How Credit Scores Impact Credit Card Approvals

Your credit score has a large impact on the types of credit cards you are qualified to receive as well as the rates and features you will be offered with your credit cards. However, it’s difficult to understand how your credit score is calculated or how credit card issuers decide which credit cards you will […]

When Credit Card Line Increases are a Trap

It never fails that just about the time when my 0% APR introductory offer is about to end on my credit card, I get a sudden increase in my credit line, setting me up to make a large purchase just a month or two before my interest rates increase. This is just another example of […]

Credit Card Discounts from American Express

American Express credit cards offer special discounts and promotional savings for brand name stores and popular services. American Express Credit Card Discounts are a great way to save money on your everyday purchases when shopping online or at brand name stores. American Express also offers travel savings, dining discounts, and more opportunities to save money […]

Universal Default Credit Cards

Universal default is the term used to describe policies that allow credit card issuers to increase your interest rates based on changes in your consumer credit reports. Universal default permits a credit card company to increase your APRs solely because you fail to make a payment on a loan with another lender or your credit […]

Credit Card Tricks to Avoid when Applying for a Credit Card

There are many credit card advertising methods that may confuse consumers who are applying for credit cards. Credit card advertisements are designed to entice consumers into applying for a credit card, but they don’t necessary reveal the specific terms and conditions of the credit card up front, which can sometimes misrepresent the actual credit card […]

No Annual Fee Credit Cards

Credit cards with no annual fees are the best credit cards, because they are absolutely free to use. No annual fee credit cards offer cash rebates, gas rewards, travel rewards, low interest rates, balance transfers, 0% APRs on purchases, and more, plus they have no annual fees, so you’ll pay no maintenance fees as a […]

Instant Approval Student Credit Cards

Instant approval credit cards for college students offer online applications that provide a response in just seconds. When you apply for these instant approval student credit cards, you can also get access to cash rewards, gas rebates, and more opportunities for students to save money. These free college student credit cards have no annual fees, […]