RoadLoans.com offers easy access to vehicle loans including new and used purchase loans, private party purchase loans, auto loan refinancing, and lease buyouts.

RoadLoans makes getting a vehicle loan easy by providing you with a RoadLoansCheck that allows you to purchase your vehicle like a cash buyer.

The RoadLoans.com loan application process lets you apply online for an auto loan in just minutes and receive access to your loan funds by as soon as the next day.

RoadLoans.com can save you money over dealer financing, and since you won’t have to worry about obtaining an auto loan from your dealer, you’ll be able to negotiate the price you want just like a cash buyer, plus you can even purchase a vehicle from online car retailers or your next door neighbor.

RoadLoans offers vehicle loans for customers with excellent credit as well as those with less than perfect credit, so anyone can qualify for an auto loan, regardless of your credit history.

New and Used Purchase Loans

RoadLoans.com offers new and used purchase loans for vehicle purchases from any franchised dealer in your state, but not independent dealers.

A franchise dealership is a car dealer authorized by a manufacturer to sell new and used vehicles, which usually represents one or more automobile manufacturers.

Vehicle purchase loans can also be used for online auto retail outlets like CarMax, Hertz, and Enterprise as well as some other used car superstores.

Auto loans are available for vehicles that cost more than $7,500 ($10,000 in some states), and they must be 2002 model vehicles or newer with less than 70,000 miles.

RoadLoans offers loans for any new or used car or truck including passenger vans, light trucks, and sport utility vehicles, but not for motorcycles, one-ton trucks, recreational vehicles, commercial vehicles, conversion vans, customized vehicles, boats, or personal watercraft, and the vehicle cannot have a salvage title.

When you are approved for an auto purchase loan, you will receive your RoadLoansCheck that can be used at the dealership to pay like a cash buyer.

Vehicle Loan Refinancing

RoadLoans.com helps you refinance your current loan to lower the interest rate and/or lengthen the term of your loan to spread out your payments, plus you may also be able to skip a payment when you refinance.

In order to qualify for RoadLoans refinancing, you must currently have a car loan with more than 2 years before the end of your current loan term.

Loan refinancing is also restricted to 2002 model vehicles or newer with less than 70,000 miles.

Private Party Auto Purchase Loans

RoadLoans.com provides person-to-person auto loans for any vehicle that is for sale by owner or being sold by a private party.

RoadLoans gives you the flexibility to purchase a vehicle from an individual who currently has vehicle financing or from an individual who owns their vehicle outright, but the seller must be the registered owner of the vehicle.

The private party purchase loan process doesn’t use the RoadLoansCheck and takes slightly longer than receiving a loan for a dealer purchase.

Person-to-person auto loans can be used for 2002 model vehicles or newer with less than 70,000 miles.

RoadLoans.com is unable to provide loans to purchase vehicles from a spouse or domestic partner, an individual who is residing at the same address as you, or from an individual that is leasing their vehicle or where the title is held in trust.

Lease Buyout Loans

RoadLoans.com can provide you with a loan to buyout your lease at the end of your lease term.

RoadLoans pays the remaining balance to your leasing company, and you pay RoadLoans a monthly payment on a loan.

In order to qualify for a lease buyout, you must currently have a car lease and be near the end of your lease, and lease buyouts are only available for 2002 model vehicles or newer with less than 70,000 miles.

RoadLoans Application Process

The RoadLoans.com online loan application form only takes a few minutes to complete, and there are no fees to apply or fund the loan and no down payments.

You will receive a loan decision via email usually within 1 hour during normal business hours and not more than 24 hours, and your loan decision email will contain the amount and terms of your loan if you are approved.

There is no obligation to accept your loan offer, and your loan approval will be good for 30 days, so you have plenty of time to find the car or truck at the price you want.

The online application form is absolutely secure and if your loan is approved, a RoadLoans Loan Specialist will contact you to explain the terms of your loan approval and discuss any required documents that you might need.

