Archive for November, 2007



Thrifty Holiday Car Rental Discounts

Thrifty car rentals is currently offering some great holiday car rental discounts that can save you money during your travels.

Through December 12, 2007, Thrifty car rentals start at just $33 per day and $169 per week for a Mid Size SUV.

Here are the full details on the current Thrifty car rental discounts:

Mid Size SUV - $33 per day / $169 per week.
Minivan - $36 per day / $189 per week.
Convertible - $39 per day / $197 per week.
Premium Car - $39 per day / $197 per week.

These car rental discounts can save you a lot of money during your travels this holiday season.

To take advantage of these Thrifty car rental discounts, just click on the following link and make sure the promotional code 722M2 is entered.

Nationwide holiday rates staring at just $33.00 per day
and at $169.00 per week.
Rates valid at all U.S. locations except the New York Metro area and Hawaii.
Enter in PC Code 722M2 at booking.
A 24 hour advanced reservation is required.
Rates effective from 11.25.07 thru 12.12.07.

You can also check out these other Car Rental Discounts from many national car rental companies.

Thanks and enjoy maximizing money.




Chase Checking Account $50 Bank Bonus

This Chase banking bonus has expired, but please view this new Chase banking bonus offer link.

Current Chase $125 Checking Account Bonus (Expires 1/31/2008)

Chase is currently offering a $50 bank bonus when you sign up for their Free Checking Account with Direct Deposit.

Simply apply online for the Chase Free Checking Account with Direct Deposit by December 31, 2007, with a minimum opening deposit of $100, and you will get $50 deposited into your account within 10 days.

The Chase Free Checking Account does require a direct deposit to avoid the $6 monthly fee, but there is no minimum balance requirement after the required $100 minimum opening deposit.

However, you must keep the checking account open for 6 months in order to avoid having the $50 sign-up bonus deducted upon closing the account.

There really is no reason to close the account, though, as the Chase Free Checking Account offers a host of excellent features including:

  • FREE Access to 8,500 Chase ATMs
  • FREE Online Bill Payment - including their Online, On-time Guarantee
  • FREE VISA® Check Card with Zero Liability protection
  • FREE personalized voice, text and e-mail alerts
  • Overdraft Protection options provided through your savings, line of credit, or Credit Card account
  • PLUS 2,600 branches nationwide

To get the $50 Chase banking bonus, you must apply for the checking account online.

Just follow this Chase Checking Account $50 Online Sign Up Bonus Link to apply for the offer and get any other information you need.

Apply now for the Chase Free Checking Account with Direct Deposit to take advantage of this $50 banking bonus offer while it lasts.

Thanks and enjoy maximizing money.




American Express Credit Card Discounts

American Express credit cards offer discounts through cash rebate and reward programs, and American Express cards provide a wide range of promotional discounts at many different stores, restaurants, travel services and more.

Take advantage of these American Express credit card shopping discounts and cash savings during your travels, shopping and everyday use in order to save a lot of money and get the most of your American Express credit card.

If you don’t have an American Express credit card, then you may want to consider applying for one, as American Express cards can save you a lot of money.

We have divided the savings you can get with your American Express credit card into 2 categories.

First, we’ll discuss the ways you can save money through various American Express credit card reward programs, and then we’ll present some of the various merchant discounts that are available to all American Express members.

American Express Credit Card Reward Program Savings

American Express offers a wide range of credit card reward programs that offer various ways to save money, from cash rebate cards to airline and hotel reward cards, and there are plenty of promotional offers available to save you money.

Cash Back Reward Credit Cards

One of the simplest ways to save money with an American Express credit card is to get a cash back rebate credit card and save money on all of your purchases.

Not only does this save you money on all of your shopping trips, but it saves you money on traveling, restaurants, hotels, and gasoline purchases.

American Express has several cash back reward cards that can save you money on all of your purchases; however, the Clear from American Express and the American Express SimplyCash Business cards will probably save you the most money.

Clear from American Express

The Clear card offers you a 1% rebate on all of your purchases, so it will save you money everywhere.

Clear from American Express

Clear from American Express®

  • No fees of any kind. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees.
  • Automatic Rewards. You’ll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500.
  • Flexible Payment Terms. You can pay in full, or carry a balance. The choice is yours.
  • Flexibility to pay over time
  • No annual fee and 0% intro APR for up to 12 months.
  • World class Cardmember benefits including Purchase Protection Plan, Buyers Assurance Plan, and Return Protection.
  • Apply Now!

American Express SimplyCash Business Card

The SimplyCash Business Card offers a 5% rebate on office supplies and wireless services, a 3% cash rebate on auto gas purchases of up to $12,000 each year (1% thereafter), and a 1% rebate on everything else you purchase, and don’t be intimidated by this being a business card, as you can simply use your personal name and social security number when applying for this card.

