Citibank is now offering up to $400 in gift card bonuses when you start your Citibank Checking Relationship by July 31, 2013.
You can earn up to $300 with a new regular checking relationship and qualifying banking activities.
Plus, you can earn an extra $100 with qualifying digital services.
Up to $300 Citi Checking Package Bonuses
You can get a $300 bonus with the Citigold Account, plus an extra $100 with digital services.
You can get a $100 bonus with the Citibank Account or Basic Banking Package, plus an extra $100 with digital services.
Within 60 days of account opening, you must complete 1 direct deposit and 1 bill payment per month for 2 consecutive calendar months to get the banking bonuses.
$100 Citi Digital Services Bonus
You must complete 1 or more of the following activities within 60 days of account opening to get the extra $100 digital services bonus:
1. Download the Citi Mobile or Citi Tablet App and log in.
2. Enroll in Popmoney and complete 1 transaction.
3. Sign up for Paperless Statements.
Promo Link: Check out this Citibank $400 Checking Offer to earn up to $400 in cash rewards with the Citi promo code CGBE.
Just open an eligible Citibank checking account package to get up to $400 in gift cards when you complete qualifying actions.
Here’s How To Earn This Citibank Checking Bonus
1. Open a new Citibank checking account in the Citigold, Citibank Account, or Basic Banking package by July 31, 2013.
2. Enroll the new checking account in Citi ThankYou Rewards within 60 days.
3. Within 60 days after account opening, initiate 1 direct deposit AND complete 1 electronic bill payment per month for 2 consecutive months.
The Citigold Account Package $300 Bonus
You can get 30,000 ThankYou Points when you open a new regular checking account in the Citigold Account package, which is redeemable for $300 in gift cards.
The Citibank Account Package $100 Bonus
You can get 10,000 ThankYou Points when you open a new regular checking account in the Citibank Account package, which is redeemable for $100 in gift cards.
The Basic Banking Package $100 Bonus
You can get 10,000 ThankYou Points when you open a new Citibank Basic Banking account package, which is redeemable for $100 in gift cards.
Citibank Checking Bonus Details
You must enroll your new checking account in the Citi ThankYou Rewards program within 60 days of opening your account.
Within 60 days after account opening, you must initiate 1 direct deposit AND complete 1 electronic bill payment from the checking account each month for 2 consecutive months.
Qualifying direct deposits are Automated Clearing House (ACH) credits, which may include payroll, pension, or government payments (such as Social Security) by your employer or an outside agency.
Qualifying bill payments are those using Citibank Online, Citi Mobile, or CitiPhone Banking.
A bill that is paid by making a transfer between linked accounts and transfer payments made to accounts within Citibank or to accounts with Citibank affiliates do not qualify as a bill payment for this offer.
These offers are for new checking customers only who are 18 years or older.
This offer cannot be combined with any other offer.
There is a limit of 1 offer per customer.
Your new checking account must be open and in good standing at the time that the bonus ThankYou Points are credited.
If you have received a bonus reward for opening a new Citibank consumer checking account within the past 2 years, you will not be eligible to receive a bonus associated with this offer.
The bonus ThankYou points will be credited to your ThankYou member account within 90 days from the end of the statement period in which you satisfy all of the offer requirements.
The new checking account must be open and in good standing at the time that the bonus ThankYou points are posted to your ThankYou account.
Citibank Digital Services Bonus Details
To qualify for an additional 10,000 bonus ThankYou Points, you must satisfy the offer requirements for the checking package bonus AND within 60 days after account opening, complete 1 of the following digital services:
1. Enroll your new checking account in paperless statements.
2. Enroll in Popmoney AND have 1 Popmoney transaction debited from your new checking account.
3. Download the Citi Mobile or Citi Tablet App and use the app to sign on with the same User ID and Password you use to access your new checking account online.
Citibank Online registration is required before you can complete any of these digital services.
Avoiding Monthly Banking Fees
Please note that you must maintain a substantial minimum balance in the Citigold and Citibank accounts in order to avoid paying monthly maintenance fees. However, you can avoid the Basic Banking account monthly fee by making 1 direct deposit and 1 bill payment per statement period.
Citigold Account Package – Monthly service fee is waived if you maintain a combined average monthly balance of $50,000 in deposits and retirement balances OR $100,000 in combined average monthly balances in deposits, retirement, investments, credit cards, and loans/lines of credit excluding first mortgage, otherwise a $30 monthly service fee is applied.
Citibank Account Package – Monthly service fee is waived if you maintain a combined average monthly balance of $15,000 in eligible linked products, otherwise a monthly service fee of $20 is applied. Eligible linked products are linked deposits, loans, mortgages, credit cards, retirement and investment accounts.
Basic Banking Package – Monthly service fee is waived if the following transactions are completed: maintain a combined average monthly balance of $1,500 in either your Basic checking or your linked Basic Savings Account OR if you make 1 Direct Deposit AND 1 Bill Payment each monthly statement period, otherwise a $10 monthly service fee is applied. Qualifying bill payments are those made using Citibank Online, Citi Mobile or CitiPhone Banking. Bills paid by making a transfer between linked accounts and/or transfer payments made to accounts within Citibank or to accounts with Citibank affiliates do not qualify as bill payments for this offer. Qualifying direct deposits are Automated Clearing House (ACH) credits, which may include payroll, pension, or government payments (such as Social Security) by your employer or an outside agency.
These minimum balance requirements and monthly account fees may vary between different states, so please check the account details for your specific state before opening an account.
It’s also important to note that the value of rewards from redeemed points will be reported to the IRS as miscellaneous income on Form 1099-MISC, as required by applicable law.
Take advantage of this Citibank Checking Relationship bonus offer to earn up to $400 in free gift card rewards.
Review these other Banking Bonuses for more checking account and savings account promotions.
Sign up for your new Citi checking account bonus today.
need to have at least $50,000 in checking account every month for the Citigold AND $20,000 in your checking account every month for the Citibank account
I’m doing this deal. You don’t need to keep those amount in your account…you only need to keep those amounts to avoid fees, and as ridiculous as their fees are, they don’t add up to over $400.
Still, it’s pretty disgusting to post this deal here without mentioning the penalty for having a low balance, which *is* quite substantial (like $15-20 a month or something)?
Hello Dave,
We have added a note to the above article about the minimum balance requirements and account maintenance fees.
These fees and balance requirements seem like they may vary between different states, so we did not give any specifics at this time.
For instance, in Wisconsin, The Citibank Account has a $15,000 minimum balance requirement to avoid a $20 monthly fee, and The Citigold Account has at least a $50,000 minimum balance requirement to avoid a $30 monthly fee.
Everyone should definitely check the specific details in your state before opening an account.
I apologize for any inconvenience.
Thank you for your comments. Max