About LendFriend

LendFriend enables customers to lend and borrow among friends and family members in a manageable way by facilitating the loan process.

The basic LendFriend loan management tool is entirely free.

LendFriend maintains an online record of the terms of your loan and its projected repayment schedule for your personal reference.

Additionally, borrowers will receive email reminders when payments are due to loan partners.

If you prefer more financial security, you can also add a legally binding agreement – a Promissory Note – to your loan for a fee.

LendFriend will automatically draft your selected loan terms into this document.

The LendFriend referral program offers discounts off the fees for this service when you refer new customers to LendFriend.

LendFriend Referral Program Details

LendFriend offers a referral program for discounts off their fee-based services.

The LendFriend referral program is pay-per-click.

For each person that visits LendFriend from your referral link, you receive a 5% discount on their products.

You can receive up to a 50% discount off your order if 10 friends click on your link.

You can find more information about the LendFriend referral program on the bottom of their homepage under the products and services section.

LendFriend Referral Example

If you would like to purchase a Promissory Note with a Digital Signature for $49.99, you can reduce the price by 50% (5% discount x 10 friends) and receive legal structure plus convenience for $24.99.

You can email your LendFriend referral link, post it in your blog, share it with your Facebook friends, or tweet it on Twitter.

Take advantage of the LendFriend referral program for discounts on LendFriend loan management services.

Remember, you can also use LendFriend to manage your loan for free, which will help keep your relationships in tact when you lend or borrow money between friends and family.

You may also be interested in these Free Online Loan Quotes for multiple loan offers from competitive lenders.

Sign up for LendFriend today to borrow or lend money between family and friends.

To celebrate Prosper’s 5th Birthday, Prosper will make the second loan payment (up to $300) for any borrower who lists a loan on Thursday, February 17, 2011.

Register for a Prosper Loan Account and list your loan on Thursday to qualify for this promotion.

Prosper Birthday Bonus Offer Details

To be eligible for the offer, the borrower must submit the loan listing between 12:00 a.m. and 11:59 p.m. PT on February 17, 2011, and that loan listing must result in an originated loan.

If the borrower meets these criteria, Prosper will credit the second required loan payment up to $300.

The credit will be posted to the borrower’s account within 30 days of Prosper receiving the first payment.

Eligibility for a loan is not guaranteed and requires that a sufficient number of investors commit to fund the loan.

Check out the Prosper Blog for more details on this offer.

You may also be interested in this Prosper $50 Bonus Promotion if you are unable to list your loan on Thursday, February 17th.

Take advantage of this personal loan bonus from the Prosper peer-to-peer lending network.

Save 20% at CashNetUSA off all of your loan fees when you use coupon code CJCASH at CashNetUSA.

This promotion is also available to Save 20% off at QuickQuid for UK cash advance loan customers using the same promo code CJCASH.

You’ll save 20% off loan fees for new customers when you take out a cash advance loan today.

Payday cash advances should only be used for absolute financial emergencies to pay credit card bills or other financial obligations when the consequences of not paying your bills outweighs the obligations of the payday loan.

Even though you’ll save 20% off your loan fees, you can still expect to pay relatively high interest rates for cash advance loans, so make sure you understand the costs of payday cash advances.

If you’re desperate for money, your best option may be a Free Payday Loan for $300 for new customers at My Pay Day Loan, which provides you with $300 by the next business day with no fees and no interest charges for new customers.

Read our Tips on Payday Loans to make sure you understand the details and fine print of cash advances.

Take advantage of this CashNetUSA discount code for 20% off your payday loan fees from CashNetUSA or QuickQuid.

LendingTree helps you receive multiple loan quotes from competing lenders with no obligations or upfront fees, so you can compare loan offers and select the best loan terms for your needs.

To Receive Free Loan Quotes from LendingTree, simply complete the free online application form, and you’ll receive up to 4 competitive loan offers via email usually within minutes.

You are under no obligation to accept any of the loan offers, and you will be provided with contact information for each of the lenders should you choose to accept a loan offer or if you want to discuss the terms of your loan further and possibly request better rates.

