The Blue for Business Credit Card from American Express is an excellent free business card if you want to finance your purchases with an interest-free introductory offer, consolidate your current credit card debt with a low fixed interest rate, or manage your business expenses while earning rewards for your purchases.

The Blue for Business from American Express card has No Annual Fee, and this American Express business card offers a 0% Introductory APR on Purchases for up to 15 months, which is a great way to finance your business purchases for free. After the introductory offer expires, the interest rate for purchases will be as low as 2.99% plus the current Prime Rate.

If you’re looking to consolidate your credit card debt, the Blue for Business from American Express card provides a low fixed APR of 7.99% on balance transfers for as long as it takes you to pay off your balance. This Life of Loan Balance Transfer offer applies to balance transfers submitted with the application or posted to your account during the first 6 months of membership, and there are No Balance Transfer Fees with this offer.

This is a good way to consolidate your credit card debt if it will take you longer than 1 year to pay off your balances. If you’ll be able to pay off your balances within a year, then you should consider one of these Balance Transfer Credit Cards, which offer 0% introductory rates on balance transfers for up to 12 months.

However, be sure not to make any purchases on the Blue for Business card if you transfer your balances onto it, as any subsequent payments will go towards the balance with the lowest interest rate, which will be the 0% introductory offer on purchases, while the 7.99% interest rate on your balance transfers will accumulate until your purchases are paid off. It’s better to use this card strictly for your balance transfers, if that is your particular need, and you could consider one of these Cash Bonus Cards for your other credit card purchases.

The Blue for Business from American Express credit card gives you the option to enroll in the free Membership Rewards Express program that gives you 1 point per $1 in purchases, which can be used to book reward flights on any airline, anytime, or be redeemed through various partners such as The Home Depot and Sony. You’ll even get an Express Rewards Hotel Card to use for hotel stays, room service, dining, and spa treatments, plus your points have no limit or expiration.

However, if you’re looking for a business travel rewards card or you want to earn cash rebates on your purchases, then you may want to consider the American Express FreedomPass Card, which is an extremely flexible business travel rewards card, or the American Express SimplyCash Card, which offers a 5% rebate on select purchases including gasoline.

It’s important to understand that you don’t necessarily have to be a big business owner to apply for this card, as the application does not require a federal tax ID if you are the sole proprietor, so it’s ideal if you are just getting off the ground and need financing to get your business started.

However, it also offers free additional cards for employees and other exclusive benefits for small businesses, so it’s a good option for businesses of all sizes.

American Express business benefits include access to OPEN Savings, which can save you up to 25% on business expenses with companies like FedEx, Delta, and Hyatt Hotels, and you can save on airline tickets, receive Hotel Savings, and get Car Rental Discounts when you book through their online business travel center.

The Blue for Business credit card helps you manage your business expenses as well, as you can create customized expense management reports and download your financial expenditures to Quickbooks to integrate your card statement information.

American Express Credit Cards also provide travel accident insurance, lost or damaged baggage coverage, car rental insurance, purchase and return protection coverage, travel assistance service, and many more features and services.

Check out some more details for the Blue for Business from American Express.

Blue for Business® from American Express

• 0% introductory APR on purchases for up to 15 months
• No annual fee with the flexibility to pay in full or carry a balance.
• No annual fee for Additional Cards.
• Option to enroll in the complimentary Membership Rewards Express® program, with flexible rewards for you or your business.  There’s no limit to the number of points you can earn and points have no expiration date.
• Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
• Built-in ExpressPay technology that lets you make small purchases fast without swiping your Card

The Blue for Business from American Express is ideal if you want to finance large purchases, consolidate your credit card debt with a low fixed APR for the life of your balance transfers, or simply manage your business expenses while earning rewards for your purchases.