Read our full article on how to Save Money with the American Express SimplyCash Business Card and the details on how to apply for this business card.

American Express SimplyCashSM Business Card

American Express SimplyCashSM Business Card

  • Earn 5% cash back on office supplies and wireless services
  • Earn 3% cash back on automobile gas purchases of up to $12,000 per year; 1% thereafter
  • Earn 1% on cash back on virtually all other purchases
  • No limits to the cash back you can earn
  • Cash back is automatically credited to the statement each month
  • 0% introductory APR for up to 12 months
  • No fee with the flexibility to pay in full or carry a balance
  • OPEN Savings® : Automatic discounts with FedEx, Delta®, Courtyard by Marriott®, and more
  • Apply Now!

American Express also offers the Blue Cash® from American Express cash rebate card; however, because it offers a tiered rebate, we feel that you can save more money with the Clear or SimplyCash cards.

However, if you spend around $10,000 or more a year, especially on gas, groceries and drug store purchases, then you may want to consider the Blue Cash card. For full details, refer to our article on the Best American Express Credit Cards.

Hotel Reward Credit Cards

If you travel a lot out of town, you can save money with an American Express hotel rewards card.

The Starwood Preferred Guest Credit Card from American Express is a great option, because you have your choice of several hotel chains, and you get 3 free nights just for signing up for the card and making 1 purchase, while Hilton hotel fans will like the Hilton HHonors Platinum Credit Card from American Express, which offers 1 free night after your first purchase.

Starwood Preferred Guest Credit Card from American Express

The Starwood card offers 10,000 bonus points after your first purchase, which is enough for 3 free nights. It does have an annual fee of $45, which is waived the first year, but there are also many other opportunities to earn bonus points for many more free hotel stays.

Read our article that reveals the secret to Earn Up To 5 Free Hotel Stays with the Starwood card after making only one purchase of any size.

Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred Guest® Credit Card

  • Earn 10,000 Starpoints® with your first purchase — enough for up to 3 free nights
  • Earn 15,000 bonus Starpoints after you spend $15,000 in 6 months
  • Use Starpoints® for free nights and upgrades at over 825 participating Starwood hotels and resorts in 95 countries
  • Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
  • First year fee-free and $45 thereafter
  • Apply Now!

Hilton HHonors Platinum Credit Card from American Express

The Hilton HHonors card has no annual fee, and you get 10,000 bonus points after your first purchase, which is enough for 1 free night.

Read our article on how to Take Advantage of the Hilton HHonors Card.

Hilton HHonors® Platinum Credit Card from American Express

Hilton HHonors® Platinum Credit Card from American

  • 10,000 HHonors bonus points after your very first purchase on the Card - enough for a free night
  • 15,000 bonus points after you spend $5,000 in 5 months– that’s in addition to the 15,000 points you would earn for your Card spending
  • 10,000 HHonors bonus points over the course of your first four stays at any participating Hilton Family hotels
    (2,500 HHonors bonus points each stay)
  • Receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels and for eligible purchases at supermarkets, drugstores, gas stations, dining establishments and more
  • Get 3 Hilton HHonors bonus points for each eligible dollar you spend everywhere else
  • No annual fee
  • Apply Now!

Airline Reward Credit Cards

If you fly frequently, then you will want to consider the Delta SkyMiles or Blue Sky airline reward credit cards from American Express. The Delta airlines rewards card is great if you prefer Delta Airlines, and the Blue Sky travel rewards card is an excellent way to save money on various airlines and other travel purchases.

Gold Delta SkyMiles Credit Card

You get 20,000 bonus miles after your first purchase and 5,000 for adding 2 cardmembers to your account during the application. Plus, you can get special savings and Promotional Offers provided by the Delta SkyMiles Gold Card.

Redemptions for free flights start at 25,000, so with the initial bonus miles and other promotional offers, you’ll be able to reach that first free flight pretty easily.

Gold Delta SkyMiles® Credit Card

Gold Delta SkyMiles® Credit Card

  • Save a total of $250 off Delta flights. Earn 20,000 miles upon your first purchase on the Card. Sign up for two Additional Cards and earn 5,000 bonus miles.
  • Always Double Miles® on every eligible dollar you spend at supermarkets, drugstores, gas stations and more
  • Earn one SkyMile for virtually every dollar you spend
  • No annual fee for the first year, then $95: $40 if you are a qualified American Express Cardmember
  • Now you can redeem your miles for any Delta seat, any time at Delta.com. Pay with Miles is an exclusive new benefit for Gold Delta SkyMiles® Credit Cardmembers that goes above and beyond to help ensure that your miles work the way you want them to
  • Pay for all or part of your fare with miles and put the rest on your Card; start redeeming at just 10,000 miles
  • Express Approval. Get a decision in less than 60 seconds.
  • Apply Now!

