Business credit cards with 0% APRs on purchases are a great way to finance your business expenses without paying interest charges.

These 0% business credit cards have no annual fees, so they provide absolutely free financing for your business, and all of them offer 0% APRs on purchases for 12 months, so you’ll have an entire year of interest-free purchases.

These small business credit cards are designed for business owners of all sizes, whether you are the sole proprietor or your business is just getting started, and you aren’t required to provide a business tax ID during the application, so anyone can apply.

The following business credit cards also offer various rewards programs, such as cash rebates on all of your purchases, as well as travel services and business card features like expense management tools.

Some of these small business cards provide discounts on business purchases to help you save additional money, and they all offer interest-free purchases to help you finance business expenses.

Business Credit Cards with 0% APRs.

The following business credit cards all offer 0% introductory APRs on purchases for 12 months with no annual fees.

American Express SimplyCash Business Card

SimplyCash® Business Card from American Express

The American Express SimplyCash Business Card has a 0% APR on purchases for up to 12 months, and SimplyCash offers a 5% cash rebate on office supplies and wireless services, a 3% cash rebate on automobile gas purchases of up to $12,000 each year (1% thereafter), and a 1% rebate on all other purchases.

Read our American Express SimplyCash Review for more information on how this small business credit card can save you money.

Discover Business Card

Discover® Business Card

The Discover Business Card offers a 0% APR on purchases for 12 months and a 3.9% APR on balance transfers for 6 months, as well as a 5% cash back bonus on office supplies, 2% on gas purchases, and up to 1% on all of your other purchases. Plus, you’ll get a $100 Cashback Bonus after you spend $1,000 within your first 3 months of membership.

Chase Business Cash Rewards Cards

Chase Business Cash Rewards Visa® Card

The Chase Business Cash Rewards Card offers a 0% APR on purchases and balance transfers for 12 months. You can also earn up to a 5% rebate on all of your purchases.

Advanta Platinum BusinessCard

Advanta Platinum BusinessCard

The Advanta Platinum BusinessCard offers a 0% APR on purchases and balance transfers for 12 months with up to a $50,000 credit line.

Read our Advanta Credit Card Reviews for more information on how to save money with Advanta small business cards.

The Platinum Business Credit Card

Platinum Business Credit Card from OPEN^SM The Small Business Team

The Platinum Business Credit Card from American Express offers a 0% introductory APR on purchases for 12 months, plus you can save up to 25% on business purchases at companies like FedEx, Delta, Hertz, and others.

American Express Platinum Business FreedomPass Card

Platinum Business FreedomPass® Credit Card from OPEN^SM the Small Business Team

The American Express Platinum Business FreedomPass Card offers a 0% APR on purchases for 12 months, and you can earn business travel rewards for savings on flights, hotels, car rentals and more travel purchases. You’ll also get 5,000 bonus points after your first purchase.

Read our American Express FreedomPass Card Review for information on how this 0% APR business card can reduce your travel expenses.

Chase Platinum Business Card

Chase Platinum Visa® Business Card

The Chase Platinum Business Card offers a 0% APR on purchases and balance transfers for 12 months, as well as savings of up to 20% on office supplies and more.

Blue for Business from American Express

Blue for Business® from American Express

The Blue for Business from American Express card offers a 0% introductory APR on purchases for 12 months, and it gives you the option to enroll in the free membership rewards program, which helps you earn flexible business rewards through your everyday purchases.

Read our Blue for Business Card Review to see how this small business credit card can save you money.

Take advantage of these 0% APR business credit cards to finance your business for free and earn rewards for your everyday business expenses.

You may also be interested in 0% APR Balance Transfer Credit Cards if you want to consolidate your credit card debt and transfer your balances to a business or consumer credit card with a 0% APR.

Thanks and enjoy maximizing money.