Archive for June, 2008



Discover More $100 Cash Bonus Credit Card

Discover is offering a $100 credit card bonus for the Discover More card, valid when you are approved by September 29, 2008.

To receive the $100 cash bonus for the Discover More credit card, you must apply and be approved by September 29, 2008, and then make $500 in purchases on your card within 3 months of being approved.

The Discover More credit card has no annual fee, and you’ll earn Cashback Bonuses on all of your purchases through the cash rebate rewards program that saves you money on all of your credit card purchases.

Discover More Card $100 Cash Bonus

To receive the $100 Cashback Bonus for the Discover More card, just apply online at Apply.DiscoverCard.com and enter the Discover Invitation Code: DATZ.

You may also apply for this cash bonus card by phone at 1-800-210-9022, and just mention the Discover card invitation code.

It’s important to note that specific information on the $100 Cashback Bonus will not be provided on the application page after you enter the invitation code, but you will still receive the bonus.

You may read our previous review on Discover $100 Cash Bonus Offers for the Discover More and Discover Motiva cards, which expire on August 18, 2008, for more information on these Discover cash bonus cards.

You may also be interested in the Discover Business Card $100 Cash Bonus Offer for a small business card with a cash bonus.

Take advantage of these Discover credit card cash bonuses to get $100 in extra cash and save money on your purchases.

These Cash Bonus Credit Cards offer even more ways to get credit card bonus cash offers, credit card cash rebates, and more credit card cash rewards.




15% Off Dell Refurbished XPS and Inspiron Computers

Dell is currently offering a 15% discount on refurbished XPS and Inspiron computers when you purchase a discounted Dell refurbished computer by June 30, 2008.

Receive 15% off your Dell XPS or Inspiron computer system when you enter the Dell promotional code 1TC?7HMRBTL3C$ during checkout by June 30, 2008.

Save 15% on all refurbished Dell printers as well when you enter the Dell discount code B9Q5JFT1K7R4MT, which also expires on June 30, 2008, or after the first 300 redemptions, whichever comes first.

Visit the Dell Refurbished Outlet to take advantage of these discounted computer prices while they last.

Discount Refurbished Electronics are an excellent way to save money on your electronics purchases, and refurbished products work just as good as new and even come with full warranties.

SIRIUS Refurbished Radios can also save you money on satellite radio purchases.

Take advantage of the Dell promotional code to save 15% on your Dell Refurbished XPS or Inspiron computer.

Save even more money on all of your purchases with Cash Back Rebate Credit Cards.




Citi Platinum Select Card $25 Credit Card Bonus Referral

The Citi Platinum Select Card is currently offering a $25 sign up bonus when you are referred by a current Citibank Platinum Select credit card customer.

This Citi Platinum Select credit card referral bonus is available to new Citi Platinum Select Card members who are referred by a current cardholder and apply by July 31, 2008.

This Citibank credit card bonus referral offer was sent to current Citi Platinum Select Card members by email, so it may not be available to all cardholders.

In order to receive the $25 credit card bonus, you must be referred by a current Citi Platinum Select Card member and sign up for your Citibank credit card by July 31, 2008.

You will then receive a $25 statement credit after your first purchase.

Email MaximizingMoney@gmail.com if you would like us to send you the official referral email, so that you can receive the $25 sign up bonus for the Citi Platinum Select credit card.

Current Citi Platinum Select members who received the promotional email announcement may also refer new members to receive a $25 referral bonus.

The Citi Platinum Select Card has no annual fee, so you can take advantage of this $25 credit card bonus for free.

Check out more details about the Citi Platinum Select Card on Citibank’s website, but be sure to request a $25 referral email to take advantage of this credit card bonus offer.

It’s important to understand that only 5 referrals may be made per customer, so we will only be able to provide $25 referral bonuses to the first 5 requests, in order to ensure that those customers will receive the $25 cash bonus when they are approved and make their first purchase.

Take advantage of this $25 referral bonus from Citibank for the Citi Platinum Select Card to receive this credit card cash bonus.

These Cash Bonus Credit Cards offer various sign up bonuses as well, so make sure to review these credit cards with cash bonuses.




AMEX Gold Business Credit Card $250 Cash Bonus Offer

The Gold Card from American Express is currently offering a $250 credit card cash bonus when you sign up for the American Express Gold business credit card and spend $1,000 on the card by October 31, 2008.

