Huntington Voice Credit Card 3X Rewards or Lower Rates

The Huntington Bank Voice MasterCard credit card offers your choice of 3X rewards on your purchases or lower rates on your Interest charges.

You can choose to either earn 3X rewards in the 1 category that you select or get a 3% lower purchase APR instead of rewards.

This Huntington Voice credit card has no annual fee.

There are also no foreign transaction fees.

Plus, they offer late fee grace that gives you an extra day to make payments.

Who Can Qualify?

It looks like you’ll have to live in Huntington Bank’s service area in order to apply for this credit card.

Huntington Bank services Ohio, Michigan, Indiana, Pennsylvania, Kentucky, and West Virginia.

Just visit the Huntington Voice MasterCard promotional page to apply online for this credit card.

3X Rewards Option for Huntington Voice Credit Card

Huntington Voice Credit Card 3X Rewards or Lower Rates

You’ll earn 1 point per $1 on all of your purchases.

Plus, you can select 1 triple rewards category.

You’ll earn 3X rewards in the 1 category that you choose for up to $2,000 in spending per quarter or 6,000 in total points earned.

You can then redeem 5,000 points for $50 in cash rewards, as every 1 point earned equals 1 cent in rewards.

You may select your category once within the first 30 days of opening a new account, and then again prior to the start of each quarter for the next quarter.

There are 13 categories from which to choose, and you can change it every quarter to fit your needs.

3X Rewards Categories

  • Apparel and Soft Goods
  • Gas
  • Grocery
  • Home Improvement
  • Office Supply
  • Discount Stores
  • Walmart
  • Department Stores and Electronics
  • Travel and Entertainment
  • Sporting Goods
  • Restaurants
  • Pharmacy
  • Utilities

You’ll earn 3 points per $1 in 1 of these categories, and 1 point per $1 on all of your other purchases.

3% Lower Rates Option for Huntington Voice Credit Card

You can also select the option to have a 3% lower purchase APR instead of rewards.

That way you can spend less money on finance charges and pay off your credit card balances faster.

You’ll get a 3% lower purchase APR that will not increase if you make a late payment.

It’s important to note that you must either choose 3X rewards or lower rates, as you cannot have both of these options.

Review these other Cash Rebate Credit Card Offers for more credit cards that offer you cash back on your spending.

The Huntington Voice credit card is a great rewards card offer, as you can select your biggest spending category to earn 3X rewards and switch to different categories throughout the year as your spending fluctuates.

Comments

    • says

      Hello John,

      The Rewards Option credit card has a purchase and balance transfer APR of 9.99% to 23.99% based on your credit rating.

      The Lower Rate Option has a purchase and balance transfer APR of 6.99% to 20.99% based on your credit rating.

      So it all depends on your credit, but the Lower Rate Option will be 3% lower than your equivalent rate with the Rewards Option card.

      Hope that helps and good luck. Max

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