Blue Sky from American Express

The Blue Sky card offers 1 point per dollar you spend, and for every 7,500 points you earn, you’ll get a $100 statement credit on eligible travel purchases including airlines, hotels, car rentals, cruise lines, travel agencies, tour operators and online travel sites billed to your account. That’s a rebate of roughly 1.33%, plus there is no annual fee.

Blue Sky from American Express

Blue Sky from American Express

  • Redeem points to save on any airline, hotel, rental car or cruise - no blackout dates or travel restrictions
  • Earn 1 point for every dollar you spend
  • No blackout dates, no travel restrictions
  • No annual fee and 0% intro APR
  • World class cardmember benefits including Travel Accident Insurance, Buyers Assurance Plan, and Return Protection
  • Apply Now!

American Express cards offer various ways to save money on your purchases and travels, and there are several American Express Cards that Offer Cash Bonuses, which is a great way to get up to a $100 cash reward bonus.

Now, let’s take a look at the way these American Express credit cards can save you money at various merchants and service providers.

American Express Holiday Savings Discounts

American Express, Visa and MasterCard offer various Credit Card Discounts and Promotional Offers just for using your credit card at various merchants and service providers, and American Express by far offers the most discounts and promotional benefits for their members.

There are many American Express Promotional Offers that can save you money on everything.

American Express Car Rental Discounts

American Express Car Rental Discounts

There are many American Express car rental discounts available, which can save you a lot of money if you rent cars frequently.

Check out our article that highlights many of the Best Current American Express Car Rental Discounts.

Here’s a list of other Car Rental Discounts that are also available regardless of which type of credit card you use.

American Express Restaurant Discounts

American Express Restaurant Discounts

American Express offers discounts at restaurants all across the country, and you can currently get special savings at places that range from Red Robin burgers to Ruth’s Chris Steak House, plus they offer a large selection of one-of-a-kind dining experiences.

Check out these other Printable Restaurant Coupons that are available to anyone to get everyday savings at restaurants.

American Express Hotel Discounts

American Express Hotel Discounts

American Express cards offer discounts at hotels nationwide and around the world for that matter, with current specials at Hyatt, Marriott and many other hotels, including both national chains and unique lodging experiences.

American Express Gift Discounts

American Express Gift Discounts

American Express also offers discounts on gifts such as flowers, gourment food and more.

Examples of American Express Promotional Savings

15% Off Virgin Megastores
15% Off JCPenny.com
15% Off Liz Claiborne
$10 Off EZ Lube
Up to 25% Off Budget Car Rentals
10% Off Abt Electronics
10% Off Linens ‘n Things
20% Diamonds International
$15 Off KBToys.com

Those are just a few of the many American Express discounts available.

Simply visit the American Express Offers page to review the entire selection of hundreds of shopping discounts and promotional offers.

American Express credit card discounts offer many opportunities to save money, and if you don’t have an American Express credit card, you may want to consider applying for an American Express reward card to take advantage of the many special savings, cash rewards and promotional discounts that are available.

Read our article about the Best American Express Credit Cards to see which American Express card will benefit you the most.

Thanks and enjoy maximizing money.




Wells Fargo Checking Account $50 Banking Bonus

Wells Fargo is currently offering a $50 banking bonus when you open and fund a new personal Wells Fargo checking account with a minimum initial deposit of $100 by November 30, 2007.

This $50 Wells Fargo Banking Bonus is available with almost all of the Wells Fargo checking accounts, excluding the Wells Fargo College Checking, Teen Checking and Opportunity Checking accounts.

The Wells Fargo Free Checking account has no service fees, no minimum balance requirements and comes with a free Wells Fargo Check Card, but there is a direct deposit requirement. In fact, all of the Wells Fargo checking accounts that qualify for the $50 cash bonus do require a qualifying direct deposit, automatic transfer or minimum balance to avoid a monthly fee, so you’ll have to carefully review the details of the various checking accounts.

Take advantage of the Wells Fargo Checking Account $50 Bonus before November 30, 2007, in order to get your free $50 cash banking bonus.

Check out these other Banking Bonuses as well.

Thanks and enjoy maximizing your money.




myFICO and Equifax Lawsuit Settlement Benefits Recent Customers

If you purchased, paid for, and received a credit score or credit monitoring product from Equifax.com or myFICO.com between November 19, 1999, and February 8, 2007, you are eligible to receive 3-6 months of free Score Watch as a result of the Hillis and Slack Settlement.

The settlement is a result of lawsuits that contend that the Equifax Consumer Services website (Equifax.com) and the Fair Isaac Corporation website (myFICO.com) violated the federal Credit Repair Organizations Act in the advertising and marketing of their products.

To be fair to Equifax and myFICO, their products are not truly associated with credit repair, as they really only provide credit reports, credit scores, and credit monitoring services; however, this distinction can easily be confusing to many consumers, so the lawsuits were not completely unfounded.

