The American Express FreedomPass Business Credit Card offers a simple way to earn travel rewards that are redeemable at any airline, any hotel, any car rental company, or any cruise line.

This American Express travel rewards business card has no annual fee, plus you’ll get 5,000 bonus points after your first purchase, which is 2/3 of the points you’ll need to earn a $100 cash rebate, and your points will never expire.

The best thing about the Platinum Business FreedomPass® Credit Card from OPEN^SM the small business team is that you redeem your cash rewards after you have rented a car or stayed at a hotel.

That means you don’t have to plan out your vacations around your credit card rewards program, and you aren’t subject to blackout dates or reservation requirements, since you apply your cash rewards to your travel purchases after you make them.

You’ll earn 1 point for every $1 you spend, and once you earn 7,500 points, you may redeem them for a $100 credit towards any flight, hotel, car rental, or cruise purchase, including purchases made through travel agencies and online travel sites. Once the qualifying purchase appears on your credit card statement, you simply request that your $100 cash bonus be credited to your account.

The $100 cash bonus for every $7,500 in purchases is roughly a 1.33% rebate on all purchases, and with the 5,000 bonus points you earn after your first purchase, you’ll only need to earn 2,500 more points before you receive your first $100 cash reward. That means you’ll earn a 4% cash rebate on your first $2,500 in purchases, since you’ll get the first $100 cash bonus after only spending that amount.

The Platinum Business FreedomPass® Credit Card from OPEN^SM the small business team offers a 0% APR introductory rate for the first 12 months on purchases.

It also offers a 7.99% fixed APR on balance transfers for the life of the balance on any balance transfers made within the first 6 months, and there are no balance transfer fees with this introductory offer, which makes this travel rewards credit card a pretty decent Balance Transfer Credit Card.

The American Express FreedomPass card has no annual fee, including no annual fees on any additional employee cards, although you don’t necessarily have to own a business to apply for this card. Just use your personal name for the business name on the application, and they prompt you to leave the business tax ID field blank if you are the sole proprietor of a business, which means you can apply for this card if you are just getting a business started.

American Express also offers the OPEN Savings program for this FreedomPass business rewards card, which provides savings on purchases at many companies including FedEx, Hyatt Hotels, Delta Airlines Discounts and more, and you can save up to 20% on airline, hotel, and car reservations when you book them through the American Express Business Travel Center.

You’ll also get travel and car rental insurance benefits, purchase protection services and all kinds of other American Express benefits and services.

Check out some more benefits of the American Express FreedomPass Business Credit Card.

Platinum Business FreedomPass® Credit Card from OPEN^SM the small business team

• 5,000 point welcome bonus with first purchase
• Earn 1 point for every dollar you spend
• Redeem for savings on any flight, hotel, car rental or cruise
• No blackout dates and no travel restrictions
• 0% Introductory APR on purchases for the first 12 months
• No annual fee and the option to pay over time or pay in full
• Fee-free Additional Cards
• Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.

Apply Now!

The American Express FreedomPass Business Credit Card allows you to earn unlimited points that never expire, and with the 5,000 points you’ll receive after your first purchase, you’ll be well on your way to earning your first $100 cash bonus.

You may also be interested in this article on the Best American Express Credit Cards.

American Express Credit Card Discounts and Bonuses offer many ways to save and earn some extra money.

Thanks and enjoy maximizing your money.

Budget Rent a Car is continuing to offer various car rental discounts through December 31, 2008.

These Budget car rental discounts can save you from 10% to $50 off your next car rental from Budget including daily or weekly car rentals, business car rentals or long-term car rentals.

If Budget doesn’t suit your needs, you may also be interested in these Car Rental Discounts from various national car rental companies.

If you travel often and rent cars frequently, you may also want to consider these Gas Rebate Credit Cards, which can save you money on all of your gas purchases.

The American Express SimplyCash Card is especially beneficial for business travelers and frequent travelers, as it offers a 5% rebate on gas purchases, wireless services and certain office supplies.

Check out the following car rental discounts that don’t expire until December 31, 2008.

25% Off Business Travel car rentals at Budget.