There are no fees to receive your loan quotes, but if you decide to accept a loan offer, you may be required to pay standard loan processing fees. However, you may stop and decline to pay the fees at no cost.

LendingTree offers loans for all types of credit applicants, so you can qualify for a loan regardless of your credit history.

LendingTree’s Network of Online Lenders

LendingTree’s Network of Lenders consists of the LendingTree Exchange service, which is LendingTree’s network of independent lenders, and LendingTree Loans, a wholly owned subsidiary of LendingTree that provides competitive loan offers.

All independent lenders in the LendingTree network are fully certified, and LendingTree provides a customer rating system to provide you with feedback on the various lenders that may contact you.

LendingTree lenders are available for a variety of credit types and loan needs, and you can receive loan quotes regardless of which state you live in or your credit history. However, not all applicants will qualify for a loan.

LendingTree Application Process

The LendingTree online loan form takes about 15 minutes to complete and requires various personal and financial information to help LendingTree match your qualifications with appropriate lenders.

After you submit the loan request form, you’ll receive up to 4 competitive loan offers through your email usually within a few minutes.

There are no fees to submit a loan request form, and no lenders will ask you for any upfront fees.

You simply review your loan offers and contact the lenders if you wish to pursue your loan.

You may contact a LendingTree loan specialist at any time if you wish to discuss your loan offers, and you may choose to reject your loan offers without any penalties.

LendingTree Home Loans

LendingTree offers various home loans including mortgage loans, mortgage refinancing, home equity loans, and home equity lines of credit.

LendingTree accepts loan requests for purchase loan amounts of $40,000 or more for mobile homes and $100,000 or more for all other property types including single-family homes, townhouses, condominiums, permanent mobile homes, 2-4 unit homes, cooperatives, and modular homes, whether it’s your primary home, secondary home, or an investment home.

LendingTree Personal Loans

LendingTree offers personal loans including unsecured personal loans and personal lines of credit.

LendingTree accepts personal loan requests of $1,500 or more in all states except Arizona and Tennessee, where they accept personal loan request of $1,000 or more. Any personal loan requests for less than those amounts will not be accepted.

LendingTree Auto Loans

LendingTree offers various auto loans including auto purchase loans, vehicle refinancing, lease buyouts, vehicle leases, and motorcycle purchase loans from both individuals and dealers, and they offer loans for all types of vehicles.

LendingTree Student Loans

LendingTree offers student loans for undergraduates and graduates that are available for both students and parents of students, including private student loans and federal student loans as well as options for student loan consolidation.

LendingTree Commercial Loans

LendingTree offers commercial mortgage lending and real estate-based business loan options including real estate purchase loans, loan refinancing, cash-out refinancing, construction loans, and short term bridge loans.

LendingTree commercial loans range from $100,000 to $5,000,000 for a wide range of commercial properties including apartment unit loans, light industrial loans, office loans, retail loans, warehouse loans, manufacturing loans, hotel loans, restaurant loans, grocery store loans, automotive services loans, and more.

LendingTree commercial mortgage lending options are provided solely by Commercial Direct.

LendingTree Real Estate Services

LendingTree provides real estate services to help you find a real estate agent, search homes for sale, find newly constructed homes, check home values for any house, get neighborhood information, and learn about real estate in your area.

LendingTree can help you get pre-qualified for a loan and assist you through the entire process of purchasing a new home.

LendingTree is the quickest and easiest way to get multiple loan quotes from competing lenders, and it is especially helpful for first-time home buyers as LendingTree offers personal assistance and a wide range of tools and services to aid you in the home-buying process.

If you’re in a desperate situation and need cash fast, then at least you can get a 10% discount with this PayDay One promotional code.

Just apply for a cash advance from PayDay One and use promotional code PayDay11 for 10% off your total loan fees and interest charges.

You’ll still be hit with an Annual Percentage Rate that is between 300% and 600% depending on your location, which is equal to anywhere from $15 to $25 in interest charges per $100 borrowed, but at least you’ll save an extra 10% off with this PayDay One promo code.

PayDay One offers payday cash advance loans from $100 to $1,000 deposited directly into your bank account by the next business day, and almost anyone can qualify if you have a steady income.

