAccess CHECKING ACCOUNT FROM BANK OF AMERICA

Make sure that the promotional code is entered on the sign up page before you continue - CH75OLB

As mentioned, you must be a Bank of America credit card customer in order to get the $75 cash bonus, and you must open the MyAccess Checking Account online in order for it to be free. You can fund the opening balance of the free checking account with your credit card, as well as through a number of other funding options.

This offer expires on December 31, 2007, so take advantage of it while you can. The application process is also very simple with minimal requirements (no driver’s license, etc).

Thanks and enjoy Maximizing Money.

TripRewards is a free hotel rewards program that is currently offering a $25 Gift Card to members who stay 2 nights at any of their hotels before December 27, 2007.

TripRewards hotels include Days Inn, Ramada Worldwide, Super 8 Motel, Wingate by Wyndham, Baymont Inn & Suites, Howard Johnson, Travelodge, Knights Inn, and AmeriHost Inn, so you’ll be able to find them anywhere for any kind of budget.

The best thing about TripRewards is that it’s free to join, and you’ll immediately get a temporary membership card with your new membership number after joining online, so you can provide that at your next hotel stay upon check-in to begin taking advantage of the rewards and to get your $25 Gift Card after just 2 stays.

Join TripRewards Today to get your free $25 gift card after only 2 stays.

It works like this. TripRewards members get 10 points for every $1 they spend at any of the TripRewards hotels, and they get additional points for car rentals and other travel purchases. Plus, TripRewards regularly offers bonus points through promotional offers. These points are then redeemable for free stays at TripRewards hotels, travel rewards, merchant gift cards and other benefits, with free hotel stays starting at 6,000 points.

After a registered member makes 2 stays before December 27, 2007, TripRewards will apply bonus points to their earned points from the 2 hotel stays equaling a total of 5,500 points, which can then be redeemed for a $25 gift card from many brand name merchants.

If you are already a TripRewards member, simply Register to Be Eligible to Earn the $25 Gift Card.

Gift cards are available from a variety of merchants including Burger King, Chili’s, Denny’s, Hard Rock Cafe, Olive Garden, Starbucks, Amazon.com, Babies”R”Us, Best Buy, Borders, and many other merchants.

You could also choose to save your 5,500 points and after one more stay at a TripRewards hotel (of at least $50 for the night), you would have earned 6,000 points, which is then enough for a free hotel stay. So, this benefit could also be considered as “stay 3 nights and get a 4th night free.”

There are no blackout dates when redeeming your TripRewards hotel stays, and you simply reserve them online through the TripRewards interface. When you arrive to check-in at the hotel, there is no special process. They just check you in without you having to pay anything, as if you had prepaid for your hotel room with a credit card.

To earn points, you simply provide your TripRewards card upon check-in, or enter your membership number online when making reservations.

This is really a user-friendly hotel rewards program, and even if you forget to bring your card to the hotel, they allow you to fax in your hotel receipts to apply your points for up to 1 month after you have stayed at the hotel.

In fact, if you have recently stayed at a TripRewards hotel without taking advantage of the membership program, you could very likely sign up for TripRewards program online now, and then fax your hotel receipts to TripRewards in order to earn your points and the $25 gift card after 2 stays (TripRewards Fax#: 1-800-306-0671). The hotel can fax you your receipts if you don’t have them.

Just fax a note (along with your hotel receipts) to TripRewards that says there was a problem registering you for the TripRewards program during your check-in, but the hotel staff said you could register online later and still get your points for that stay.

The TripRewards customer service is seriously flexible and accommodating, so they will more than likely give you your points as long as your stay was not much more than a month ago. If you stayed twice, mention you registered for the “$25 gift card after 2 stays” promotion, and they will also give you enough bonus points for the $25 gift card.