Save up to 25% off business travel! Book now with Budget Rent A Car.

$25 Off weekly Budget car rentals.

Enjoy $25 off weekly rentals at Budget Rent A Car!

10% Off Budget car rentals.

Get 10% off car rental with Budget!

$50 Off Budget long-term car rentals.

Take $50 off a mini-lease with Budget Rent A Car. Click here.

Budget discounted car rentals for business meetings or US Conventions.

Rent a car for your next meeting or US convention from Budget Rent A Car and get a special discounted price!

Take advantage of these Budget car rental discounts to save money on your next car rental.

Thanks and enjoy maximizing money.

American Express credit cards offer discounts through cash rebate and reward programs, and American Express cards provide a wide range of promotional discounts at many different stores, restaurants, travel services and more.

Take advantage of these American Express credit card shopping discounts and cash savings during your travels, shopping and everyday use in order to save a lot of money and get the most of your American Express credit card.

If you don’t have an American Express credit card, then you may want to consider applying for one, as American Express cards can save you a lot of money.

We have divided the savings you can get with your American Express credit card into 2 categories.

First, we’ll discuss the ways you can save money through various American Express credit card reward programs, and then we’ll present some of the various merchant discounts that are available to all American Express members.

American Express Credit Card Reward Program Savings

American Express offers a wide range of credit card reward programs that offer various ways to save money, from cash rebate cards to airline and hotel reward cards, and there are plenty of promotional offers available to save you money.

Cash Back Reward Credit Cards

One of the simplest ways to save money with an American Express credit card is to get a cash back rebate credit card and save money on all of your purchases.

Not only does this save you money on all of your shopping trips, but it saves you money on traveling, restaurants, hotels, and gasoline purchases.

American Express has several cash back reward cards that can save you money on all of your purchases; however, the Clear from American Express and the American Express SimplyCash Business cards will probably save you the most money.

Clear from American Express

The Clear card offers you a 1% rebate on all of your purchases, so it will save you money everywhere.

Clear from American Express

• No fees of any kind. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees.
• Automatic Rewards. You’ll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500.
• Flexible Payment Terms. You can pay in full, or carry a balance. The choice is yours.
• Flexibility to pay over time
• No annual fee and 0% intro APR for up to 12 months.
• World class Cardmember benefits including Purchase Protection Plan, Buyers Assurance Plan, and Return Protection.

Apply Now!

American Express SimplyCash Business Card

The SimplyCash Business Card offers a 5% rebate on office supplies and wireless services, a 3% cash rebate on auto gas purchases of up to $12,000 each year (1% thereafter), and a 1% rebate on everything else you purchase, and don’t be intimidated by this being a business card, as you can simply use your personal name and social security number when applying for this card.

Read our full article on how to Save Money with the American Express SimplyCash Business Card and the details on how to apply for this business card.

American Express SimplyCash^SM Business Card

• Earn 5% cash back on office supplies and wireless services
• Earn 3% cash back on automobile gas purchases of up to $12,000 per year; 1% thereafter
• Earn 1% on cash back on virtually all other purchases
• No limits to the cash back you can earn
• Cash back is automatically credited to the statement each month
• 0% introductory APR for up to 12 months
• No fee with the flexibility to pay in full or carry a balance
• OPEN Savings® : Automatic discounts with FedEx, Delta®, Courtyard by Marriott®, and more

Apply Now!

American Express also offers the Blue Cash® from American Express cash rebate card; however, because it offers a tiered rebate, we feel that you can save more money with the Clear or SimplyCash cards.

However, if you spend around $10,000 or more a year, especially on gas, groceries and drug store purchases, then you may want to consider the Blue Cash card. For full details, refer to our article on the Best American Express Credit Cards.

Hotel Reward Credit Cards

If you travel a lot out of town, you can save money with an American Express hotel rewards card.

The Starwood Preferred Guest Credit Card from American Express is a great option, because you have your choice of several hotel chains, and you get 3 free nights just for signing up for the card and making 1 purchase, while Hilton hotel fans will like the Hilton HHonors Platinum Credit Card from American Express, which offers 1 free night after your first purchase.

