Fidelity Bank and Oklahoma Fidelity Bank both offer a $25 annual bonus for the Opt Checking account with no monthly fee and no minimum balance requirement.
Fidelity Bank has branches in Wichita and Overland Park in Kansas, while Oklahoma Fidelity Bank (a division of Fidelity Bank) has branches in Oklahoma City, Edmond, and Moore in Oklahoma.
About the Opt Checking Account and $25 Bonus
The Opt Checking account has no monthly fee, and there is no minimum balance requirement to maintain your account for free.
The opening deposit requirement is only $25.
Plus, you’ll receive a Visa Debit Card with no annual fee that provides $0.05 cash back on every signature-based debit card transaction.
Opt Checking Customers Can Select 2 of the Following Options for Free:
- $25 annual bonus on your account anniversary.
- An additional $0.05 cash back on every signature based debit card transaction.
- Earn interest.
- No foreign ATM fees from Fidelity.
- One OD/NSF fee refund per year.
- Free standard checks.
- Free online bill pay.
The first 2 options that you select from the above list are free, and you can also choose additional options for a $2 monthly charge each.
Basically, you can open a free personal checking account, and you’ll get a $25 bonus each year without any requirements, other than maintaining your account.
You can even get up to $0.10 cash back on each signature-based debit card purchase if you choose.
These banks also provide Health Savings Accounts if you are interested in a health care plan with tax savings.
Take advantage of the Opt Checking $25 annual account bonus if you live in select Kansas and Oklahoma regions.