Wachovia is currently offering a $50 Free Checking account bonus that expires on January 31, 2008.

Apply for a new Wachovia Free Checking account with a minimum opening deposit of $100, and you’ll get a $50 cash bonus. The banking bonus will be applied to your account within 120 days.

Wachovia Free Checking Account Bonus Offer Link

To open your new Wachovia checking account and receive the $50 banking bonus, either print out the bonus offer and bring it to your local Wachovia, or call Wachovia to open your account (800-WACHOVIA). Be sure to reference the pricing code ATM2.

The Wachovia Free Checking account is absolutely free with no minimum deposit, direct deposit, or other requirements, plus you’ll get a free Visa debit card with an optional free rewards program.

Take advantage of this Wachovia Free Checking Account Bonus to get a $50 banking bonus for opening a Wachovia Free Checking account.

Once you open your new Wachovia Free Checking account, you’ll also be able to take advantage of Wachovia referral fees.

Wachovia Referral Fees give you the opportunity to earn a $25 referral bonus for each new Free Checking account member you refer, plus the person you refer also receives a $25 banking bonus for signing up for the account.

Open a new Wachovia Free Checking account to get your $50 banking bonus today, and start earning referral fees to earn even more banking bonuses.

Thanks and enjoy maximizing money.

Bank of America is currently offering a $100 checking account bonus that expires on February 29, 2008.

Sign up for a new Bank of America personal checking account with a minimum opening deposit of at least $100, and you will get a $100 banking bonus for opening your checking account.

IMPORTANT UPDATE: The link for the $100 Bank of America checking account offer page has been updated to reflect a new $75 banking bonus offer from Bank of America; however, this does not mean that the $100 bonus offer is no longer valid.

Enter the $100 bonus offer code when applying online before February 29, 2008, to receive the $100 bonus, or we have provided a PDF link to the $100 bonus offer page, which you can print and bring to your local Bank of America when you open your new personal checking account.

Bank of America $100 Bonus Offer PDF

See the Comments section to this article (comment #2 from MaximizingMoney) for more information on the Bank of America $100 checking account bonus offer.

Bank of America Checking Account Bonus Offer Link.

To receive this $100 banking bonus, either apply online or print out the checking account bonus offer and bring it to any Bank of America location.

If you want a checking account with absolutely no fees and no requirements to avoid fees, then you’ll have to apply online for the MyAccess Checking Account.

The MyAccess checking account has no fees with no minimum balance or direct deposit requirements when you apply online, but if you apply in person, there is a direct deposit requirement to avoid the $5.95 monthly maintenance fee.

However, many of their personal checking accounts are free if you meet certain requirements, so there are plenty of other checking account options that will fit your needs.

Student checking accounts and secondary checking accounts are not eligible.

Go to the Bank of America Checking Account Bonus Link to apply online or print out the $100 banking bonus offer, and be sure to use the offer code AOU2612.

Take advantage of this Bank of America checking account bonus to get a $100 cash banking bonus.

Thanks and enjoy maximizing money.

The Sony Credit Card is currently offering a $100 account credit after your first purchase of $299 or more on your new Sony Card.

Just apply for a Sony Credit Card, make 1 single-receipt purchase of $299 or more at a Sony-authorized dealer, and you will receive a $100 statement credit to your Sony card account within 8 – 12 weeks of your purchase.

This Sony cash bonus offer is intended to offer a $100 card credit on “any eligible Sony HD product,” but the actual terms of the offer indicate that you will receive the $100 bonus account credit after any single-receipt purchase of $299. So whether you purchase a Sony HD product with your new Sony credit card or you make any other single purchase of $299 or more at a Sony-authorized dealer, you should still receive your $100 statement credit.

However, to be safe and to ensure that you receive this $100 Sony bonus offer, you may wish to only apply for this offer if you intend to purchase a Sony HD product that costs $299 or more.

To receive the $100 Sony cash bonus offer, simply apply for the Sony Credit Card through the Sony Card $100 Promotion Link.

You’ll also receive 0% interest financing for 12 months on all of your single-receipt purchases of $299 or more at a Sony-authorized dealer within the first 45 days of opening your account.

The Sony Credit Card has no annual fee, so there are no hidden fees to get your $100 account credit bonus, and it offers a great reward program if you purchase Sony products regularly.