In order to receive this full $250 AMEX Gold Business Card bonus, you must apply for the credit card by July 31, 2008, and spend $1,000 on the card by October 31, 2008.

You will earn 5,000 bonus Membership Rewards points after your first eligible purchase of any size on the card.

Then you’ll earn 20,000 additional bonus points after you spend $1,000 on the card by October 31, 2008, for a total of 25,000 bonus Membership Rewards points.

25,000 Membership Rewards points can be redeemed for a total of $250 in cash gift cards for a variety of brand-name merchants, or you can redeem your bonus points for a free round-trip domestic airline ticket on a variety of airlines through the Membership Rewards program.

Take advantage of the American Express Business Gold $250 Bonus Offer while it lasts to earn this credit card cash bonus offer.

You can also receive 10,000 additional bonus points when you renew your card after the first year, plus you’ll get 5,000 bonus points when you spend $20,000 each year and 20,000 more bonus points when you reach $50,000 in spending each year.

That’s a total of 60,000 bonus points after one year, which is equal to $600 in gift cards, 2 free domestic round-trip airline tickets, or a wide range of other rewards including American Express gift cards, travel rewards, and merchandise.

The Gold Card from American Express does have an annual fee of $125, but this annual fee is waived for the first year.

Check out more Cash Bonus Credit Cards for additional sign up bonuses and other credit card cash bonuses.




Dollar Discounts on Car Rentals for Summer 2008

Dollar is currently offering discounts on car rentals for the summer of 2008 and beyond, so make sure you take advantage of these Dollar car rental discounts if you’ll be traveling this summer.

Take advantage of these car rental savings from Dollar during your summer vacation, and save even more money when you drive with these Gas Rebate Credit Cards that offer cash rebates on your gasoline purchases.

Dollar Car Rental Discounts

Save money on your next car rental with these Dollar car rental deals.

Convertible $32.99/weekend day. Use promo code CRUZ. Expires 10/12/2008.

Mini Van for $39.99/day or $199/week (pick up Sunday through Wednesday). Use promotional code wptd1. Expires 06/30/08.

Compact car $18.99/day (pick up Sunday through Wednesday). Promo code EMWP1. Expires on 6/30/2008.

American Express Card Dollar Discounts

Pay for your Dollar rental with your American Express Credit Cards for these discounts and savings, plus earn additional credit card bonuses and credit card discounts through American Express.

15% off when you pay with any American Express Card. No promotional code necessary. Expires on 12/31/2008.

Save 10% on any vehicle when you purchase a car rental 24-hours in advance and use an American Express. Use Code AX10. Expires 12/31/2008.

Mid-size SUV $39.00/day with Pass 24 with AMEX. Promo Code AX12. Expires 6/30/2008.

Dollar Car Rental Coupons

Dollar Upgrade

Dollar Rent A Car - GPS Coupon

Take advantage of these Dollar car rental discounts and savings on Dollar rentals this summer while they last.

Many other Car Rental Discounts are available from national car rental companies, so make sure you review these car rental promotional offers before your next car rental.




GoDaddy.com Promotional Code for 10% Discount

GoDaddy.com is currently offering a 10% discount with the GoDaddy.com promotional code MILE1.

Save 10% at GoDaddy.com on domain names, website hosting, personalized email, and website building services by entering the GoDaddy.com discount code MILE1 during your checkout.

Just visit GoDaddy.com to make your purchases and save 10% off your order when you enter the GoDaddy coupon code MILE1 during your checkout or mention the code when ordering by phone at 1-866-GoDaddy.

This 10% GoDaddy discount code is not applicable to any product renewals, domain transfers, reduced-price or bulk-priced domain names, MOBI purchases, gift cards, or Bob Parsons posters, and it cannot be used in conjunction with any other offer.

Visit GoDaddy.com today to take advantage of this 10% GoDaddy promotional code.




American Express Platinum Card $250 Cash Bonus or Free Airline Ticket

The American Express Platinum Credit Card is currently offering 25,000 Membership Rewards bonus points to new credit card members, which is enough for a free round-trip domestic airline ticket or $250 in cash bonus gift cards.

When you apply for the American Express Platinum Card and spend $1,000 on the card in your first 3 months of membership, you will earn 25,000 bonus points through the Membership Rewards program.

Your American Express Platinum Credit Card free 25,000 bonus points can be redeemed for $250 in gift cards from a variety of brand name merchants, $125 in American Express gift cards, statement credits, free merchandise, dining and entertainment rewards, or various travel rewards including hotel stays, car rentals, or a free domestic round-trip airline ticket from participating partner airlines.