However, you must remember that cash advance loans are really only meant for an absolute emergency, and the interest rates are extremely high for these types of loans.

You can also get a Free $300 Cash Advance from MyPayDayLoan.com, as new customers pay no interest and no fees on their first loan of up to $300, which is a great way to get free cash in a hurry.

However, make sure you read our Information on Payday Loans for more details on the requirements of payday cash advances.

Get 10% off your PayDay One Loan today to save on cash advances in an emergency.

Payday One is licensed in the following states for service: MD, TX, DE, KY, LA, MN, PA, RI, TN, IL, AZ, ID, MO, SD, UT, WI, and OH.

Take advantage of this payday loan discount offer from Payday One.

Lending Club is a peer-to-peer lending network where people can loan money or borrow money from other members with excellent loan rates for both parties.

Just join Lending Club through this Lending Club Promotional Link, and you’ll receive a cash bonus when you become a lender member in Lending Club.

You can also refer new Lending Club lender members, and your referrals will earn a bonus when they sign up as lenders. However, you will not earn a referral fee for referring new lender members, as you will only earn referral fees for referring new borrowers to Lending Club.

You can choose to keep your referral bonuses for yourself or donate them to your favorite charity including United Way, American Red Cross, Habitat for Humanity, World Wildlife Fund, and other charities.

Just make sure you sign up through this Lending Club Bonus Link to get your bonus when you become a lender member.

You won’t receive a sign-up bonus when you join Lending Club as a borrower. However, you will still be able to earn referral fees when you refer new borrowers in the future, so make sure you take advantage of the Lending Club referral program as either a borrower or a lender.

It’s absolutely free to join Lending Club as a lender or borrower, and there are only 3 simple steps to become a lender member, which includes verifying your identity as well as your bank account by confirming 2 small debits that are withdrawn into your Lending Club account.

This is a great way to earn a cash bonus when you become a Lending Club lender, plus you can earn additional bonus cash when you refer new borrowers to Lending Club.

Sign up for your Lending Club Referral Bonus today to get bonus cash for joining Lending Club.

Lending Club referrals can be sent by email, or you can post your referral link in online forums or on your blog.

If you’d prefer to receive a Lending Club referral email, please feel free to email us at MaximizingMoney@gmail.com, and we would be more than happy to provide you with an email referral.

Check out our Lending Club Review for more details on Lending Club, but you must open your Lending Club account through the above referral links in order to receive your Lending Club sign-up bonus.

Lending Club brings people together to borrow and lend money outside of the traditional lending institutions like banks and credit card issuers.

Lending Club provides borrowers with the opportunity to quickly qualify and get funded for loans with less hassles, and lenders have the chance to earn high interest rates while lending money to highly-qualified borrowers.

Lending Club Borrowers Receive Low Interest Rates

The Lending Club peer-to-peer lending community is designed for borrowers with good credit, and you must have a minimum FICO credit score of 660 to qualify for a loan through the Lending Club network.

However, it’s Free to Sign Up for Lending Club to instantly view if you qualify for a loan.

Loan rates start as low as 7.89% for qualified borrowers.

You can borrow from $1,000 to $25,000 and get funded within days.

There are no hidden fees for Lending Club loans, and the interest rate is fixed for the full 3-year duration of your loan.

Once you sign up for Lending Club and are approved for a loan, you may list your specific loan request on the Lending Club network, much like you would list an item for sale on eBay, and your privacy is fully protected.

After a 2-week loan listing period, your loan will either be fully funded or you can accept partial funding of your loan.

Then you simply make scheduled payments over the 3-year loan period until you’ve paid off your loan in full.

Lending Club is ideal for a low interest rate loan if you have a good credit score.

Lending Club Lenders Earn High Interest Rates

Join Lending Club as a Lender to earn a good return on your investments to highly-qualified borrowers.

Lenders have the opportunity to earn 9.6% in net interest returns on their investments with a very low default rate, as less than 3% of borrowers default on their loans after 18 months.

As a Lending Club lender, you can fund specific borrowers by investing in Notes that correspond to specific borrowers’ loans.