RoadLoans will overnight a RoadLoansCheck package to you at no cost, which contains all the documents you need to complete the transaction, including simple instructions for you and the dealer to follow, or RoadLoans can help you find a dealer in your area and you can go there directly.

You then complete the RoadLoansCheck like a personal check, which can be made payable for up to the maximum amount of your approval, to any franchised dealership within your state of residence.

Your RoadLoansCheck is just like cash to the dealer, and RoadLoans will help you and the dealer finalize the transaction if there are any questions.

RoadLoans Terms

RoadLoans always provides you with the longest loan term possible, which results in the lowest monthly payments.

You are free to increase your monthly payments if you’d like to pay your loan back sooner, as RoadLoans offers simple interest loans with no penalties for early payment, and any extra payment applies to the principal.

The interest rate you receive and the amount of money you can borrow will be based on your qualifications, and RoadLoans will inform you if you don’t qualify for the amount you applied for, at which time you can choose to accept a loan offer for a lower amount.

However, the actual amount of your loan will be equal to the amount of the RoadLoansCheck you write, and you are under no obligation to use the full loan amount.

RoadLoansCheck

The RoadLoansCheck is just like a bank check or personal check, and it’s just like cash to a dealer.

The RoadLoansCheck is your loan draft from RoadLoans, and when you complete your transaction with the dealer, you fill out and sign the check draft just like a normal check.

You are under no obligation to ever use your RoadLoansCheck, and if you decide not to use your loan, you can simply tear up your RoadLoansCheck and discard it without any penalties.

Your RoadLoansCheck will be valid for 30 days with the terms and rates of your loan offer, at which time you will need to reapply for another vehicle loan, unless you contact RoadLoans before your expiration date to request an extension on your loan offer.

You can complete your RoadLoansCheck for any amount over $7,500 and less than your approved loan amount.

The RoadLoansCheck is like having cash in your pocket, and it gives you the benefit of being able to negotiate a better price with car dealers.

RoadLoans Insurance and Warranties

Ask your Loan Specialist about RoadLoans GAP insurance and Vehicle Warranty products, as they may be able to save you money over the same services from a dealership.

RoadLoans currently cannot offer loans to residents of Alaska, Hawaii, Louisiana and Tennessee.

RoadLoans.com also offers car buyer resources such as payment calculators as well as customer service representatives that are available at any time to help you with the process of getting an auto loan and purchasing a vehicle.

RoadLoans makes getting a vehicle loan easy and gives you the cash loan you need to purchase the vehicle you want at the best price.

Additional Resources

Get up to 4 competitive vehicle loan quotes from LendingTree Auto Loans.

Save gas money when you drive with Gas Rebate Credit Cards.

Bank of Internet provides FDIC-insured online banking services entirely over the Internet including high-yield checking accounts, free savings accounts, money market accounts, and certificates of deposit as well as home loans and vehicle loans.

Bank of Internet gives you access to the benefits of online banking, such as higher interest rates, because it costs online banks less to operate, and the savings are transferred to their customers.

Bank of Internet offers online bank accounts with excellent online banking features, a full range of bank account services, and easy access to your money via ATM cards, free unlimited check writing, easy online transfers, and free unlimited bill payment services.

Bank of Internet provides absolutely secure Internet banking services, and Bank of Internet accounts are FDIC-insured for up to $100,000 per depositor.

High Interest Checking Account

The Bank of Internet High Interest Checking Account offers a 3.40% APY and direct access to your funds.

The Bank of Internet checking account offers free initial checks with unlimited free check writing, a free ATM card with up to $8 in ATM reimbursements per month, free online bill pay, and access to overdraft protection.

Bank of Internet requires a $500 minimum initial deposit to open a checking account, and there is a monthly service fee of $7.50 if your balance is less than $5,000, but the monthly maintenance fee will be waived if your average daily balance is $5,000 or more.

