BankAmericard Better Balance Rewards Credit Card up to $120 Bonus Per Year

The new BankAmericard Better Balance Rewards Credit Card offers up to $120 in bonus cash per year with no annual fee.

Get the BankAmericard Better Balance Rewards Credit Card to open your account online today.

BankAmericard Better Balance Rewards members can earn up to $100 in cash rewards per year for responsible payment habits.

Plus, you can earn up to an extra $20 per year if you have at least 1 other qualifying Bank of America account.

There is no annual fee for this card.

Earning Cash Rewards

You’ll earn $25 in cash rewards each calendar quarter when you pay more than the monthly minimum and pay each bill on time, for up to $100 in cash rewards each year.

You’ll get an extra $5 bonus per quarter if you have at least 1 other qualifying account with Bank of America for an additional $20 in cash rewards per year.

That’s a total of up to $120 in cash rewards per year.

The cash rewards are automatically credited to your card balance, or you can choose to deposit them into your savings or checking account.

BankAmericard Better Balance Rewards Program Information

You will earn a $25 cash reward for each calendar quarter in which all of your monthly payments are received on or before the due date and are more than the minimum payment due.

You must have a payment due in each of the monthly cycles of the calendar quarter to be eligible for the quarterly cash reward; a zero balance or a credit balance does not qualify.

If the primary applicant for this card has at least 1 checking, savings, or retirement account with Bank of America N.A.; a Cash Management Account, Merrill Edge, or any other account with Merrill Lynch, Pierce, Fenner & Smith Incorporated, or U.S. Trust; then the card account will receive a customer bonus of $5 for each quarter you qualify, for a total of $30 per quarter.

Calendar quarters are January through March, April through June, July through September, and October through December of each year.

If you qualify, the cash reward will be issued within 30 days following the end of each quarter.

Your cash rewards will be automatically issued in the form of a statement credit to your card account, unless you indicate otherwise.

You may choose instead to have your cash rewards deposited directly into a Bank of America Checking Account or savings account or a Merrill Lynch Cash Management Account.

To set up an automatic deposit into your eligible account, go to www.bankofamerica.com/betterbalancerewards, and you may also change your preference at any time by visiting the website.

It’s a shame that this card doesn’t provide a sign-up bonus like the Bank of America Cash Rewards Card promotion.

However, earning a perpetual bonus of up to $120 annually is a pretty nice deal if you plan to regularly use the card, since you’ll have to make charges to the card in each billing cycle that exceed the monthly minimum payment.

Take advantage of the BankAmericard Better Balance Rewards Credit Card to earn up to $120 per year in cash rewards.

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