The Sony card rewards program offers 5 points per $1 spent at SonyStyle.com and Sony Style stores, 3 points per $1 spent on Sony products from authorized Sony retailers, and 1 point per $1 spent everywhere else. Points can be redeemed for electronics, CDs, DVDs, video games, movie tickets, and more.

If you’re interested in the Sony credit card, but aren’t necessarily planning on purchasing a Sony HD product for $299 or more, you may wish to review the application links below, which offer 1,500 bonus points after your first purchase of any size that you make anywhere, as well as a 0% APR on all purchases and balance transfers for 12 months.

It offers a great alternative for those who won’t be able to take advantage of the $100 Sony HD card credit promotion described above. However, please make sure that you apply for your Sony card through the appropriate link, because you will not receive the correct bonus offer or introductory rate otherwise.

The Sony Card^SM Visa®

• Intro 0% Introductory APR for up to 12 months*
• No Annual Fee
• 1,500 Bonus pts after first use
• 1 Sony Reward Point per dollar spent
• 3 Sony Reward Points per dollar spent on Sony products
• Earn 5 Sony Reward Points for every $1 you spend–at SonyStyle.com and Sony
  Style® stores
• Redeem for Sony products

Apply Now!

Take advantage of these Sony Credit Card promotional offers while they last to receive either a $100 card credit or 1,500 bonus points.

Thanks and enjoy maximizing money.

Balance transfer credit cards with interest-free introductory offers can save you money while you work to pay off your credit card debt.

If you have high credit card balances and are paying high interest rates, you may want to consider transferring your balances over to a credit card with a 0% introductory rate on balance transfers.

We have compiled a list of balance transfer credit cards, and all of them have 2 features in common.

All of these balance transfer cards have No Annual Fee, and they offer 0% APR Introductory Offers on Balance Transfers.

It’s important that your balance transfer card has no annual fee, because the idea of transferring your balances is to save money, so any additional fees should be avoided if possible. The balance transfer cards in the list we have provided do not have annual fees.

Read more about How Annual Fees Affect Interest Rates.

You’ll also want a balance transfer credit card with a 0% introductory offer, so that you can avoid paying interest as long as possible, which means that all of your credit card payments will go directly towards your principal balance.

All of the balance transfer cards in this list also offer 0% APR introductory rates, so you’ll pay absolutely no interest during the introductory period for up to 15 months.

However, if you think it may take you longer than the interest-free introductory period to pay off your balance transfers, then you may want to consider Fixed APR for Life Balance Transfer Credit Cards, which offer a low fixed APR on your balance transfers for the life of the loan. Otherwise, you may end up paying a high interest rate on your remaining balance after the introductory offer expires.

Another way to save money is to choose a balance transfer card that has no balance transfer fees. Balance transfer fees can cost you up to around $100, depending on the amount of money you want to transfer and the specific fees of that credit card, so it’s best to choose a balance transfer card with no balance transfer fees.

We have divided our list of balance transfer cards into 2 main categories, balance transfer cards with no balance transfer fees and balance transfer cards that have balance transfer fees. These main categories are then further divided into general consumer cards, student cards and business cards.

If you have to settle for a balance transfer card with a balance transfer fee, you’ll still save money over the long term, considering the amount of interest you would otherwise pay on your current card during the interest-free introductory period of your new balance transfer card, but you will have to pay the one-time balance transfer fee, which is usually around 3% of the balance with a $5 to $10 minimum fee and a maximum fee anywhere between $50 and $100.

However, the best option is to choose a balance transfer card with no balance transfer fees.

After you make your balance transfer, remember not to make any purchases on your new card, since card issuers will credit any subsequent payments towards the portion of your total balance that has the lowest interest rate first. This means that any purchases made at high interest rates will continue generating interest while you’re paying off your interest-free balance transfer.

This can be avoided if the credit card also offers a 0% introductory rate on purchases for the same amount of time, but if you really want to concentrate on paying off your credit card debt, you should just use your balance transfer card to carry your balance interest-free while you pay off as much as you can.