Membership Rewards airline partners include Delta, JetBlue, Continental, SouthWest, and many other airlines, and 25,000 points is enough to receive a free domestic round-trip ticket with most airlines by redeeming your points for a free ticket, transferring your points to their frequent flyer programs, or using the Membership Rewards Pay with Points option to pay for all or part of your trip with your Membership Rewards bonus points.

The free 25,000 Membership Rewards bonus points can be redeemed for $250 in gift certificates from a variety of brand-name merchants including The Home Depot, Barnes and Noble, FTD.com, Dell, Gap, and many more.

You can also request a $100 statement credit for 20,000 points, or you can redeem your 25,000 bonus points for $125 in American Express Gift Cards.

The American Express Platinum Credit Card does come with an annual fee of $450, and it is a charge card, so your credit card balance is due in full each month.

However, if you can afford the membership and want to take advantage of the $250 in bonus rewards or free domestic round-trip airline ticket, then the American Express Platinum Credit Card offers many other benefits and services to make the annual fee worth the price.

American Express Platinum Card members will receive many benefits and features including a free overseas companion airline ticket with a qualifying ticket purchase, free worldwide airport club access, special amenities at luxury hotels, free cruise privileges, personal concierge and vacation planning, access to premium event seating and invitation-only once-in-a-lifetime experiences, exclusive shopping privileges, and premium car rental memberships.

You’ll also earn Membership Rewards points on all of your purchases and have access to the Membership Rewards First program with exclusive rewards.

Apply for the American Express Platinum Credit Card to receive 25,000 bonus points and take advantage of the many credit card benefits and exclusive features that are only available to American Express Platinum members.

Check out these other Cash Bonus Credit Cards to earn free cash when applying for credit cards.




Cash Back Business Rebate Credit Card from Advanta

The Advanta Platinum BusinessCard with Customized Cash Back Options offers a 5% cash rebate on gasoline, computers, office supplies, online advertising, web hosting, eBay fees, and shipping fees with a no annual fee business card.

The Advanta Cash Back BusinessCard provides an interest-free introductory offer on purchases for the first 15 months of your membership as well, so it’s a great way to finance your business for free while taking advantage of a business cash rebate card.

The Advanta Platinum BusinessCard with Customized Cash Back Options makes an excellent business credit card, but anyone can apply by entering your personal name for your business name, and the application only requires a social security number and not a federal tax ID for your business.

Earning Cash Rebates

You’ll earn a 5% cash back rebate on purchases of gas and diesel, computers and office supplies, online advertising, web hosting, eBay fees, and certain shipping fees for up to $1,200 in annual purchases, and you’ll earn a 1% rebate for these purchases in excess of $1,200.

For all other purchases, you’ll earn .25% on up to $3,000 in purchases, .50% on purchases between $3,000.01 and $5,000, .75% on purchases between $5,000.01 and $15,000, and 1% on purchases in excess of $15,000.

Cash rewards are automatically mailed by check following any billing cycle in which your unpaid rewards reach $50.

0% APR on Balance Transfers for 15 Months

The Advanta Platinum BusinessCard with Customized Cash Back Options offers a 0% APR on balance transfers for the first 15 months of membership, plus a fixed 7.99% APR thereafter.

The APR for purchases and cash advances is equal to the Prime Rate plus a 1.99% margin, which makes this an very low APR business credit card.

Take advantage of this free Advanta Cash Back BusinessCard to get a 5% rebate on everyday business purchases with a very low APR and a 0% introductory rate on balance transfers for 15 months.

Advanta Business Credit Cards are some of the best business credit cards, as they have no annual fees and offer low interest rates with 0% APR introductory offers.




Blue Sky from American Express Travel Rewards Credit Card

Blue Sky from American Express is a free travel rewards credit card that offers cash rebates toward your travel purchases at any airline, any hotel, any car rental, or any cruise line with no restrictions.

The Blue Sky travel rewards card is unique in that it allows you earn cash rebate credits that can be redeemed toward your travel purchases AFTER you charge them to your credit card, which eliminates the hassle of fitting your travel rewards into your travel schedule.

Blue Sky from American Express® gives you the freedom to travel and earn rewards without restrictions.

Earning Points with Blue Sky

You’ll earn 1 point for every $1 you spend on the Blue Sky from American Express credit card.

