First Niagara Bank $250 Personal Checking Account Bonus in CT, MA, PA and NY

First Niagara Bank is offering up to a $250 personal checking account bonus for new customers, available through October 12, 2014.

You must be a resident of Connecticut, Massachusetts, Pennsylvania, or New York to participate in this promotion.

Check out this First Niagara Bank Promotional Offer to open your account today.

How To Get First Niagara Bank $250 Bonus

You can earn the $250 when you complete all 3 of the following within the first 60 days of opening your account:

1. Make a direct deposit totaling $250 or more.

2. Make 10 debit card purchases.

3. Make 5 bill payments using Online/Mobile Banking.

How Much Will You Earn

  • Complete Any 1: Earn $50 total.
  • Complete Any 2: Earn $100 total.
  • Complete All 3: Earn $250 total.

First Niagara Bank Promotional Details

This offer is available for Choice Checking, Pinnacle Checking, and PinnaclePlus Checking accounts only.

Your direct deposits need to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.

Your cash bonus will be deposited into your new checking account within 30 days from the end of the month in which you satisfy the offer criteria.

Your checking account must be open and maintain a positive balance in order to obtain the bonus.

Your account must remain open for 180 days to avoid a $25 Early Account Closing fee.

This offer is valid only for individuals who have not had any consumer checking relationship with First Niagara in the previous 365 days.

Customers may only receive a bonus on 1 account.

Customers must be residents of CT, MA, PA, or NY to participate in this offer.

Bank employees and members of their household are not eligible for this promotion.

The amount of the cash bonus will be reported as a payment of interest in accordance with Internal Revenue Service regulations and will appear on your IRS Form 1099-INT for the year in which the bonus is paid to you.

The minimum opening deposit is $50 for Choice and Pinnacle Checking and $500 for PinnaclePlus.

Review these additional Banking Bonus Rewards for more national bank promotions.

Sign up for a new First Niagara Bank checking account to receive up to a $250 cash reward.


  1. erik says

    Terrible bank!!
    I applied and was approved.

    My girl-friend also applied but failed the ID check (even though all ID questions were answered correctly!!). I helped her by calling in together and we explained that all ID questions were answered correctly – and we could prove it. They still denied her, so we asked when she could apply again. They escalated her case, but didn’t respond back.

    However, a few days later they promptly closed my own account w/o explanation (I regret giving them my name when helping her…).

  2. JAY says

    I tried First Niagara Bank and the website indicates This special offer has expired.

    However, you can still open a First Niagara Checking account. Visit a local branch, call 1-800-836-1008. Today is 19/9/14 and the offer was suppose to be until October 12, 2014.

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