0% APR Introductory Rate Balance Transfer Credit Cards with No Balance Transfer Fees

ESPN Total Access Visa Card
0% APR for the first 6 billing cycles on balance transfers and purchases with no balance transfer fees on balances transferred within the first 90 days of opening the account.
ESPN Total Access Card Review
ESPN Total Access Visa® Card

IberiaBank Visa Platinum Rewards Card
0% APR for 6 months on balance transfers and no balance transfer fees with this offer.
IberiaBank Credit Card Tips
IberiaBank Visa® Platinum Rewards Card

IberiaBank MasterCard Gold Cash Back Rewards Card
0% APR for 6 months on balance transfers and no balance transfer fees with this offer.
IberiaBank Credit Card Tips
IberiaBank MasterCard® Gold Cash Back Rewards Card

IberiaBank Visa Gold Cash Back Rewards Card
0% APR for 6 months on balance transfers and no balance transfer fees with this offer.
IberiaBank Credit Card Tips
IberiaBank Visa® Gold Cash Back Rewards Card

IberiaBank Visa Classic
0% APR for 6 months on balance transfers and no balance transfer fees with this offer.
IberiaBank Credit Card Tips
IberiaBank Visa® Classic

IberiaBank MasterCard
0% APR for 6 months on balance transfers and no balance transfer fees with this offer.
IberiaBank Credit Card Tips
IberiaBank MasterCard®

0% APR Introductory Rate Balance Transfer Credit Cards

BP Visa Rewards Card
0% APR for 12 months on balance transfers.
BP Credit Card Tips
Chase BP Visa® Rewards Card

Chase Flexible Rewards Platinum Visa Card
0% interest on purchases and balance transfers for 12 months.
Chase Flexible Rewards Platinum Visa® Card

Chase Free Cash Rewards Visa Card
0% APR on purchases and balance transfers for 12 months.
Chase Free Cash Credit Card Tips
Chase Free Cash Rewards^SM Visa® Card

Chase PerfectCard MasterCard
0% APR on purchases and balance transfers for 6 months.
Chase PerfectCard Credit Card Tips
Chase PerfectCard™ MasterCard®

Chase Platinum MasterCard
No interest on purchases and balance transfers for 12 months.
Chase Platinum MasterCard®

Chase Platinum Visa Card
0% interest on balance transfers and purchases for 12 months.
Chase Visa® Platinum Card

Discover More Card
0% introductory APR for 12 months on purchases and balance transfers.
Discover More Credit Card Tips
Discover® More^SM Card

Discover More Card - American Flag
0% APR on balance transfers for 12 months and 0% APR on purchases for 6 months.
Discover More Credit Card Tips
Discover® More^SM Card - American Flag

Discover More Card – Clear
0% APR on balance transfers for 12 months and 0% APR on purchases for 6 months.
Discover More Credit Card Tips
Discover® More^SM Card - Clear

Discover More Card – Monogram
0% APR on balance transfers for 12 months and 0% APR on purchases for 6 months.
Discover More Credit Card Tips
Discover® More^SM Card - Monogram

Discover More Card – Sealife Collection
0% APR on balance transfers for 12 months and 0% APR on purchases for 6 months.
Discover More Credit Card Tips
Discover® More^SM Card - Sealife Collection

Discover More Card – Wildlife Collection
0% APR on balance transfers for 12 months and 0% APR on purchases for 6 months.
Discover More Credit Card Tips
Discover® More^SM Card - Wildlife Collection

Discover Open Road Card
0% APR on balance transfers for 12 months and 0% APR on purchases for 6 months.
Discover Open Road Credit Card Tips
Discover® Open Road^SM Card

Miles by Discover Card
0% APR for 6 months on purchases and balance transfers.
Miles by Discover® Card

Pulaski Bank Gold Visa Card
No interest on balance transfers for 6 months.
Pulaski Bank Visa Gold

American DreamCard Platinum MasterCard
0% APR on purchases and balance transfers for 5 months.
Balance Transfer Credit Card Review

0% APR Balance Transfer Business Credit Cards

Chase Business Cash Rewards Card
No interest on purchases and balance transfers for 12 months.
Chase Business Cash Rewards Card

Chase Business Rebate Card
0% APR for up to 15 months on balance transfers with a fixed 7.99% APR thereafter.
The Chase Business Rebate Card

Advanta Platinum BusinessCard
0% interest for 12 months on purchases and balance transfers.
Advanta Credit Card Tips
Advanta Platinum BusinessCard

Advanta Platinum BusinessCard with Rewards
No interest on balance transfers for 15 months.
Advanta Credit Card Tips
Advanta Platinum BusinessCard with Rewards

Chase Platinum Business Card
No interest on balance transfers and purchases for 12 months.
Chase Platinum Visa® Business Card

Read more Tricks to Balance Transfers to find out how to make the most of your balance transfer credit card.

