M&T Bank is currently offering up to $100 in checking account bonuses when you open a new M&T Bank checking account and complete qualifying actions.
Updated: This promo offer has been updated. Please review the latest M&T Bank Promotional Offer for more details on current M&T Bank bonuses.
You’ll earn a $50 M&T banking bonus when you open a new checking account and activate a direct deposit within 90 days of account opening.
Plus, you’ll earn an additional $25 bonus when you add overdraft protection and another $25 bonus when you use M&T Web Bill Pay.
M&T checking accounts and the banking bonus offers may vary by region.
To find out which M&T bonus is available to you, visit the M&T Checking Account Bonus Offer and enter your ZIP code to view the checking account bonuses that are available in your area.
You can then open your new M&T checking account online, by phone, or in person to qualify for the banking bonus from M&T Bank.
M&T Bank Bonus Details
Check out these details for more information on the M&T bonus offer, but remember that bonuses may vary by region, so be sure to read the terms of the promotional page that displays for your ZIP code.
$50 M&T Direct Deposit Bonus
You’ll receive 1 $50 cash bonus per personal checking account for activating a direct deposit within 90 days of account opening.
The $50 bonus will be credited to your account after the first direct deposit is made.
The bonus offer is not available on all checking accounts, may vary by product and region, is limited to 1 per customer, is subject to change at any time, and is not available to employees of M&T Bank or any of its affiliates.
$25 M&T Overdraft Protection Bonus
You’ll receive 1 $25 cash bonus per personal checking account for establishing overdraft protection either through a link to an M&T savings account or an Overdraft Line of Credit.
Overdraft protection must be established before the end of the month following account opening.
The $25 bonus will be credited to the account within 90 days of account opening and is reportable for tax purposes.
This bonus offer is for new checking account customers only, is limited to 1 per customer, may vary by region, is subject to change at any time, and is not available to employees of M&T Bank or any of its affiliates.
Fees may apply to use of overdraft protection services, and overdraft Lines of Credit are subject to credit approval.
$25 M&T Web Bill Pay Bonus
You’ll also receive 1 $25 cash bonus per personal checking account for making 3 bill payments using M&T Web Bill Pay before the end of the month following account opening.
The $25 bonus will be credited to the account within 90 days of account opening.
This bonus offer is for new checking account customers only, is limited to 1 per customer, may vary by region, is subject to change at any time, and is not available to employees of M&T Bank or any of its affiliates.
Take advantage of the M&T checking account bonuses to earn up to $100 in cash when you open a new M&T Bank checking account.
You may also be interested in these additional Banking Bonus Offers.

What is the minimum deposit via ACH push to qualify for this bonus? Do they do hard pull? Appreciate your input.
Yes. I opened an account with M&T. They had credited 100$ after my 1st my direct deposit credit.
Got $25 by opening M&T Totally Free Checking. However, must keep account active each 90 days or else account transfers to different account with $8.00 service fee. This is not stated on the online application!!!
BEWARE of M & T totally free checking accounts offer as it is a SCAM.
See:
http://www.my3cents.com/showReview.cgi?id=77122
I opened a free checking account there in 8/2008, first I was hit by subscription fee for bill pay, I cancelled it via bank secure email in 9/2008 then M&T sent a letter in 2/2009 that due to billpay subscription fee my account is overdrawn and is for collection. BBB resolved that issue after I filed a complant but received another letter for $119 overdrawn dated 4/19/10 supposedly for monthly service charges accumulated on the supposedly totaly free checking when I called M&T asking why wait over a year to issue overdrawn notice I was told they been sending notices to my address for a year (another M&T lie), also the M&T rep answering 585-948-5704 told me over the phone on 4/22/10 that “you signed an agreement then complaining about monthly fees now that it is unfair”, this was after I told her I would not pay $119 as it is unfair, and for the record I never signed such agreement that she claims, I merely opened a free checking account on their website. just be prepared for gross acts of dishonesty if you have to deal with M&T bank. NEED proofs? I gladly fax you the M&T notice of negative balance due to accumulative monthly service charges on their totally free checking. Their acknowledgement to BBB that the 2/2009 letter and sending account to collection due to billpay subscription fees is their error and my exact recall of how dishonestly their reps handle phone inquiries.