Starwood Preferred Guest Credit Card from American Express

The Starwood card offers 10,000 bonus points after your first purchase, which is enough for 3 free nights. It does have an annual fee of $45, which is waived the first year, but there are also many other opportunities to earn bonus points for many more free hotel stays.

Read our article that reveals the secret to Earn Up To 5 Free Hotel Stays with the Starwood card after making only one purchase of any size.

Starwood Preferred Guest® Credit Card from American Express

• Earn 10,000 Starpoints® with your first purchase — enough for up to 3 free nights
• Earn 15,000 bonus Starpoints after you spend $15,000 in 6 months
• Use Starpoints® for free nights and upgrades at over 825 participating Starwood hotels and resorts in 95 countries
• Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
• Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
• First year fee-free and $45 thereafter

Apply Now!

Hilton HHonors Platinum Credit Card from American Express

The Hilton HHonors card has no annual fee, and you get 10,000 bonus points after your first purchase, which is enough for 1 free night.

Read our article on how to Take Advantage of the Hilton HHonors Card.

Hilton HHonors® Platinum Credit Card from American Express

• 10,000 HHonors bonus points after your very first purchase on the Card - enough for a free night
• 15,000 bonus points after you spend $5,000 in 5 months– that’s in addition to the 15,000 points you would earn for your Card spending
• 10,000 HHonors bonus points over the course of your first four stays at any participating Hilton Family hotels
  (2,500 HHonors bonus points each stay)
• Receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels and for eligible purchases at supermarkets, drugstores, gas stations, dining establishments and more
• Get 3 Hilton HHonors bonus points for each eligible dollar you spend everywhere else
• No annual fee

Apply Now!

Airline Reward Credit Cards

If you fly frequently, then you will want to consider the Delta SkyMiles or Blue Sky airline reward credit cards from American Express. The Delta airlines rewards card is great if you prefer Delta Airlines, and the Blue Sky travel rewards card is an excellent way to save money on various airlines and other travel purchases.

Gold Delta SkyMiles Credit Card

You get 20,000 bonus miles after your first purchase and 5,000 for adding 2 cardmembers to your account during the application. Plus, you can get special savings and Promotional Offers provided by the Delta SkyMiles Gold Card.

Redemptions for free flights start at 25,000, so with the initial bonus miles and other promotional offers, you’ll be able to reach that first free flight pretty easily.

Gold Delta SkyMiles® Credit Card

• Save a total of $250 off Delta flights. Earn 20,000 miles upon your first purchase on the Card. Sign up for two Additional Cards and earn 5,000 bonus miles.
• Always Double Miles® on every eligible dollar you spend at supermarkets, drugstores, gas stations and more
• Earn one SkyMile for virtually every dollar you spend
• No annual fee for the first year, then $95: $40 if you are a qualified American Express Cardmember
• Now you can redeem your miles for any Delta seat, any time at Delta.com. Pay with Miles is an exclusive new benefit for Gold Delta SkyMiles® Credit Cardmembers that goes above and beyond to help ensure that your miles work the way you want them to
• Pay for all or part of your fare with miles and put the rest on your Card; start redeeming at just 10,000 miles
• Express Approval. Get a decision in less than 60 seconds.

Apply Now!

Blue Sky from American Express

The Blue Sky card offers 1 point per dollar you spend, and for every 7,500 points you earn, you’ll get a $100 statement credit on eligible travel purchases including airlines, hotels, car rentals, cruise lines, travel agencies, tour operators and online travel sites billed to your account. That’s a rebate of roughly 1.33%, plus there is no annual fee.

Blue Sky from American Express

• Redeem points to save on any airline, hotel, rental car or cruise - no blackout dates or travel restrictions
• Earn 1 point for every dollar you spend
• No blackout dates, no travel restrictions
• No annual fee and 0% intro APR
• World class cardmember benefits including Travel Accident Insurance, Buyers Assurance Plan, and Return Protection

Apply Now!

American Express cards offer various ways to save money on your purchases and travels, and there are several American Express Cards that Offer Cash Bonuses, which is a great way to get up to a $100 cash reward bonus.