Take advantage of these interest-free balance transfer credit cards to start saving money while you work to pay off your credit card debt.

Thanks and enjoy maximizing money.

Dollar Rent-A-Car is currently offering some great holiday car rental discounts that can save you money during your travels.

These Dollar car rental discounts are provided for a wide range of vehicles and offer great daily and weekly rates.

Take advantage of these Dollar holiday car rental deals to save money on your next car rental.

If you don’t see a Dollar rental car discount that suits your needs, you can also check out these other Car Rental Discounts from several national car rental companies.

Here’s an overview of the Dollar car rental deals and discount links.

Rent a standard convertible at $39.00/day or $197.00/week. Offer Ends 12-19-07. Not Valid in NY Metro area and Hawaii.

Hurry up and rent an SUV intermediate for $33.00 a day/$169.00 per week! Offer ends Dec.19th. Not Valid in NY Metro area & Hawaii.

Rent a minivan for $36.00 a day/$189.00 per week! Offer ends Dec. 15th 2007.

Hurry up and rent a premium car for $39.00 a day/ $197.00 a week! Offer ends Dec. 19th, 2007. Not valid in NY Metro area and Hawaii.

These Dollar car rental discounts can save you a lot of money this holiday season during your travels.

To save more money during your travels, consider these Gas Reward Credit Cards, which offer cash rebates on all of your gasoline purchases and other purchases as well.

To get a cash rebate and save money on all of your purchases, check out these Cash Rebate Credit Cards.

Thanks and enjoy maximizing money.

This is a list of discount gift ideas and holiday shopping savings to help you find great gifts and save money this holiday season and throughout the year.

Although many of these gift stores offer discounts on holiday presents, these are not necessarily all cheap gift ideas.

This list of discount gift ideas offers a wide price range, diverse gifts for all types of people, and unique gifts that will really make an impression.

Whether you’re shopping for your family, friends, or co-workers, you’ll find something special for everyone.

Discount Holiday Gift Ideas

Apple Store

Give someone a personally engraved iPod, fully gift-wrapped with free shipping.

A nice touch. Give an iPod touch with free signature gift wrap, engraving and shipping. Limited time only.

FansEdge.com

Give your biggest sports fan their favorite teams memorabilia including some classic NFL Throwback Jerseys.

NFL Throwback Jerseys - Up to 20% Off

Montana Legend

Prime Angus Beef and gourment foods. No man with a grill will complain.

Get Free Overnight Shipping With Montana Legend On Any Order over $250.

Countdown Creations

Space memorabilia and merchandise from the final frontier for the astronaut at heart.

Check out the sales and specials at Countdown Creations for great savings on space merchandise!

GovMint

Unique and rare coins for collectors and hobbyists.

Your One Best Source for Coins Worldwide

TreeGivers.com

Give the perfect gift for the person that loves to give back to the environment. Plant a tree in their name.

Christmas Gift Tree

ChimpFeet.com

Cuddly gifts for animal lovers, or a special present for your dog or cat.

Gifts for Pets and the People they Love - Pet Lover Gifts including dog collars, cat clocks and glass fish bowls.

StickerGiant.com

All kinds of stickers for all kinds of occasions, from superheroes to politics, or create your own personalized bumper sticker and more.

Free Stickers

Made in Firenze

Fine Italian gifts for discerning tastes.

Italian - Florence Italy online shopping Mall - Gift Ideas

Candle Bay

Candles, incense and more aromatic pleasures.

20% off any purchase @ CandleBay.com using code CB2020.

Baron Bob and Wonderfully Wacky

An eclectic variety of gift ideas that will surprise and delight.

Baron Bob and Wonderfully Wacky - presents possibly the world’s wackiest gift gallery. Surf by & decide for yourself!

CoolStuffCheap.com

Lava lamps, disco balls, bubble lights and other hints of humanity for your habitat.

CoolStuffCheap.com

Great American Days

Amazing experiences for thrill seekers and adventure hunters that have done it all or haven’t done enough.

Great American Days, unbelievable gifts, amazing experiences

Music Box Attic

Musical gift ideas that remind them of you with a melody.

