HSBC is currently offering an 18-month Certificate of Deposit (CD) and a 12-month CD at a high APY.
The HSBC Advance Online CD is FDIC-insured, so your money is absolutely safe in a Certificate of Deposit at HSBC Bank.
The minimum balance to open an online CD and obtain this high APY is only $10.
HSBC Advance Online CDs have no regular monthly fees and no transaction fees.
You can deposit as little or as much money as you want without taking any risks while earning a high fixed APY for 18 months or a great APY for 12 months.
During the grace period after the CD term expires, you can instantly transfer your money over to another HSBC account for free or allow your CD to roll over into an HSBC Advance Online CD of the same term to continue earning a great interest rate on your savings.
However, you must apply for this Certificate of Deposit offer online to receive the high interest rate and low minimum balance requirements, as these benefits are exclusive to the online CD from HSBC.
Sign up for an HSBC Advance Online CD to receive a high fixed APY with no fees and no risks.
If you prefer not to commit your funds for the entire 12 to 18 months, you may also want to consider a free online savings account from HSBC Advance, which can offer you a very high APY for a savings account with no banking fees.
You may also be interested in these High APY Online Savings Accounts to earn a high interest rate on your savings with no long-term commitments and no banking fees.