The TripRewards program is really a great hotel rewards program for those who travel often or are planning a vacation. Even at the standard point-earning rate of 10 points per $1, and considering that an average hotel stay will cost anywhere from $50 to $100 or more, your points balance will really add up fast, and you can easily earn a free hotel stay for every 5 to 10 paid hotel stays.

With the $25 gift card promotion and the many other promotional offers that TripRewards provides, you will definitely be able to earn many additional free hotel rooms.

Whether you have recently stayed at any of the TripRewards hotels or you plan to stay at one of their hotels soon, Join the TripRewards Membership Program in order to start getting free hotel stays and other rewards.

If you really want to take full advantage of the TripRewards program, then you’ll want to consider the TripRewards hotel rewards credit card.

The TripRewards hotel rewards card offers you 13 points for each $1 you spend at TripRewards hotels (10 points for your regular TripRewards membership and an additional 3 points for using the TripRewards credit card). Plus, you’ll get 2 points for every $1 you spend everywhere else.

The TripRewards hotel rewards credit card has no annual fee, and it is a great way to get additional hotel rewards points for all of your purchases.

Get more TripRewards Credit Card Information (courtesy of CardSignUp.com).

However, you don’t have to get the TripRewards credit card in order to get the free $25 gift card after only 2 hotel stays or to earn points toward free hotel stays when you stay at TripRewards hotels.

Take advantage of the TripRewards hotel rewards program in order to start earning free hotel stays.

Thanks and enjoy maximizing money.

The Discover Open Road Card is a gas reward credit card that offers cash back rebates on gasoline purchases at any gas station as well as cash back rebates on all your other purchases.

This Discover gas rebate card offers a full 5% rebate on your gas and auto maintenance purchases and up to 1% on all of your other purchases, but the cash back rebates are based on a tiered system, so it is important to understand that you will not always receive the highest rebate for all of your purchases.

The Discover® Open Road^SM Card works like this for your gas and auto maintenance purchases. You earn a 5% rebate on your gas and auto maintenance purchases for up to $100 in spending each month with a limit of $1,200 in spending each year. Thereafter, you earn a 0.25% cash rebate for spending between $1,200 and $1,500 on gas and auto maintenance purchases each year, a 0.5% cash rebate for spending between $1,500 and $3,000 on gas and auto maintenance purchases each year, and a 1% cash rebate for spending over $3,000 on gas and auto maintenance purchases each year.

For all your other general purchases, you earn a 0.25% cash rebate for spending up to $1,500 each year, a 0.5% cash rebate for spending between $1,500 and $3,000 each year, and the full 1% rebate for spending over $3,000 each year. That means you won’t receive the full 1% rebate until you’ve spent over $3,000 each year, which means you’ll only earn $11.25 in rebates for your first $3,000 in general purchases.

Because of the tiered rebate system, the Discover Open Road Card is really only ideal if you spend around $100 per month on gasoline, which may be fine for many consumers, since you’ll then be able to take advantage of the full 5% rebate on gas purchases, which is more than most gas reward credit cards offer.

However, if you spend more in the range of $175 to $200 a month in gasoline purchases or greater, then you will probably be better off with the Chase PerfectCard Gas Rebate Credit Card, which offers a flat 3% cash rebate on all of your gas purchases and a 6% cash rebate on gas purchases for the first 90 days.

Consider this: If you spend $100 a month on gas, you will earn $60 in rebates per year with the Discover Open Road Card and only $36 per year with the Chase PerfectCard ($45 the first year only when including the 90 day bonus 6% rebate). On the other hand, if you spend $200 a month on gas, you will earn $65.25 per year with the Discover Open Road Card and $72 per year with the Chase PerfectCard ($90 the first year only). If you spend up to $150 or so a month on gas, you’ll still generally earn more with the Discover Open Road Card, but you just won’t be earning the full 5% on all of your gas purchases.