Now, let’s take a look at the way these American Express credit cards can save you money at various merchants and service providers.

American Express Holiday Savings Discounts

American Express, Visa and MasterCard offer various Credit Card Discounts and Promotional Offers just for using your credit card at various merchants and service providers, and American Express by far offers the most discounts and promotional benefits for their members.

There are many American Express Promotional Offers that can save you money on everything.

American Express Car Rental Discounts

American Express Car Rental Discounts

There are many American Express car rental discounts available, which can save you a lot of money if you rent cars frequently.

Check out our article that highlights many of the Best Current American Express Car Rental Discounts.

Here’s a list of other Car Rental Discounts that are also available regardless of which type of credit card you use.

American Express Restaurant Discounts

American Express Restaurant Discounts

American Express offers discounts at restaurants all across the country, and you can currently get special savings at places that range from Red Robin burgers to Ruth’s Chris Steak House, plus they offer a large selection of one-of-a-kind dining experiences.

Check out these other Printable Restaurant Coupons that are available to anyone to get everyday savings at restaurants.

American Express Hotel Discounts

American Express Hotel Discounts

American Express cards offer discounts at hotels nationwide and around the world for that matter, with current specials at Hyatt, Marriott and many other hotels, including both national chains and unique lodging experiences.

American Express Gift Discounts

American Express Gift Discounts

American Express also offers discounts on gifts such as flowers, gourment food and more.

Examples of American Express Promotional Savings

15% Off Virgin Megastores
15% Off JCPenny.com
15% Off Liz Claiborne
$10 Off EZ Lube
Up to 25% Off Budget Car Rentals
10% Off Abt Electronics
10% Off Linens ‘n Things
20% Diamonds International
$15 Off KBToys.com

Those are just a few of the many American Express discounts available.

Simply visit the American Express Offers page to review the entire selection of hundreds of shopping discounts and promotional offers.

American Express credit card discounts offer many opportunities to save money, and if you don’t have an American Express credit card, you may want to consider applying for an American Express reward card to take advantage of the many special savings, cash rewards and promotional discounts that are available.

Read our article about the Best American Express Credit Cards to see which American Express card will benefit you the most.

Thanks and enjoy maximizing money.

The Discover Business Miles travel rewards credit card offers your choice of free cash bonus rewards including: $100 in travel credits toward purchases from any airline, travel agent or online travel site; $100 in gift certificates from many brand-name merchants; or $50 in statement credits or bank account credits.

The Discover Business Miles card also has no annual fee, and it offers additional opportunities to earn cash bonuses and travel rewards through all of your purchases.

Here’s how it works: Apply for a free Discover Business Miles card, and you’ll get 1,000 bonus miles for each month in which you make at least 1 purchase for the first 12 months of your membership, which is a maximum of 12,000 bonus miles.

These 12,000 bonus miles can then be redeemed in the follow 3 methods:

1. For every 5,000 miles, you can get a $50 account credit toward a purchase at any airline, travel agent or online travel site, with no blackout dates or any restrictions. You simply make the travel purchase with your Discover Business Miles card, and then redeem the 5,000 miles for a $50 account credit toward that purchase. With 12,000 bonus miles, you’ll be able to get a free $100 account credit toward your travel purchases, and still have 2,000 miles remaining.

2. For every 6,000 miles, you can get a free $50 gift card toward many brand-name merchants including restaurants, electronics, clothing, entertainment, home, health, sports and more. With 12,000 bonus miles, you’ll get a free $100 gift card. You can also redeem 1,000 miles for a $5 gift card or 3,500 miles for a $25 gift card.

3. For every 5,000 miles, you can get a free $25 account credit to your credit card statement or a $25 electronic deposit to your bank account. With 12,0000 bonus miles, you’ll be able to get $50 in free account credits or bank account deposits, and still have 2,000 miles remaining.

You’ll also earn double miles on up to $5,000 in gasoline and travel purchases each year, including any travel purchases such as plane tickets, hotel stays, car rentals, and more. Plus, you’ll get 1 mile per $1 for all of your other purchases.

