First Niagara Bank is offering a $200 personal checking account bonus for new customers, available through December 31, 2015.
You must be a resident of Connecticut, Massachusetts, Pennsylvania, or New York to participate in this promotion.
Just open a new First Niagara Pinnacle Checking or PinnaclePlus Checking account online and receive direct deposits totaling $250 or more within 60 days to qualify for a $200 bonus.
Check out this First Niagara Bank Promotional Offer to open your account today.
How To Get First Niagara Bank $200 Bonus
1. Open a new First Niagara Pinnacle Checking or PinnaclePlus Checking account online.
2. To qualify for the $200 cash bonus, you must receive direct deposits totaling $250 or more within 60 days of account opening.
3. The cash bonus will be deposited into your new checking account within 30 days from the end of month in which direct deposits totaling $250 or more are made to your account.
4. Your account must remain open for 180 days to avoid a $25 Early Account Closing fee.
First Niagara Bank Promotional Details
This offer is available for Pinnacle Checking and PinnaclePlus Checking accounts opened online only (not available to Trust or Estate accounts).
Your direct deposits need to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.
Your cash bonus will be deposited into your new checking account within 30 days from the end of the month in which you satisfy the offer criteria.
Your checking account must be open and maintain a positive balance in order to obtain the bonus.
Your account must remain open for 180 days to avoid a $25 Early Account Closing fee.
This offer is valid only for individuals who have not had any consumer checking relationship with First Niagara in the previous 365 days.
Customers may only receive a bonus on 1 account.
Customers must be residents of CT, MA, PA, or NY to participate in this offer.
Bank employees and members of their household are not eligible for this promotion.
The amount of the cash bonus will be reported as a payment of interest in accordance with Internal Revenue Service regulations and will appear on your IRS Form 1099-INT for the year in which the bonus is paid to you.
The minimum opening deposit is $50 Pinnacle Checking and $500 for PinnaclePlus Checking.
How To Avoid Fees with First Niagara Pinnacle Checking
To avoid the $15 monthly maintenance fee for Pinnacle Checking, you must maintain a minimum daily balance of $1,000, or a combined balance of at least $25,000 in deposits, consumer loans (excluding mortgages), credit card balances, and investment accounts.
Review these additional Banking Bonus Rewards for more national bank promotions.
A special thank you goes out to our reader Donald for letting me know about this offer and to vsquare for posting about it on Slickdeals.
Sign up for a new First Niagara Bank checking account to receive a $200 cash reward.