First Niagara Bank is offering a $100 personal checking account bonus for new customers, available through December 31, 2014.
You must be a resident of Connecticut, Massachusetts, Pennsylvania, or New York to participate in this promotion.
Just open a new First Niagara Simple Checking, Choice, Pinnacle, or PinnaclePlus Checking account online and receive direct deposits totaling $250 or more within 60 days to qualify for a $100 bonus.
Check out this First Niagara Bank Promotional Offer to open your account today.
How To Get First Niagara Bank $100 Bonus
1. Open a new First Niagara Simple Checking, Choice Checking, Pinnacle Checking, or PinnaclePlus Checking account online.
2. To qualify for the $100 cash bonus, you must receive direct deposits totaling $250 or more within 60 days of account opening.
3. The cash bonus will be deposited into your new checking account within 30 days from the end of month in which direct deposits totaling $250 or more are made to your account.
4. Your account must remain open for 180 days to avoid a $25 Early Account Closing fee.
First Niagara Bank Promotional Details
This offer is available for Choice Checking, Pinnacle Checking, and PinnaclePlus Checking accounts opened online only (not available to Trust or Estate accounts).
Your direct deposits need to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.
Your cash bonus will be deposited into your new checking account within 30 days from the end of the month in which you satisfy the offer criteria.
Your checking account must be open and maintain a positive balance in order to obtain the bonus.
Your account must remain open for 180 days to avoid a $25 Early Account Closing fee.
This offer is valid only for individuals who have not had any consumer checking relationship with First Niagara in the previous 365 days.
Customers may only receive a bonus on 1 account.
Customers must be residents of CT, MA, PA, or NY to participate in this offer.
Bank employees and members of their household are not eligible for this promotion.
The amount of the cash bonus will be reported as a payment of interest in accordance with Internal Revenue Service regulations and will appear on your IRS Form 1099-INT for the year in which the bonus is paid to you.
The minimum opening deposit is $50 for Choice and Pinnacle Checking and $500 for PinnaclePlus.
How To Avoid Fees with First Niagara Simple Checking
First Niagara Simple Checking has no minimum balance and no monthly maintenance fee when you deposit as little as 1 penny per statement cycle.
To avoid the $5 monthly maintenance fee with Simple Checking, you must deposit at least $0.01 per statement cycle into your account.
The following transactions will not be counted toward the monthly maintenance fee waiver: Interest Deposits, Overdraft Sweep/Transfers, Bonus Payments, and Error Corrections.
Review these additional Banking Bonus Rewards for more national bank promotions.
Sign up for a new First Niagara Bank checking account to receive a $100 cash reward.