MidFirst Bank Checking Account $150 and $200 Bonuses Available

MidFirst Bank is offering both a $150 and $200 bonus when you open a MidFirst checking account and complete qualifying actions with the $200 bonus only available at MidFirst banking centers through November 30th and the $150 bonus available through December 31, 2014.

MidFirst Bank has primary markets in Oklahoma City, Phoenix, Tulsa, and western Oklahoma, but these 2 MidFirst Bank promotions are only available for Arizona residents.

MidFirst Bank $200 Checking Account Bonus

The $200 MidFirst Checking Bonus is only available in Arizona banking centers for new consumer checking customers with accounts opened by November 30, 2014, and you must be 17 or older.

You must mention Promo Code Arizona200 at account opening in a MidFirst Bank Arizona banking center to qualify.

There is a $100 minimum opening deposit required to receive the offer.

In order to qualify, you must meet 2 of the following 3 requirements within 75 days of account opening:

1. Set up a $250 minimum monthly recurring direct deposit into new checking account.

2. Complete 10 check card purchases with your MidFirst check card. Multiple swipes for the same purchase do not qualify. ATM transactions are not eligible.

3. Open a new Performance Savings, Company Club Savings, or a Sun Devil Select Club Savings account with $250 minimum opening deposit; or Premium Savings account with $10,000 minimum opening deposit; or Titanium Money Market account with $5,000 minimum deposit.

You will receive your account credit within 90 days of account opening.

This offer is not valid on M Go!, Sun Devil, and Sun Devil Solution Checking accounts.

There is a limit of 1 new promotional account per household.

Accounts closed within 90 days of the account opening are not eligible for the offer and may be subject to charges equal to the value of the offer and an early account closure fee.

A special thank you goes out to Doctor Of Credit for being the first to post about this offer.

MidFirst Bank $150 Checking Account Bonus

While researching the above $200 bonus promotion, I also found this $150 MidFirst Bank Checking Account Bonus that is available through December 31, 2014.

This offer is only available to Arizona residents who are at least 17 years of age, but it doesn’t indicate that you must open your account in person at a MidFirst banking center like the $200 bonus does.

However, it does say that you must mention the offer at account opening, which seems to imply that you must open your account in person, although it also provides an online account application directly next to the offer, which the $200 bonus page doesn’t.

So it looks like you can earn this bonus when applying online, although I haven’t personally gone through the online application process to see if an associated promotional code is automatically entered.

Beyond these differences, this $150 MidFirst Bank checking bonus has the same requirements as the above $200 bonus, as you must complete 2 of the 3 requirements including: setting up a $250 monthly direct deposit; completing 10 check card purchases; or opening a savings account with a qualifying minimum deposit.

So if you can’t make it to a MidFirst banking center in Arizona to get the $200 bonus, then you may still be able to apply online for the $150 bonus as long as you are a resident of Arizona.

MidFirst Bank Checking Fees

M Account

A $6 monthly maintenance fee applies to the M Account.

The monthly maintenance fee is reduced by $3 for customers that qualify for M Privilege Accounts.

Customers that have $250 or more in total monthly direct deposits or a $1,000 minimum balance will receive a refund on their M Account or M Privilege monthly maintenance fee.

To qualify for package benefits, customers must meet the package tier requirements.

All M Account customers will be enrolled in the Bronze Tier.

M+ Account

A $10 monthly maintenance fee applies to the M+ Account.

The monthly maintenance fee is reduced by $3 for customers that qualify for the M+ Privilege Account.

Customers that maintain a minimum average daily balance of $1,500 will receive a refund on their monthly maintenance fee.

To qualify for package benefits, customers must meet the package tier requirements.

All M+ customers will be enrolled in the Bronze Tier for the first qualification cycle.

eChecking Account and Package

The eChecking Account and Package is available to customers who enroll in online banking and receive eStatements.

Customers in the eChecking Package will be enrolled in the Base Tier.

A $12 monthly maintenance fee will be refunded to the eChecking account if Bronze, Silver, or Gold Tier requirements are met.

To qualify for package benefits, including additional account interest, customer must meet the package tier requirements.

You can review the MidFirst Bank Checking Page for more details about meeting the tier requirements and qualifying for package benefits.

If anybody has any experience with opening a MidFirst Bank checking account under one of these promotions, please feel free to leave a comment to let us know how it goes.

Once you become a customer, you can also participate in the MidFirst Bank Referral Program to earn additional bonuses when you refer your friends to MidFirst Bank.

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