However, there is no minimum daily balance requirement after the initial opening deposit, and if you can deposit enough money to avoid the monthly service fee, the Bank of Internet checking account will allow you to earn a high interest rate on your savings while maintaining easy access to your funds through this online checking account.

The Bank of Internet High Yield Checking Account is FDIC-insured for up to $100,000.

Regular Savings Account

Bank of Internet offers the Regular Savings account with a 2.00% APY and no fees or minimum balance requirements.

The Bank of Internet Regular Savings account has a $100 minimum opening deposit requirement, but there are no monthly maintenance fees and no minimum balance requirements to avoid fees.

This fee-free online savings account provides free ATM cards, easy automatic transfers between your accounts, and free online statements.

Plus, the Bank of Internet online savings account is FDIC-insured for up to $100,000, so your funds are absolutely safe in this free savings account.

Money Market Savings

Bank of Internet Money Market savings accounts offer a competitive interest rate of 3.46% APY regardless of your account balance.

The Money Market account has a $100 minimum initial deposit requirement, but there are no maintenance fees and no minimum balance requirements thereafter in order to avoid fees or to receive the full APY.

Bank of Internet offers access to your Money Market account funds via free ATM cards and free initial checks with the ability to write up to 3 checks per month, although there is an overall limit of 6 withdrawals per month.

In addition, the Money Market savings account from Bank of Internet is FDIC-insured for up to $100,000.

Certificate of Deposit

Bank of Internet Certificates of Deposit offer terms ranging from 3 to 60 months and annual percentage yields from 2.69% to 4.29%, depending on the terms you select.

There are no maintenance fees for a Certificate of Deposit from Bank of Internet, but there is a $1,000 minimum initial deposit requirement to open your account, and there are early withdrawal fees if you decide to withdraw money before your terms expire.

Bank of Internet does offer free electronic transfers of your earned interest, and the interest is compounded daily.

Your Bank of Internet Certificate of Deposit will automatically renew at the end of your term, and you’ll have a 10-day grace period to notify Bank of Internet if you would rather close your account at that time.

Certificates of Deposit are also FDIC-insured for up to $100,000, so your deposited funds are absolutely safe.

Home Loans

Bank of Internet Home Equity Loans and Mortgage Refinancing loans provide low interest home loans to help save you money.

Home Equity loans of $10,000 or more are available with low rates, no closing costs, no points, and no prepayments, and a wide variety of loan terms are available.

Refinance Mortgage loans of $100,000 or more are available with low rates, no hidden fees, quick processing, and absolutely secure financing with a variety of loan terms to meet your needs.

Bank of Internet makes getting a home loan simple with low rates and no hidden fees, plus they offer a variety of loan terms for every borrower.

Vehicle Loans

Bank of Internet Next-Day Vehicle Loans are available including new auto loans, used auto loans, refinance auto loans, and RV loans.

There is a $5,000 minimum loan requirement for automobiles and a $10,000 minimum RV loan requirement.

Bank of Internet automobile loans have no fees and low interest rates.

You can receive a loan decision in just minutes, and upon approval, you can receive a check for your auto loan as soon as the next day.

Once you receive your check, you simply shop for your vehicle like a cash buyer and provide your check to the dealer when you make your purchase.

Bank of Internet makes getting an automobile loan easy with low rates and the ability to shop like a cash buyer.

Bank of Internet makes online banking simple with great rates, free banking services, and excellent customer service, so take advantage of Bank of Internet’s online services for banking and loans.

Additional Resources

Read our article about Free Online Loan Quotes from LendingTree to receive up to 4 loan quotes from competitive lenders for auto loans, home loans, personal loans, and more.

Open a free Online Savings Account from HSBC Direct with a high APY and no fees.

LendingTree is an online loan matching service that provides you with free loan quotes from multiple lenders for home loans, auto loans, student loans, commercial loans, and personal loans as well as online realty services.

LendingTree helps you receive multiple loan quotes from competing lenders with no obligations or upfront fees, so you can compare loan offers and select the best loan terms for your needs.