$100 Statement Credit Per 7,500 Points

Each 7,500 points that you earn is equal to a statement credit of up to $100, up to the amount of the travel purchase.

That’s equal to a 1.33% cash rebate on all of your purchases, but points may only be redeemed in 7,500 point increments toward eligible travel purchases.

Eligible Travel Purchases

Eligible travel purchases include purchases at airlines, hotels, car rental companies, cruise lines, travel agencies, tour operators, and online travel sites.

You may redeem your points toward any eligible travel purchases made on your Blue Sky from American Express®.

Requesting Your Travel Credit

You simply request your statement credit toward your eligible travel purchase within 60 days of making the purchase, and you’ll receive up to $100 in statement credits toward the travel purchase for each 7,500 points you redeem.

That means you can travel anytime and go anywhere with the Blue Sky from American Express, and you’ll be able to redeem your points as statement credits toward any of your eligible travel expenses.

Blue Sky Card Introductory APR Offers

Blue Sky from American Express® has no annual fee, so it’s an absolutely free travel rewards card.

The Blue Sky credit card offers a 0% APR on Purchases for the first 6 months.

Blue Sky also provides a 4.99% APR on Balance Transfers for the Life of the Loan as long as the balance transfer is submitted during the application process or within the first 30 days of your membership.

Benefits of the Blue Sky Card

The Blue Sky built-in ExpressPay feature allows you to pay for purchases without swiping your credit card, and many travel benefits and card perks are also available to American Express credit card members, including travel insurance, car rental insurance, purchase protection features, and more.

Apply for Blue Sky from American Express® to receive approval in as little as 60 seconds, and take advantage of this free travel rewards credit card to earn statement credits toward your travel purchases anywhere.

Review more American Express Credit Cards for additional travel rewards credit cards, cash rebate cards, and credit card discounts.




Credit Cards with Low APR Rates on Purchases

Credit cards with low APR rates on purchases are a great way to reduce interest charges on your credit card if you plan to carry a balance when making purchases.

The best way to avoid interest charges on credit cards is to pay your monthly balance in full, but this may not always fit your budget, so it’s good to apply for low APR credit cards to reduce your finance charges.

Credit cards with low APRs can save you money on your purchases if you plan to regularly carry a balance on your credit card.

However, these 0% APR Introductory Offer Credit Cards may be a better option if you plan to make large purchases or carry a balance for as long as 15 months with no interest charges, but then will pay your balance in full after the introductory offer expires.

If you plan to transfer a balance from another credit card, these 0% APR Balance Transfer Credit Cards can save you money on balance transfers, but you’ll want to use balance transfer cards strictly for transferring balances and make your purchases on a different low APR credit card, unless the 0% APR introductory rate applies to both purchases and balance transfers.

All of these credit cards with low APRs have no annual fees, because annual fees will reduce any savings you would gain from having a low APR credit card. Check out our article on How Annual Fees Increase Your Credit Card APRs to calculate how your annual fee affects your actual APR.

Credit cards with low APR rates are good to have for emergencies as well, as you never know when you may need emergency funds, and low APR cards can help you avoid paying excessive interest charges when you need some extra cash in a hurry.

These are some of the lowest APR credit cards available for consumers and businesses.

Credit Cards with the Lowest APRs

IberiaBank Visa Classic Card

IberiaBank Visa® Classic

The IberiaBank Visa Classic credit card has an extremely low APR of 4% with a 0% APR on balance transfers for 6 months with no balance transfer fees and no annual fees.

Check out more details in our IberiaBank Credit Card Review.

IberiaBank Visa Platinum Rewards Card

IberiaBank Visa® Platinum Rewards Card

The IberiaBank Visa Platinum Rewards credit card has a low APR of 5.99% with a 0% APR on balance transfers for 6 months and no balance transfer fees, plus you’ll have access to the rewards program to earn travel rewards, hotel stays, and more with no annual fee.

Check out our IberiaBank Card Review.

IberiaBank Visa Gold Cash Back Rewards Card

IberiaBank Visa® Gold Cash Back Rewards Card

The IberiaBank Visa Gold cash rebate credit card has an APR of 5.99% for purchases and a 0% APR for 6 months on balance transfers with no balance transfer fees and no annual fee, and you’ll get a 1% cash rebate on all of your purchases.

Read our IberiaBank Review.

