Through the Comerica Bank Referral Program, new customers can get a $50 Mastercard Reward Card when you open a new Comerica Personal Checking Account, make 2 deposits with a minimum of $150 per deposit, and make 4 payments with a minimum of $20 per transaction within 60 days of account opening, plus current customers can earn up to $500 in rewards per calendar year for referring your friends to join Comerica Bank.
Even though Comerica Bank only has consumer banking centers in Arizona, California, Florida, Michigan and Texas, you may be able to open a Comerica Personal Checking Account from other states in the U.S.A. through their online application (see below for details).
State Residency Requirements For Comerica Bank
While Comerica Bank has primary U.S. locations in Arizona, California, Florida, Michigan and Texas, where they provide services for consumer accounts, you may be able to open an account online from outside of those states in other regions.
When you click the “Apply Now” button under the Access Checking Account on the Comerica Checking Accounts Page, it will ask you to enter your ZIP code, and then redirect you to the application page after you enter your ZIP code.
While I am not 100% sure that this means anybody who passes the ZIP code test will be able to open an account online, it does seem to indicate that your application will at least be considered if you apply from the ZIP code that you enter.
However, you will only find Comerica Bank consumer branches in Arizona, California, Florida, Michigan and Texas, although Comerica’s North American Presence does expand to other U.S. states as well as into Canada and Mexico.
Comerica $50 Personal Checking Account Bonus
1. You must first register via this Comerica $50 Referral Registration Link in order to be eligible for a $50 Mastercard Reward Card.
2. Open a new Comerica Personal Checking Account either online or in a Comerica banking center and complete the following requirement within 60 days of account opening.
3. Receive 2 deposits of at least $150 per deposit within 60 days of account opening.
4. Complete 4 or more payments transactions of at least $20 per transaction, including checks, debit card, P2P, etc, within 60 days of account opening.
5. Keep your new Comerica Personal Checking Account open for at least 60 days.
6. Receive a $50 Mastercard Reward Card within 4 to 6 weeks of completing all of the requirements.
7. This offer is only available to new Comerica Personal Checking Account customers, and it is not available if you currently have or have had an open Comerica Personal Checking Account within the previous 180 days.
8. With the Comerica Access Checking Account, there is a $50 minimum opening deposit requirement ($0 online), and the $13 monthly maintenance fee is waived when: you have a $1,000 minimum Ledger Balance each day in this account; OR you have 1 direct deposit of at least $250 or more per statement cycle to this account; OR you are a full-time student up to the age of 26; OR you are a business owner with a Comerica business checking account; OR you are an Active or Retired Member of the U.S. Military (must show valid Military ID); OR you are a member of a Comerica Platinum Circle Checking household and designated by the account owner as the 1 Access Checking Account free of monthly maintenance fees. There is also a $2 discount that applies to the monthly maintenance fee with eStatements and suppression of paper statements.
Comerica $50 Referral Rewards Program
When you register for the Comerica ReferLive Program, you can share $50 Mastercard Reward Cards with your friends, family and acquaintances, and you’ll earn a $50 Mastercard Reward Card for each successful referral.
When your referrals register with ReferLive, open a new Comerica Personal Checking Account either online or in-person at a Comerica banking center, and compete the requirements, you will both receive a $50 Mastercard Reward Card.
In order to qualify, the new customer must make at least 2 deposits with a minimum of $150 per deposit within 60 days of account opening, make at least 4 payments with a minimum of $20 per transaction (i.e., checks, debit card, P2P, etc.) within 60 days of account opening, and keep the account open for at least 60 days.
Once the requirements are completed, both the referrer and referee will receive a $50 Mastercard Reward Card that will be mailed to the registration addresses within 4 to 6 weeks of completion of all requirements.
As a referrer, you may receive up to 10 $50 Mastercard Reward Cards or a total of $500 in rewards within a calendar year.
Comerica employees are not eligible to participate in the referral rewards program, but nowhere in the terms or FAQs does it indicate that you must be a Comerica customer in order to participate, so it appears that anybody can register to refer new customers to Comerica Bank (this is also true of some other ReferLive partner programs that I have seen).
Take advantage of the Comerica Bank Referral Program to get a $50 Mastercard Reward Card when you open a new Comerica Personal Checking Account, plus get up to $500 in total rewards per calendar year when you refer your friends, family and acquaintances to join Comerica Bank.
Please note that the Comerica referral registration link in step #1 of this article for new customers is not provided by a current customer of Comerica Bank. However, the terms do not indicate that you must be a current Comerica customer in order to refer new customers, and other ReferLive banking referral programs also do not have that specific requirement. However, if you do register through the link in this article, you may wish to consider this risk and look to apply through the referral registration link of a current Comerica Bank customer instead. I personally believe it will not be an issue, and I have seen it work fine for other ReferLive partner referral programs, but I want everyone to be aware of this. In addition, I do not have specific confirmation that applications from outside of states where Comerica has consumer banking centers will be accepted, except for the information outlined in the state residency section above.
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