Lenders may review loan listings on the Lending Club website and bid on specific loans based on borrowers’ qualifications.

Lending Club manages the entire loan process between the borrower and the lender, including scheduling the payments and distributing them between the lenders.

Each monthly payment includes principal and interest, and all borrower loans are scheduled to be fully repaid in 3 years.

Lending Club Lenders also enjoy free, easy sign-up with no hidden fees.

Lending Club helps borrowers and lenders achieve their mutual goals with less fees and less hassles than the traditional banking institutions.

Lending Club does make money by charging a 1% service charge, which is automatically deducted during the loan process, but this fee is less than the fees charged by traditional lending institutions.

Join Lending Club for Free as a borrower or lender, and start saving with peer lending networks today.

Additional Loan Resources

Get Free Online Loan Quotes from LendingTree for home loans, personal loans, auto loans, and more.

Get a Free $300 Cash Advance at MyPayDayLoan.com.

Read more information about Peer Lending Networks.

Get Your FICO Score with Score Power from Equifax.

Take advantage of the Lending Club peer-to-peer lending network today.

You’ll get a $25 bonus when you join Loanio as a new lender, and you can receive up to $50 in bonuses for referring new Loanio members.

Sign up through the Loanio $25 Referral Link to get your $25 bonus when you register as a new lender and make your first loan.

Loanio is perfect for borrowers with both poor and perfect credit histories, as it’s much easier to get a peer network loan with a lower interest rate no matter what type of credit history you have.

Loanio is also an ideal investment for wary investors, as you can get a higher return on your investment than standard savings accounts, plus you can control your risk by only lending to borrowers that meet your risk criteria.

The Loanio peer lending network process works similar to ebay, and it is designed to help people lend each other money with less fees than banks and at better rates that benefit both the borrower and lender.

Plus, you’ll get a $25 bonus when you sign up through this Loanio $25 Referral Link, register as a Loanio lender, and make your first loan.

Here’s How Loanio Works:

1. Borrowers place an add for a loan they need at a rate they’re willing to pay.

2. Lenders bid on all or part of the loan at their desired rate of return until the total amount that the borrower is requesting has been met.

3. When the bidding ends, if enough bids have been placed, the loan will be originated, and all winning bidders will contribute to the loan and automatically receive monthly repayments including interest to their Loanio account until the loan is paid off.

Loanio manages the entire loan process for a small fee, including collecting the borrowers monthly payments and redistributing them to the lenders.

Loanio Lenders

In order to become a lender at Loanio, you must verify your identity and connect a bank account to your Loanio account in order to transfer funds into your Loanio account.

There is a $100 initial minimum transfer amount when you connect your bank account to your Loanio account.

Your Loanio deposit account is a fully FDIC-insured account, although it is a non-interest earning account when you are not participating in loans.

Once you are registered as a lender, you can start bidding on loans at your desired interest rate of return.

There is a $50 minimum bid for lenders when bidding on loans.

Loanio makes it easy to review borrowers loan profiles and select loans that best meet your personal investment goals and risk level.

Loanio Borrowers

Loanio is perfect for borrowers with less than perfect credit, as peer lending networks can offer last chance loans to people with a poor credit history.

Loanio is also ideal for borrowers with a good credit history who want to get lower interest rates on their loans than traditional lenders can offer.

To register as a borrow, you must submit some financial data and verify your credit history, although the process is relatively simple.

Once you are a registered borrower, you can create a loan request and set the rate you are willing to pay.

Loanio makes it easy to get peer-to-peer loans at lower costs than traditional lenders like banks and credit card issuers.

Loanio Referral Bonuses

Loanio is currently offering a $25 cash bonus when you sign up for your new Loanio account through this Loanio $25 Referral Link.

You will get a $25 bonus when you sign up through the referral link, register as a lender, and then make your first loan.

In order to register as a lender, you must transfer a minimum of $100 from your bank account, and then you must make your first loan with a minimum of $50 in order to receive your $25 cash bonus.

Once you are a registered lender on Loanio, you can receive a $25 bonus for each new lender you refer and a $50 bonus for each new borrower you refer.

You can invite friends and family through referral emails or post referral links to your website.