So if you spend $100 a month or less on gas, the Discover Open Road Card is ideal to use for your gas purchases, and it is still a great card for those who spend up to about $150 a month in gas, but we would recommend that you use this card strictly for your gas purchases, as the tiered cash rebates for general purchases really inhibits how much you can earn on all of your other general purchases, unless you spend well over $3,000 a year on your credit card, but even then, you’re better off considering one of these Cash Rebate Credit Cards.

However, there is one other advantage that the Discover Open Road Card offers over other cash reward cards. Rewards are redeemable in increments of $20, but you can up to double the amount of rewards you earn when you redeem your rebates through one of Discover’s partner merchants.

For example, if you earn $10 in rebates, you can get as much as $20 in rewards if you redeem your rebates for a gift card from select merchants. That means you can turn your 5% gas rebate into a 10% gas rebate just by redeeming your rebates for gift cards from select merchants including AMC Theatres, Borders, Ace Hardware, T.G.I Friday’s, Gap, Blockbuster, and many other brand name merchants.

That’s a really incredible way to increase your gas rewards, and no other gas rewards card offers a standard 10% rebate, so if you plan to spend about $100 a month in gas and want to redeem your rebates for double rewards in the form of merchant gift cards, the Discover Open Road Card is an excellent way to earn rewards for your gas purchases. Plus, there is no annual fee.

Even if you spend around $200 a month on gas, as long as you plan to double your rewards by redeeming them through the select merchants, you will still earn more in cash rewards with the Discover Open Road Card than you would with the Chase PerfectCard MasterCard.

Here are some details on the Discover Open Road Card.

Discover® Open Road^SM Card

• 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
• Save at the pump and everywhere else.*
• 5% Cashback Bonus® on gas and auto maintenance purchases
• 5% to 20% Cashback Bonus at top online retailers*
• Up to 1% Cashback Bonus on all other purchases
• Unlimited cash rewards
• Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners

Apply Now!

The Discover Open Road Card is an excellent gas rebate credit card that offers you the opportunity to earn up to a 10% rebate on gasoline purchases when you double your rewards through select merchants.

Take advantage of this Discover gas rebate card to start earning rewards on your gas purchases.

Thanks and enjoy maximizing money.

Chase gas reward credit cards offer cash rebates on gas purchases, discounts on gasoline, or other gas savings opportunities.

With the price of gasoline constantly on the rise, one of the best ways to save money on gasoline purchases is with a gas rebate credit card.

Some gas reward cards like the Chase PerfectCard™ MasterCard® offer gas savings at any gas station anywhere, while other gas rewards cards offer gas savings only at specific store locations.

The great thing is that none of these gas rebate cards have annual fees, so as long as you pay your monthly bills in full, you’ll save a lot of money on gas purchases without any additional costs.

Check Out these Chase Gas Reward Credit Cards

Chase PerfectCard MasterCard

Chase PerfectCard™ MasterCard®

Read our full article on how the Chase PerfectCard gas rebate card can Save $180 Per Year in Gas on your gasoline purchases at any gas station anywhere.

• 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days
• 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days
• 1% rebates on ALL other purchases made anywhere else
• 0% Intro APR for up to 6 months*
• No Annual Fee
• Earn rewards wherever the road takes you with the Chase PerfectCard.
  Rebates are automatically credited toward future purchases made on your card.

Apply Now!

Chase BP Visa Rewards Card

Chase BP Visa® Rewards Card

Read our article on how the BP gas rewards credit card can Save $175 in Gas this Year if you spend an average of $250 a month on gasoline.

• 0% APR for up to 12 months
• No Annual Fee
• Double Rebates for two months
• 5% rebates on all participating BP location purchases
• 2% rebates on all eligible travel and dining purchases
• 1% rebates on all other eligible purchases
• No limit on rebates
• Redeem every $25 rebates for: BP Gift Card, cash, donation to the Conservation Fund

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Take advantage of one of these Chase gas rewards credit cards now to start saving money on your gasoline purchases.

Thanks and enjoy maximizingmoney.com.