Discover Business Miles Card

Discover® Business Miles Card

• 0% Intro APR* on Card Purchases for 12 months and 3.9% Intro APR* on Balance Transfers for 6 months
• 12,000 Bonus Miles*
• Earn 5 to 20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
• No annual fee
• Earn Double Miles on travel and gas*

Apply Now!

As with most business credit cards, this card is available to sole proprietors or business owners who are just getting started. Simply use your personal name for the business name on the card and use your social security number for the Federal Tax ID.

Take advantage of this opportunity to get up to $100 in free cash bonus rewards or more from the Discover Business Miles card while it lasts.

TripRewards is a free hotel rewards program that is currently offering a $25 Gift Card to members who stay 2 nights at any of their hotels before December 27, 2007.

TripRewards hotels include Days Inn, Ramada Worldwide, Super 8 Motel, Wingate by Wyndham, Baymont Inn & Suites, Howard Johnson, Travelodge, Knights Inn, and AmeriHost Inn, so you’ll be able to find them anywhere for any kind of budget.

The best thing about TripRewards is that it’s free to join, and you’ll immediately get a temporary membership card with your new membership number after joining online, so you can provide that at your next hotel stay upon check-in to begin taking advantage of the rewards and to get your $25 Gift Card after just 2 stays.

Join TripRewards Today to get your free $25 gift card after only 2 stays.

It works like this. TripRewards members get 10 points for every $1 they spend at any of the TripRewards hotels, and they get additional points for car rentals and other travel purchases. Plus, TripRewards regularly offers bonus points through promotional offers. These points are then redeemable for free stays at TripRewards hotels, travel rewards, merchant gift cards and other benefits, with free hotel stays starting at 6,000 points.

After a registered member makes 2 stays before December 27, 2007, TripRewards will apply bonus points to their earned points from the 2 hotel stays equaling a total of 5,500 points, which can then be redeemed for a $25 gift card from many brand name merchants.

If you are already a TripRewards member, simply Register to Be Eligible to Earn the $25 Gift Card.

Gift cards are available from a variety of merchants including Burger King, Chili’s, Denny’s, Hard Rock Cafe, Olive Garden, Starbucks, Amazon.com, Babies”R”Us, Best Buy, Borders, and many other merchants.

You could also choose to save your 5,500 points and after one more stay at a TripRewards hotel (of at least $50 for the night), you would have earned 6,000 points, which is then enough for a free hotel stay. So, this benefit could also be considered as “stay 3 nights and get a 4th night free.”

There are no blackout dates when redeeming your TripRewards hotel stays, and you simply reserve them online through the TripRewards interface. When you arrive to check-in at the hotel, there is no special process. They just check you in without you having to pay anything, as if you had prepaid for your hotel room with a credit card.

To earn points, you simply provide your TripRewards card upon check-in, or enter your membership number online when making reservations.

This is really a user-friendly hotel rewards program, and even if you forget to bring your card to the hotel, they allow you to fax in your hotel receipts to apply your points for up to 1 month after you have stayed at the hotel.

In fact, if you have recently stayed at a TripRewards hotel without taking advantage of the membership program, you could very likely sign up for TripRewards program online now, and then fax your hotel receipts to TripRewards in order to earn your points and the $25 gift card after 2 stays (TripRewards Fax#: 1-800-306-0671). The hotel can fax you your receipts if you don’t have them.

Just fax a note (along with your hotel receipts) to TripRewards that says there was a problem registering you for the TripRewards program during your check-in, but the hotel staff said you could register online later and still get your points for that stay.

The TripRewards customer service is seriously flexible and accommodating, so they will more than likely give you your points as long as your stay was not much more than a month ago. If you stayed twice, mention you registered for the “$25 gift card after 2 stays” promotion, and they will also give you enough bonus points for the $25 gift card.

The TripRewards program is really a great hotel rewards program for those who travel often or are planning a vacation. Even at the standard point-earning rate of 10 points per $1, and considering that an average hotel stay will cost anywhere from $50 to $100 or more, your points balance will really add up fast, and you can easily earn a free hotel stay for every 5 to 10 paid hotel stays.

With the $25 gift card promotion and the many other promotional offers that TripRewards provides, you will definitely be able to earn many additional free hotel rooms.