However, you must join Loanio through this Loanio $25 Referral Link in order to receive the $25 bonus as a new member.

Loanio is ideal for borrowers and lenders who wish to avoid dealing with traditional lenders like banks and credit card companies, plus you can get a $25 bonus when you join Loanio and receive up to $50 in cash bonuses for each new Loanio member you refer.

Additional Peer Lending Network Resources

Lending Club offers borrowers low-interest loans and lenders high-interest returns on their investments.

Review our article on additional Peer Lending Networks.

Get Free Online Loan Quotes from LendingTree.

Apply for 0% APR Credit Card Loans.

Find out how to receive a Free $300 Payday Cash Advance.

Take advantage of the Loanio person-to-person lending network to get access to hard-to-get loans and earn referral bonuses from Loanio.

New MyPayDayLoan.com customers will receive a free payday loan for up to $300 as long as you pay back your loan in full on the due date.

MyPayDayLoan.com is a great option for a free payday advance is you need cash in an emergency.

Payday cash advance loans are designed for emergencies if you need money desperately to avoid late payments or pay for essentials.

Payday loan advances can provide relief if you are desperate for money, but they do have high fees, so it’s important to understand the terms of your loan and to use your cash advance cautiously.

MyPayDayLoan.com can deposit funds directly into your checking account, and if you apply by 5 PM EST, Monday through Friday, your funds will be available the next business day.

First time applicants get a free payday loan for up to $300, as long as you pay your loan off in full on the due date, which is usually 14 days after you receive your funds.

The amount of money you can borrow increases in increments of $100 each additional time you request a payday loan for up to a maximum of $1,000.

In order to qualify, you’ll need a checking account that is at least 90 days old in good standing, you must be currently employment for the last 6 months, and you must make at least $1,000 in net pay per month.

The online application is quick and easy, and in most cases, you’ll be approved in minutes with no additional document faxing required.

After your initial free payday loan, there is a fee of $25 per $100 borrowed for future payday loans, so if you borrow $400 next time, there will be a $100 fee.

That’s pretty expensive, but you’ll have to consider the alternatives if you desperately need money immediately.

If your payday loan due date comes, and you still need money or aren’t able to pay off your loan in full, you’ll have the option of extending your loan for another 14 days by choosing to only pay your finance fees.

MyPayDayLoan.com is a great option for a free payday cash advance if you need $300 by the next day to avoid a financial disaster.

Review our article on Payday Cash Advance Loans for more information on the details of payday loans.

Take advantage of a free cash advance from MyPayDayLoan.com if you need money today.

Payday loan advances are generally more expensive than standard loans as the interest charges can range from $10 to $30 per every $100 borrowed.

However, these interest charges can cost you less than the financial consequences you may suffer if you don’t pay your credit card bills, utilities, rent, etc. on time, as well as all of the other problems that can result, such as losing your car or getting evicted from your home.

If you need money in a hurry and don’t have any other options, a payday cash advance loan may be your best alternative. Just make sure you understand the terms and conditions of your payday cash advance loan and follow them carefully to avoid any penalty fees or defaulting on your payday loan.

Payday Loan Company Promo Codes for Savings

Take advantage of these promotional codes from top payday loan providers to save money on payday loan interest rates.

CashNetUSA – Save 20% off all of your loan fees at CashNetUSA! Use coupon code CJCASH

Payday Cash Advance Loan Tips and Information

This is a list of some of the general features and details of payday cash advance loans.

Types of Income Accepted

You are usually required to have a job to get a payday loan, and you usually must receive direct deposits from your employer.

However, you may be able to qualify for a payday loan if you receive regular benefit income on at least a monthly basis.

Amount of Income Required

Most payday loan advances require that you earn between $800 and $1,000 per month.

Bank Account Requirement

Payday cash advances require that you have a checking account or savings account, and you usually must receive direct deposits from your employer.

General Requirements

You must be 18 years old and a U.S. citizen to qualify for payday cash advance loans.

Application Process

To apply for a payday loan, you simply fill out an online loan application.

Although many payday loan companies advertise that they don’t require you to fax them any documents, it usually depends on the size of your loan, your qualifications, and if you’re a first-time customer.