Payday cash advance loans can provide you with a quick cash advance if you need money in a hurry and have exhausted all of your financial resources, but it is important to understand the details of your cash advance loan in order to avoid the typical payday loan pitfalls.

Payday loan advances are generally more expensive than standard loans as the interest charges can range from $10 to $30 per every $100 borrowed.

However, these interest charges can cost you less than the financial consequences you may suffer if you don’t pay your credit card bills, utilities, rent, etc. on time, as well as all of the other problems that can result, such as losing your car or getting evicted from your home.

If you need money in a hurry and don’t have any other options, a payday cash advance loan may be your best alternative. Just make sure you understand the terms and conditions of your payday cash advance loan and follow them carefully to avoid any penalty fees or defaulting on your payday loan.

Payday Cash Advance Loan Tips and Information

This is a list of some of the general features and details of payday cash advance loans.

Types of Income Accepted

You are usually required to have a job to get a payday loan, and you usually must receive direct deposits from your employer.

However, you may be able to qualify for a payday loan if you receive regular benefit income on at least a monthly basis.

Amount of Income Required

Most payday loan advances require that you earn between $800 and $1,000 per month.

Bank Account Requirement

Payday cash advances require that you have a checking account or savings account, and you usually must receive direct deposits from your employer.

General Requirements

You must be 18 years old and a U.S. citizen to qualify for payday cash advance loans.

Application Process

To apply for a payday loan, you simply fill out an online loan application.

Although many payday loan companies advertise that they don’t require you to fax them any documents, it usually depends on the size of your loan, your qualifications, and if you’re a first-time customer.

If you want to borrow a larger amount of money, you may be required to fax them documents to verify your information and income, including your most recent pay stub. However, if you only need a smaller loan (usually $300 or less), then you may not be required to fax any documents.

Some payday cash advance companies will require you to speak with a loan officer by telephone to complete the loan process. However, this is usually just a formality and you shouldn’t have a problem getting your loan.

Once you become a customer, you can often get loans without any of these hassles, and you may receive access to larger loans in the future.

On the other hand, if you’re a highly qualified customer, you may be instantly approved for your loan by just submitting the online application, although this still usually requires some sort of further verification.

Loan Amounts

Payday cash advances can provide you with as much as $1,500, but you’re more likely to only get up to $1,000, unless you’re a highly qualified applicant.

In most cases, you shouldn’t expect to get much more than $500 if you are a first-time customer and are having financial difficulties, as most people seeking payday cash advances tend to be.

Getting Your Loan

Payday loans will usually be deposited into your checking or savings account by the next business day (if you complete your application process before the end of the current business day (usually around 6 PM EST, depending on the location of the company).

Finance Fees

The financial fees for cash advance loans range from $10 to $30 per every $100 borrowed, depending on the cash loan company you choose and your qualifications.

Length of Loan

Loans are generally due by your following payday.

This can range from 4 to 18 days depending on when you apply for the loan and when you get paid from your employer.

Loan Repayment Details

Cash advance loans can be repaid in full by paying the full amount of your loan plus your interest charges on or before the due date.

Payments are usually automatically deducted from your checking or savings account on a preset due date, or you can usually authorize payments anytime before this due date.

However, read the repayment details carefully.

Many payday loan companies will automatically deduct the interest charges ONLY from your bank account for the first few due dates, thereby extending your loan and the amount of charges that you pay.

If you intend to pay your loan in full, find out if you have to notify the company in advance of your intentions to pay in full, or your full payment may not be accepted.

On the other hand, some payday loan companies automatically deduct the entire amount of your loan on a preset due date, and if you need more time to pay off your loan, you may need to notify the payday loan company that you would like to extend your loan within a certain amount of time before your due date.

If you do decide to extend your loan, just make sure you find out if there are any additional fees.

You will be required to pay a minimum payment amount and additional interest charges will apply, but they often charge additional “refinancing” fees on top of the interest charges, which can end up costing you a lot of money if you’re not careful.

