The Applied Bank® Secured Visa® Gold Preferred® Credit Card offers monthly credit bureau reporting to help you establish your credit history, and you can be approved for this secured credit card if you have a poor credit history.
The Applied Bank® secured card provides monthly credit bureau reporting, so this poor credit card option can help you establish a positive credit history if you pay your bills on time and establish a positive transaction record.
The Applied Bank® Secured Visa® Gold Preferred® Credit Card allows applicants with a bad credit history to be approved for this credit card.
This secured credit card from Applied Bank® can be used anywhere regular credit cards can be used, as it has a Visa logo. The difference with secured credit cards is that you must secure your credit line by depositing money into an account that is setup by Applied Bank®.
The Applied Bank® Secured Visa® Gold Preferred® Credit Card has a low fixed APR of 12.99% with a credit limit that is based on how much money you deposit to secure your card.
This secured card has a fee of $50 for the first year only, but this first-year only fee is definitely worthwhile if you can’t get approved for standard Credit Cards, and you would like to establish a positive credit history.
Apply for the Applied Bank Secured Credit Card to receive approval for this secured credit card if you have poor credit and want a credit card that provides monthly credit bureau reporting.
Check out these additional Secured Credit Cards for more options for poor credit customers who are looking to establish their credit history.