Pulaski Bank Gold Visa Card

Pulaski Bank Visa® Gold Card

The Pulaski Bank Gold Visa card has a low APR on purchases of 8% and a 0% APR on balance transfers for 6 months with no annual fee.

ESPN Total Access Visa Card

ESPN Total Access Visa® Card

The ESPN sports rewards credit card has an APR of 9.24% on purchases, and you’ll get a 0% APR on purchases and balance transfers for 6 months with no annual fee, plus you get access to the ESPN Total Access Rewards Program.

Check out our ESPN Credit Card Review for more info on the ESPN rewards card.

Blue from American Express

Blue from American Express®

The Blue from American Express card has an APR as low as 9.99%, plus you’ll get a 0% APR on purchases for up to 15 months with no annual fee. You can also get a fixed 4.99% APR on balance transfers for the life of the loan.

Check out our Blue from American Express Card Review.

Blue Cash from American Express

Blue Cash® from American Express

Blue Cash from American Express has an APR as low as 9.99% for purchases, and you’ll receive a 0% APR on purchases for the first 6 months as well as a 4.99% fixed APR on balance transfers for the life of the loan. You’ll earn up to 5% cash back on all of your purchases with no annual fee.

Blue Sky from American Express

Blue Sky from American Express®

The Blue Sky credit card has an APR as low as 9.99% on purchases with a 0% APR on purchases for 6 months and a 4.99% APR on balance transfers for the life of the loan, plus there’s no annual fee, and you’ll earn points that can be redeemed towards travel discounts.

Business Credit Cards with Low APRs

SimplyCash Business Card from American Express

SimplyCash® Business Card from American Express

The SimplyCash Business Card has an APR as low as 5.00% on purchases with a 0% APR on purchases for up to 12 months and a 7.99% APR for life on balance transfers, plus you’ll get a 5% cash rebate on office supplies and wireless services, 3% on auto gas purchases, and 1% on everything else with no annual fee.

Check out our SimplyCash Credit Card Review for more info on this business cash rebate card.

Advanta Platinum BusinessCard with Rewards

Advanta Platinum BusinessCard with Rewards

Advanta Platinum with Rewards Customized BusinessCard

The Advanta Platinum BusinessCard with Rewards has a 7.99% APR on purchases and a 0% APR for 15% months on balance transfers with no annual fee, plus you’ll receive up to 5% cash rebates on gas purchases, office supplies, and other purchases. Opt for the Advanta Customized BusinessCard with Rewards to create your own card image.

Check out our Advanta Credit Cards Review for details on Advanta business cards.

The Platinum Business Credit Card from American Express

The Platinum Business Credit Card

The Platinum Business card has an APR for purchases as low as 7.99% with a 0% APR on purchases for the first 12 months and a 4.99% APR on balance transfers for the life of the loan with no annual fee.

Blue Cash for Business Credit Card from American Express

Blue Cash® for Business Credit Card

The Blue Cash for Business card has a purchase APR as low as 7.99% with a 0% intro rate on purchases for 6 months and a 7.99% APR on balance transfers for the life of the loan. You’ll earn up to 5% on all purchases with this no annual fee business card.

Blue for Business Credit Card from American Express

Blue for Business® Credit Card

The Blue for Business card has an APR of 7.99% on purchases with a 0% APR on purchases for up to 15 months and a 4.99% APR on balance transfers for the life of the balance transfer, plus there’s no annual fee.

Check out our Blue for Business Credit Card Review.

Chase Platinum Business Card

Chase Platinum Visa® Business Card

The Chase Platinum Business credit card has a purchase APR of 8.99% with a 0% APR on purchases and balance transfers for up to 12 months and no annual fee.

Platinum Business FreedomPass Card from American Express

Platinum Business FreedomPass® Credit Card

The Platinum Business FreedomPass credit card has a purchase APR as low as 8.99% with a 0% APR on purchases for the first 12 months and a 7.99% APR on balance transfers for the life of the loan with no annual fee. You’ll also earn 5,000 bonus points after your first purchase towards travel savings in the business rewards program.

Check out our FreedomPass Credit Card Review for more details on this business travel rewards card.

These are some of the lowest APR credit cards available with no annual fees.

It’s important to understand that not all applicants will receive the lowest credit card APRs available when applying for some of these low APR cards, as only qualified applicants may receive the best interest rates.

Credit cards with low APR rates can save you a lot of money on interest charges over time, so take advantage of these credit cards with the lowest APRs.




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