About Payday Cash Advance Companies

Although many certified payday cash advance providers exist and provide a perfectly legal and helpful service to many consumers, there are also some unsavory companies that have unscrupulous business practices.

You’ll want to make sure the website signifies a professional company. Do they offer contact information, including a phone number or at least an email address, so that you can contact them if you need to? Do they offer links on their website to their privacy statements and the terms and conditions of their loans?

Google the company’s name, and if the top ten search results are from the rip-off report, move on to a different payday loan company.

You’ll also want to make sure that you are filling out a secure application, so make sure the URL of the application page starts with “https” and not “http”. Usually, when you click the apply button and go to the application page, you will see the “s” appear. If it dosn’t, be wary.

Choose a cash advance provider that you feel comfortable with and trust your instincts.

Payday cash advance loans can be an invaluable option in hard times, and if you take advantage of them carefully, they may prove to be a priceless tool in the process of improving your financial situation.

The following is a list of some established Payday Cash Advance Loan Providers.

MYPAYDAYLOAN.COM

MyPayDayLoan.com offers Free Payday Loans for up to $300 for first-time customers, so take advantage of a free payday cash advance from MyPayDayLoan.com.

Free Payday Loans

CASH CENTRAL

Personal Loans Quick & Secure. Click for Cash Central.

FIND MY PAYDAY LOAN

Up to $1500 Payday Loan Overnight!

PAYDAYCITY.COM

Bills coming in? Get up to $500 NOW!!

WEGIVECASH.COM - CASH IN ONE HOUR

Click Here to get a $1,500 cash loan wired to you in one hour!

YOUR CASH NETWORK

$1500 Cash Now!

This is just a small list of the hundreds of payday cash advance loan providers available.

If you need money in a hurry, a payday cash advance loan may be the best option for you, and with the proper precautions, you’ll be able to take full advantage of your payday cash advance and avoid the typical payday loan pitfalls.

Come back soon for more payday loan offers and regularly updated information.

American Express has extended the Free Round-Trip Airline Ticket offer for the Business Gold Rewards Card until October 15, 2007.

Just sign up for a Business Gold Rewards Card, make any size purchase and you’ll get 25,000 bonus points, which can be redeemed for a free domestic round-trip airline ticket or up to $250 in cash bonus rewards.

This is the only cash bonus credit card that offers a free airline ticket just for signing up and making one purchase of any size, and even though there is an annual fee, that fee is waived for the first year.

That means you can sign up for this airline rewards card, get your free round-trip airline ticket or $250 in cash bonus rewards, and then cancel the card within the first year without ever having to pay the annual fee.

However, there are plenty of reasons not to cancel, as the Business Gold Rewards Card offers many additional opportunities to earn bonus points for excellent rewards and to get cash savings on many of your purchases.

It’s also important to understand that you don’t have to be the CEO of a Fortune 500 company to qualify for this business rewards card.

If you own your own business or are just starting a business and you are the sole proprieter, you are exempt from a federal tax ID number, and you can simply use your home address for the business address and your own name for the business name on the application.

Business Gold Rewards Card from OPEN^SM the small business team

• Earn 25,000 Membership Rewards® bonus points, redeemable for one domestic round-trip airline ticket
• Fee-free for the first year - a savings of $125
• No pre-set spending limit* and no finance charges
• Discounts with FedEx, Delta®, Courtyard by Marriott®, and more
• Automatic Complimentary enrollment in the Membership Rewards program
• Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees

Apply Now!

Take advantage of this bonus cash credit card offer while it lasts to get a free domestic round-trip airline ticket or as much as $250 in cash bonus rewards.

Check out more Cash Bonus Credit Cards.

The Business Gold Rewards Credit Card is a great way to get a free airline ticket if you are planning on traveling soon or if you just need a cheap vacation and want to get out of town for a weekend.

Take advantage of this free airline ticket offer before it expires.

Thanks and enjoy maximizing money.