Save an additional 10% off at Music Box Attic on any purchase from our already lowest discounted prices, use coupon code “percent10″.

zChocolat.com

Luxurious chocolat deliciousness, it never fails to satisfy.

zChocolat Christmas Boutique

Hollywood Mega Store

Hollywood paraphernalia and memorabilia from Hollywood legends to current stars of the silver screen. Great gifts for star-struck friends and family.

Find the perfect Hollywood gift now!

Discovery Channel Store

Educational gifts and toys that help young minds discover the gifts of life.

Free Shipping upgrade on purchases over $50

SpaWish.com

Give the gift of relaxation to that special someone.

Buy SpaWish Gift Certificates and Products. Save $5 today. Click For Details.

Gadget Universe

Diverse gadgets and gizmos for techies and widget lovers.

$5 off any order

Mrs. Beasley’s Bakery

Home-baked presents and gift baskets that will remind you of home, if your mother bakes as well as Mrs. Beasley.

Mrs. Beasley’s Gifts Under $30

Whales and Friends

Animal-themed ornaments and trinkets that are cute for the office or home.

Discounted Animal & Nature Gifts

Bonsai Boy of New York

Anybody who has seen Karate Kid will appreciate this gift. Bonsai trees are the closest thing to a pet without having to walk it.

Trees Under $30

Wind and Weather

Wind and weather instruments for the home and garden.

CLOSEOUTS! at Wind & Weather

Signature Wines

Ahh, vino, the fruit of life, perfect for every occasion and made even more special with a custom label.

Create your own bottle of wine!

Gift Tree

Bring in the New Year with a gift basket of bubbly and gourmet treats.

Champagne Gifts & Baskets

Hartstone Pottery

Homemade pottery and hand-crafted gifts.

Coupon: 10% OFF Hartstone Pottery. Use promotional code “holiday” at checkout! Until 12/28/2007. Free Shipping on orders over $100!

Excalibur Cutlery and Gifts

Cutlery, flasks, camping tools, pocket knives and more.

Save 5-20% our already low prices on Cutlery, Pocket Knives, Diecast cars, Mens Gifts, Manicure Sets and more

International Star Registry

The perfect gift for romantics or for those with a newborn baby. Give them the universe one star at a time.

Christmas Gift

PrankPlace.com

Gifts that make people laugh.

Funny Gag Gifts

RomanticGifts.com

Gifts for lovers.

RomanticGifts.com - Coupon CJ35 - 10% off orders over $25.

Wisconsin Cheeseman

Wisconsin cheeses and sausages. Great gifts for any occasion, but especially with the NFL playoffs around the corner.

Great Wisconsin Cheese Gifts

Christmas Catalog

Seasonal gifts for Christmas.

Save 15% on Orders Over $75

Mr. Beer

Buy them a beer, and they will catch a small buzz, but teach them how to brew, and they will drink for a lifetime.

Beer Making Kits - A Great Gift
America’s #1 home brewing systems!
As Low As $39.95!

ShoeBuy.com

Shoes, shoes, shoes, who doesn’t love to get them?

10% Off Any Purchase at Shoebuy.com

Absinthe Supply

Mystical and unique, and possibly even illegal, this gift will impress even the most seasoned high-seekers.

Order Czech Absinthe Online From USA/CAN/UK
We have a wide range of premium, competitively priced Absinthe for every taste.

Lobster Gram

Fresh lobsters delivered to your home, it’s the next best thing to hitting the Bahamas for the holidays.

Amazing Holiday Specials! Click Here To Save Up To 35% With Lobster Gram Web-Only Specials!

Boca Java

Give someone some of the best beans on the planet.

Click here for a 20% off coupon on your order with Boca Java.

Home Bistro

A fresh gourmet meal delivered to your door. It’s great for parties or to surprise that special someone with a romantic dinner.

Enter Code FIFTEEN for $15 off $75+ Home Bistro Orders! Easy-to-Prepare Meals, Appetizers, Desserts and More!

These discount gift ideas and holiday shopping savings offer some great ways to surpise your family and friends on a reasonable budget.To save money on your holiday gift shopping and all of your other holiday spending, make sure to use a Cash Rebate Card for all of your purchases.

Make your holiday gift giving even more enjoyable with these holiday gift ideas.

Thanks and enjoy maximizing money.