If you want to borrow a larger amount of money, you may be required to fax them documents to verify your information and income, including your most recent pay stub. However, if you only need a smaller loan (usually $300 or less), then you may not be required to fax any documents.

Some payday cash advance companies will require you to speak with a loan officer by telephone to complete the loan process. However, this is usually just a formality and you shouldn’t have a problem getting your loan.

Once you become a customer, you can often get loans without any of these hassles, and you may receive access to larger loans in the future.

On the other hand, if you’re a highly qualified customer, you may be instantly approved for your loan by just submitting the online application, although this still usually requires some sort of further verification.

Loan Amounts

Payday cash advances can provide you with as much as $1,500, but you’re more likely to only get up to $1,000, unless you’re a highly qualified applicant.

In most cases, you shouldn’t expect to get much more than $500 if you are a first-time customer and are having financial difficulties, as most people seeking payday cash advances tend to be.

Getting Your Loan

Payday loans will usually be deposited into your checking or savings account by the next business day (if you complete your application process before the end of the current business day (usually around 6 PM EST, depending on the location of the company).

Finance Fees

The financial fees for cash advance loans range from $10 to $30 per every $100 borrowed, depending on the cash loan company you choose and your qualifications.

Length of Loan

Loans are generally due by your following payday.

This can range from 4 to 18 days depending on when you apply for the loan and when you get paid from your employer.

Loan Repayment Details

Cash advance loans can be repaid in full by paying the full amount of your loan plus your interest charges on or before the due date.

Payments are usually automatically deducted from your checking or savings account on a preset due date, or you can usually authorize payments anytime before this due date.

However, read the repayment details carefully.

Many payday loan companies will automatically deduct the interest charges ONLY from your bank account for the first few due dates, thereby extending your loan and the amount of charges that you pay.

If you intend to pay your loan in full, find out if you have to notify the company in advance of your intentions to pay in full, or your full payment may not be accepted.

On the other hand, some payday loan companies automatically deduct the entire amount of your loan on a preset due date, and if you need more time to pay off your loan, you may need to notify the payday loan company that you would like to extend your loan within a certain amount of time before your due date.

If you do decide to extend your loan, just make sure you find out if there are any additional fees.

You will be required to pay a minimum payment amount and additional interest charges will apply, but they often charge additional “refinancing” fees on top of the interest charges, which can end up costing you a lot of money if you’re not careful.

About Payday Cash Advance Companies

Although many certified payday cash advance providers exist and provide a perfectly legal and helpful service to many consumers, there are also some unsavory companies that have unscrupulous business practices.

You’ll want to make sure the website signifies a professional company. Do they offer contact information, including a phone number or at least an email address, so that you can contact them if you need to? Do they offer links on their website to their privacy statements and the terms and conditions of their loans?

Google the company’s name, and if the top ten search results are from the rip-off report, move on to a different payday loan company.

You’ll also want to make sure that you are filling out a secure application, so make sure the URL of the application page starts with “https” and not “http”. Usually, when you click the apply button and go to the application page, you will see the “s” appear. If it dosn’t, be wary.

Choose a cash advance provider that you feel comfortable with and trust your instincts.

Payday cash advance loans can be an invaluable option in hard times, and if you take advantage of them carefully, they may prove to be a priceless tool in the process of improving your financial situation.

The following is a list of some established Payday Cash Advance Loan Providers.

MYPAYDAYLOAN.COM

MyPayDayLoan.com offers Free Payday Loans for up to $300 for first-time customers, so take advantage of a free payday cash advance from MyPayDayLoan.com.

Free Payday Loans

CASH CENTRAL

Personal Loans Quick & Secure. Click for Cash Central.

WEGIVECASH.COM – CASH IN ONE HOUR

Click Here to get a $1,500 cash loan wired to you in one hour!

This is just a small list of the hundreds of payday cash advance loan providers available.

If you need money in a hurry, a payday cash advance loan may be the best option for you, and with the proper precautions, you’ll be able to take full advantage of your payday cash advance and avoid the typical payday loan pitfalls.

Come back soon for more payday loan offers and regularly updated information.