Whether you have recently stayed at any of the TripRewards hotels or you plan to stay at one of their hotels soon, Join the TripRewards Membership Program in order to start getting free hotel stays and other rewards.

If you really want to take full advantage of the TripRewards program, then you’ll want to consider the TripRewards hotel rewards credit card.

The TripRewards hotel rewards card offers you 13 points for each $1 you spend at TripRewards hotels (10 points for your regular TripRewards membership and an additional 3 points for using the TripRewards credit card). Plus, you’ll get 2 points for every $1 you spend everywhere else.

The TripRewards hotel rewards credit card has no annual fee, and it is a great way to get additional hotel rewards points for all of your purchases.

Get more TripRewards Credit Card Information (courtesy of CardSignUp.com).

However, you don’t have to get the TripRewards credit card in order to get the free $25 gift card after only 2 hotel stays or to earn points toward free hotel stays when you stay at TripRewards hotels.

Take advantage of the TripRewards hotel rewards program in order to start earning free hotel stays.

Thanks and enjoy maximizing money.

The Delta SkyMiles airline rewards program is an excellent way to get car rental discounts and other promotional offers while earning airline reward miles toward free flights.

Car rental discounts are offered to SkyMiles members from Budget, Avis, Alamo, Hertz, Thrifty and other national car rental chains, and you’ll also earn bonus reward miles toward free flights.

Many hotels, restaurants, service providers and other merchants also offer promotional discounts and bonus miles toward free flights when you use your SkyMiles membership card.

Enrollment in the Delta SkyMiles airline rewards program is free, and it’s simple to Become a SkyMiles Member Online in just seconds. You’ll even get a printable SkyMiles card with your membership number, so you can start taking advantage of the car rental discounts and other promotional savings immediately.

Just remember that you must always enter your SkyMiles membership number during the checkout or reservation process in order to receive the savings and bonus miles.

There are many opportunities to save money and earn bonus miles with SkyMiles Discount and Bonus Opportunities.

In general, there are more bonus mile offers than price discounts, but if you are interested in car rentals, there are several SkyMiles Car Rental Discounts currently available.

It is important to understand that the reward miles can only be redeemed for airline rewards such as free flights and upgrades on Delta or their airline partners, which includes Northwest Airlines, Continental Airlines and many others, and free flights in the U.S. start at 25,000 bonus miles.

However, if you plan to fly on Delta Airlines or one of their partners soon, signing up for the Delta SkyMiles reward program now is a great way to start earning additional miles that can be combined with the miles you will earn when you fly Delta, plus you’ll get access to all of the promotional discounts.

If you fly on Delta or their partners frequently or are a SkyMiles member already, then you should definitely consider signing up for the Gold Delta SkyMiles Credit Card, which gives you 20,000 bonus miles after your first purchase and lots of opportunities to earn additional miles.

Combine these SkyMiles credit card bonus miles with the additional miles you earn through car rentals and other merchant offers, and you’ll be on your way to earning free flights.

Gold Delta SkyMiles® Credit Card

• Save a total of $250 off Delta flights. Earn 20,000 miles upon your first purchase on the Card. Sign up for two Additional Cards and earn 5,000 bonus miles.
• Always Double Miles® on every eligible dollar you spend at supermarkets, drugstores, gas stations and more
• Earn one SkyMile for virtually every dollar you spend
• No annual fee for the first year, then $95: $40 if you are a qualified American Express Cardmember
• Now you can redeem your miles for any Delta seat, any time at Delta.com. Pay with Miles is an exclusive new benefit for Gold Delta SkyMiles® Credit Cardmembers that goes above and beyond to help ensure that your miles work the way you want them to
• Pay for all or part of your fare with miles and put the rest on your Card; start redeeming at just 10,000 miles
• Express Approval. Get a decision in less than 60 seconds.

Apply Now!

American Express also offers the Gold Delta SkyMiles Business Credit Card, which gives you 20,000 bonus miles after your first purchase and other opportunities to earn bonus miles. The Delta SkyMiles Business card also gives you 5% off all of your Delta flights.