To Receive Free Loan Quotes from LendingTree, simply complete the free online application form, and you’ll receive up to 4 competitive loan offers via email usually within minutes.

You are under no obligation to accept any of the loan offers, and you will be provided with contact information for each of the lenders should you choose to accept a loan offer or if you want to discuss the terms of your loan further and possibly request better rates.

There are no fees to receive your loan quotes, but if you decide to accept a loan offer, you may be required to pay standard loan processing fees. However, you may stop and decline to pay the fees at no cost.

LendingTree offers loans for all types of credit applicants, so you can qualify for a loan regardless of your credit history.

LendingTree’s Network of Online Lenders

LendingTree’s Network of Lenders consists of the LendingTree Exchange service, which is LendingTree’s network of independent lenders, and LendingTree Loans, a wholly owned subsidiary of LendingTree that provides competitive loan offers.

All independent lenders in the LendingTree network are fully certified, and LendingTree provides a customer rating system to provide you with feedback on the various lenders that may contact you.

LendingTree lenders are available for a variety of credit types and loan needs, and you can receive loan quotes regardless of which state you live in or your credit history. However, not all applicants will qualify for a loan.

LendingTree Application Process

The LendingTree online loan form takes about 15 minutes to complete and requires various personal and financial information to help LendingTree match your qualifications with appropriate lenders.

After you submit the loan request form, you’ll receive up to 4 competitive loan offers through your email usually within a few minutes.

There are no fees to submit a loan request form, and no lenders will ask you for any upfront fees.

You simply review your loan offers and contact the lenders if you wish to pursue your loan.

You may contact a LendingTree loan specialist at any time if you wish to discuss your loan offers, and you may choose to reject your loan offers without any penalties.

LendingTree Home Loans

LendingTree offers various home loans including mortgage loans, mortgage refinancing, home equity loans, and home equity lines of credit.

LendingTree accepts loan requests for purchase loan amounts of $40,000 or more for mobile homes and $100,000 or more for all other property types including single-family homes, townhouses, condominiums, permanent mobile homes, 2-4 unit homes, cooperatives, and modular homes, whether it’s your primary home, secondary home, or an investment home.

LendingTree Personal Loans

LendingTree offers personal loans including unsecured personal loans and personal lines of credit.

LendingTree accepts personal loan requests of $1,500 or more in all states except Arizona and Tennessee, where they accept personal loan request of $1,000 or more. Any personal loan requests for less than those amounts will not be accepted.

LendingTree Auto Loans

LendingTree offers various auto loans including auto purchase loans, vehicle refinancing, lease buyouts, vehicle leases, and motorcycle purchase loans from both individuals and dealers, and they offer loans for all types of vehicles.

LendingTree Student Loans

LendingTree offers student loans for undergraduates and graduates that are available for both students and parents of students, including private student loans and federal student loans as well as options for student loan consolidation.

LendingTree Commercial Loans

LendingTree offers commercial mortgage lending and real estate-based business loan options including real estate purchase loans, loan refinancing, cash-out refinancing, construction loans, and short term bridge loans.

LendingTree commercial loans range from $100,000 to $5,000,000 for a wide range of commercial properties including apartment unit loans, light industrial loans, office loans, retail loans, warehouse loans, manufacturing loans, hotel loans, restaurant loans, grocery store loans, automotive services loans, and more.

LendingTree commercial mortgage lending options are provided solely by Commercial Direct.

LendingTree Real Estate Services

LendingTree provides real estate services to help you find a real estate agent, search homes for sale, find newly constructed homes, check home values for any house, get neighborhood information, and learn about real estate in your area.

LendingTree can help you get pre-qualified for a loan and assist you through the entire process of purchasing a new home.

LendingTree is the quickest and easiest way to get multiple loan quotes from competing lenders, and it is especially helpful for first-time home buyers as LendingTree offers personal assistance and a wide range of tools and services to aid you in the home-buying process.