First Citizens Bank $150 Checking Account Bonuses

First Citizens Bank is offering a $150 Premier or Prestige checking account bonus when you receive a direct deposit, make 5 debit card transactions, OR make 5 electronic payments.

First Citizens Bank has branches in Arizona, California, Colorado, District of Columbia, Florida, Georgia, Kansas, Maryland, Missouri, North Carolina, New Mexico, Oklahoma, Oregon, Tennessee, Texas, Virginia, Washington, and West Virginia.

This offer is valid on new accounts opened by September 30, 2014.

How To Get Your $150 First Citizens Bank Bonus

1. Visit the First Citizens Bank Promo Page to open your First Citizens Premier or Prestige checking account online.

2. Obtain a new debit card.

3. Meet 1 of the following requirements within the first 60 days of account opening:

  • Receive a qualifying direct deposit.
  • Make 5 debit card transactions.
  • Have 5 qualifying electronic payments.

You will receive a credit of $150 within 60 days of meeting the qualifications.

First Citizens Bank Promotional Details

A qualifying direct deposit is defined as a deposit of $500 or more that is electronically deposited by an employer or an outside agency, such as a paycheck, pension, Social Security, or other regular monthly income.

A qualifying electronic payment is defined as completing a Bill Pay or Popmoney transaction via Personal Online Banking or Mobile Banking payable to a recipient other than the account owner.

Credit card cash advance transfers, transfers from one account to another, or deposits made at a branch or ATM do not qualify as a direct deposit or electronic payment.

Premier and Prestige Checking Account Details

The minimum deposit required to open a Premier or Prestige account is $100, but there is no minimum balance requirement to obtain the bonus.

For Premier Checking, they waive the monthly service fee based on your banking relationship balances or total direct deposits of $4,000.

For Prestige Checking, they waive the monthly service fee based on your banking relationship balances or total direct deposits of $6,500.

Otherwise, account maintenance fees will apply if you don’t meet the requirements.

Review these additional Bank Bonus Promotions for more current banking offers.

Take advantage of this First Citizens Bank promotion to earn a $150 checking reward.


  1. DDBaller says

    Hey Max, there are Oregon locations of this bank and I was wondering if this promotion applies to them as well?

    • says

      Hello DDBaller,

      Thank you for your comment. It looks like First Citizens Bank has added new branch locations since I wrote this original article.

      Yes, residents of Oregon and other states are now eligible for this offer as well.

      I’ve updated the above article to include all of the current valid participating states.

      Thank you, Max

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