Gold Delta SkyMiles® Business Credit Card from OPEN^SM the small business team

• Save a total of $250 off Delta flights. Earn 20,000 miles upon your first purchase on the Card. Sign up for two Additional Cards and earn 5,000 bonus miles.
• Earn up to 30,000 Bonus Miles in your first year
• Save 5% on all Delta flights with your Card
• One Delta mile for virtually every dollar you spend
• No annual fee for the first year - a savings of $95
• Unlimited fee-free Additional Cards
• Save 3-25% on business purchases at companies like FedEx®, Hertz®, and more.
• Now you can redeem your miles for any Delta seat, any time at Delta.com. Pay with Miles is an exclusive new benefit for Gold Delta SkyMiles® Business Credit Cardmembers that goes above and beyond to help ensure that your miles work the way you want them to
• Pay for all or part of your fare with miles and put the rest on your Card; start redeeming at just 10,000 miles

Apply Now!

The Delta SkyMiles travel rewards program offers you lots of opportunities to earn bonus miles and receive discounts at a wide range of merchants, and the basic SkyMiles membership is free, so if you plan to fly on Delta soon, or if you just want to take advantage of the discount car rentals and other offers, you should consider becoming a SkyMiles member.

Frequent Delta flyers will want to consider the Gold Delta SkyMiles® Credit Card, which will put you well on your way to earning a free flight.

If you’re not interested in SkyMiles, but still want to receive some great discounts on car rentals, check out these Car Rental Discounts from several different national car rental companies.

Thanks and enjoy maximizing money.

Credit card foreign exchange fees can cost you a lot of money while you are traveling, and you may not be aware how much your own credit card issuer will charge you for foreign transactions until it is too late.

The networks, Visa and MasterCard, charge the credit card companies 1% of every foreign transaction, and while many banks used to simply absorb the foreign exchange fee, several years ago they started passing on the burden to consumers and then some.

Nowadays, a typical credit card issuer will charge you up to an extra 2%, which can really add up while you’re traveling. Luckily, a few banks still do not charge their customers foreign exchange fees, because look how much these fees can cost you if you’re not aware of them.

With a typical foreign exchange fee of 3%, you will pay $30 extra for every $1,000 you spend while traveling. That’s $150 in foreign exchange fees if you spend $5,000 on your vacation.

With a fee of 2%, you’d spend an extra $100 if you spent $5,000, or $20 for every $1,000.

If you plan on living in a foreign country for any amount of time, the fees could be horrendous, so it is imperative that you get a credit card that does not charge you a foreign exchange fee.

The only 2 major credit card issuers that still do not charge foreign exchange fees are Discover and Capital One.

Here’s a list of current foreign exchange fees for major credit card issuers.

None - Discover Cards
None - Capital One

2% - American Express
2% - Pulaski Bank

3% - Citi Cards
3% - Chase
3% - Bank of America
3% - HSBC
3% - Providian

The fact that most credit card issuers add the extra charge on top of what they themselves have to pay is really insulting to consumers, so we highly recommend you use Discover Cards or Capital One cards if you plan on traveling outside of the U.S., and you may just want to make one of them your everyday card.

The Discover® More Card offers 5% cash back in many categories including travel, so it can actually save you money on top of not having a foreign exchange fee.

For business travelers, the Discover® Business Miles Card allows you to earn miles that are redeemable through any airline, plus you get double miles for travel and gasoline purchases.

Student travelers or students living overseas may want to consider the Discover® Student Card - Monogram Collection, which not only has no foreign exchange fee but also offers 5% cash back in a variety of categories including travel and apparel. Plus, you get to put your initials on it.

Capital One credit cards also offer a wide variety of cash back and airline reward cards, so there are many options available to you.

If you need some extra spending power, the Discover Cards also offer 0% introductory rates on purchases that you can take advantage of for traveling.

Either way, apply for a credit card with no foreign exchange fees now if you plan on traveling anytime soon, as you will need a couple of weeks for processing and delivery.

Thanks and enjoy maximizing money.

The Starwood Preferred Guest Credit Card will give you up to 3 Free Hotel Nights when you sign up and make a purchase of any size within one year.