The basic issue pertains to the use of marketing content that promises to improve consumer credit scores. Equifax and Fair Isaac opted to settle the case and will no longer make such promises in their marketing.

The important part of the Hillis and Slack settlement is that anybody who purchased many Equifax.com or myFICO.com products (regardless of whether you paid or a third party paid on your behalf) can receive up to 6 months of free Score Watch, which regularly costs $8.95 per month, so submit an authentication form to receive your free benefit if you qualify.

Authentication forms must be submitted online or postmarked no later than November 20, 2007.

Visit the Hillis and Slack Settlement Website for full details on the settlement and to submit your online authentication form to receive free Score Watch.

The Score Watch program provides credit score monitoring services including free access to your credit report and credit score.

Thanks and enjoy maximizingmoney.com.




Discover Business Travel Rewards Credit Card Cash Bonus

The Discover Business Miles travel rewards credit card offers your choice of free cash bonus rewards including: $100 in travel credits toward purchases from any airline, travel agent or online travel site; $100 in gift certificates from many brand-name merchants; or $50 in statement credits or bank account credits.

The Discover Business Miles card also has no annual fee, and it offers additional opportunities to earn cash bonuses and travel rewards through all of your purchases.

Here’s how it works: Apply for a free Discover Business Miles card, and you’ll get 1,000 bonus miles for each month in which you make at least 1 purchase for the first 12 months of your membership, which is a maximum of 12,000 bonus miles.

These 12,000 bonus miles can then be redeemed in the follow 3 methods:

1. For every 5,000 miles, you can get a $50 account credit toward a purchase at any airline, travel agent or online travel site, with no blackout dates or any restrictions. You simply make the travel purchase with your Discover Business Miles card, and then redeem the 5,000 miles for a $50 account credit toward that purchase. With 12,000 bonus miles, you’ll be able to get a free $100 account credit toward your travel purchases, and still have 2,000 miles remaining.

2. For every 6,000 miles, you can get a free $50 gift card toward many brand-name merchants including restaurants, electronics, clothing, entertainment, home, health, sports and more. With 12,000 bonus miles, you’ll get a free $100 gift card. You can also redeem 1,000 miles for a $5 gift card or 3,500 miles for a $25 gift card.

3. For every 5,000 miles, you can get a free $25 account credit to your credit card statement or a $25 electronic deposit to your bank account. With 12,0000 bonus miles, you’ll be able to get $50 in free account credits or bank account deposits, and still have 2,000 miles remaining.

You’ll also earn double miles on up to $5,000 in gasoline and travel purchases each year, including any travel purchases such as plane tickets, hotel stays, car rentals, and more. Plus, you’ll get 1 mile per $1 for all of your other purchases.

Discover Business Miles Card

Discover® Business Miles Card

Discover® Business Miles Card

  • 0% Intro APR* on Card Purchases for 12 months and 3.9% Intro APR* on Balance Transfers for 6 months
  • 12,000 Bonus Miles*
  • Earn 5 to 20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
  • No annual fee
  • Earn Double Miles on travel and gas*
  • Apply Now!

As with most business credit cards, this card is available to sole proprietors or business owners who are just getting started. Simply use your personal name for the business name on the card and use your social security number for the Federal Tax ID.

Take advantage of this opportunity to get up to $100 in free cash bonus rewards or more from the Discover Business Miles card while it lasts.




Chase Free Checking Account $125 Sign Up Bonus

Chase has once again updated their $125 checking account bonus offer until July 31, 2008, check out the below link.

Current Chase $125 Checking Account Bonus (Expires 7/31/2008)

Chase is currently offering a $125 banking bonus when you sign up for their Free Checking Account with Direct Deposit.

Simply sign up for the Chase Free Checking Account with Direct Deposit with a minimum opening deposit of $100, and you will get $125 deposited into your account within 6 to 8 weeks after you establish direct deposit, which must be done within 60 days of opening the account.

The Chase Free Checking Account does require a direct deposit to avoid the $6 monthly fee, but there is no minimum balance requirement after the required $100 minimum opening deposit.

In order to apply, you must print out the promotional offer and apply at a local branch.

Just print this Promotional Coupon for the $125 Chase Free Checking Account Bonus and bring it to your local Chase bank to apply for the cash banking bonus.

Apply now for the Chase Free Checking Account with Direct Deposit to take advantage of this $125 banking bonus offer while it lasts.

However, make sure you keep your new Chase bank account open for at least 6 months, or the $125 checking account bonus will be withdrawn from the account upon closing.

The Chase Freedom Card $50 Cash Bonus Offer is also still available, which includes an initial $50 bonus after your first purchases and an additional $50 bonus for each $200 in cash rebates you earn.

Thanks and enjoy maximizing money.




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