Here’s how it works. You apply for the Starwood Preferred Guest® Credit Card from American Express and make a purchase of any size within one year to receive 10,000 Bonus Starpoints.

Then just redeem your points for up to 3 hotel nights at any of the participating Starwood Hotels including Sheraton, Four Points by Sheraton, W Hotels, Westin, Loft Hotels, The Luxury Collection, Le Meridien, element, and St. Regis.

You can actually get up to 5 separate hotel stays with the Starwood Card at the current exchange rate, as certain hotels offer free weekend nights at a rate of just 2,000 points per night. However, you would only be able to stay up to 3 nights in a row.

Of course, not all of the hotels will qualify for the best exchange rate, as top-tier hotels require between 10,000 - 25,000 points per night, but you’ll still be able to get between 3 - 5 stays at great hotels like Sheraton, Four Points by Sheraton, and Westin at the optimal exchange rate, or just use all 10,000 of your bonus Starpoints and treat yourself to a really nice night at a top-rated hotel.

The Starwood Preferred Guest Credit Card does have an annual fee of $45, but that fee is waived for the first year. You could always cancel the card before the first fee-free year expires, but you probably won’t want to, as this card offers all types of ways to earn additional free hotel stays.

For example, the card is currently offering an additional 15,000 bonus points when you spend $15,000 in 6 months.

The card also offers a low introductory rate on purchases and balance transfers, but we recommend that you pay off your monthly bills in full thereafter, as any balance that you carry on the standard interest rate will definitely cut into your savings.

Starwood Preferred Guest® Credit Card from American Express

• Earn 10,000 Starpoints® with your first purchase — enough for up to 3 free nights
• *Winner – “Best Affinity Credit Card” at the 19th Annual Freddie Awards– voted on by frequent travelers
• Use Starpoints® for free nights and upgrades at over 825 participating Starwood hotels and resorts in 95 countries
• Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
• Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
• First year fee-free and $45 thereafter

Apply Now!

Take advantage of this great offer from American Express and Starwood, and you’ll also have access to other American Express Shopping Discounts.

If you need a cheap weekend getaway at some nice hotels or you want to save some money while you’re on the road, take advantage of this offer while it lasts.

If you want a card for your business trips as well, apply for the Starwood Preferred Guest® Business Credit Card from American Express, which offers the same great bonus offer for free hotel stays as the consumer card.

Get both cards, one for business trips and one for personal trips, and you’ll get up to 10 separate hotel stays. That’s an incredible opportunity to save some money when you’re traveling.

Thanks and enjoy maximizing your money.

Restaurant.com offers $25 Restaurant Gift Certificates for only $10, and you can choose from thousands of popular restaurants across the U.S.

That’s a $15 discount for trying new restaurants around your town or to use while you are traveling.

The participating restaurants are in every city you could imagine, and they offer a diverse selection of dining options, so you’ll never get tired of the choices.

There is No Membership Fee, and you can print your restaurant certificates immediately after you purchase them.

That means if you decide to go out for dinner at the last minute, you can simply check out your dining options online, pick the perfect restaurant and print out your Restaurant.com Dining Certificate.

Restaurant.com also offers the same great discount on gift packages from various merchant shops with a selection of wines, coffee, spa packages, and gourmet foods, so you can save on presents for your friends and family while easily shopping online, or just take advantage of the deals for yourself.

Restaurant.com will even give you a $10 certificate if you refer a friend who purchases a gift certificate. All you have to do is login to your free membership and send an email through your online account. When your friend signs up and purchases a gift certificate, you’ll get a free $10 certificate that’s worth $25 at your favorite restaurant.

Most of the participating restaurants do have limitations and certain restrictions, but they are actually quite reasonable, such as minimum purchase requirements between $35 and $50, not including alcohol. However, some restaurants may not accept the certificates on holidays or certain days of the week. The terms are clearly listed, so they’re easy to review before you make your purchase.

It’s worth visiting Restaurant.com just to learn about new dining experiences in your area, and once you find one, you’re just a few clicks away from printing out your Restaurant.com Dining Certificate.

Thanks and enjoy.