Prepaid credit cards offer automatic approval to applicants with bad credit who are having trouble getting approved for credit cards.
Prepaid cards offer instant approval regardless of your poor credit history, and there are no income requirements and no credit checks, so even customer with very poor credit histories can be approved for prepaid credit cards.
Unlike regular Credit Cards that provide you with a line of credit, prepaid cards require you to deposit funds into an account from which your purchases will be withdrawn, similar to how a debit card or check card works.
Once you deposit funds, you can use your prepaid credit card anywhere MasterCard or Visa credit cards are accepted including online purchases, phone purchases, car rentals, and cash withdrawals at ATMs.
Prepaid cards do sometimes charge additional fees for certain transactions, so you’ll want to pay close attention to the card fees.
However, many of the prepaid card offers below provide fee-free transactions, so you’ll save money when you use these prepaid cards.
Prepaid Credit Card Offers
Check out some of these prepaid card offers with automatic approval.
Green Dot Prepaid MasterCard
- As seen on TV-by far the most popular prepaid in America!
- Available at over 50,000 retailers including Walgreens, CVS, Rite-Aid
- Save $5 today when you order online
- No credit check, EVER
- Easy reload using Green Dot MoneyPaks
- Extra bonuses with Direct Deposit
- No bounced check fees or outrageous interest charges
SilverCard Prepaid MasterCard
SilverCard Prepaid MasterCard®
- Perfect card for Government/Benefits Checks recipients
- $0 activation with rebate*
- 100% guaranteed approval*/no credit check
- Free direct deposit of your pay or government check
- Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
- No overdraft fees or minimum balances
- Online Checking – Electronic or paper checks
Upside Visa Debt-free Prepaid Card
Upside Visa® Debt-free Prepaid Card
- A Visa® Prepaid Card For a Better Financial Future
- Cheaper than other prepaid cards. Save up to $185 just for the first year!
- No activation fee, no annual fee, no maintenance fee.
- None of these ridiculous “convenience” fees on any purchase!
- Easy to enroll online with no credit check. Bad credit? It’s ok.
- Receive funds from employers directly onto the card, as if it was a checking account
- Accepted wherever Visa debit cards are accepted.
Upside Visa Card (Adult)
- Reloadable prepaid Visa® card for 18-25 year olds.
- No activation fee, no monthly or yearly fee.
- Great solution for a debt-free financial future as it has no APR or overdraft allowance.
- Quick, easy online application.
- Free money loading with direct deposit from friends, family and employers.
- Free and instant card-to-card transfer, perfect for IOUs, birthdays, holidays, etc.
- Accepted anywhere Visa debit cards are accepted, including abroad and online.
UPside Visa Prepaid Card (Teens)
- Reloadable prepaid Visa® card for teens, managed by parents.
- No activation fee, no monthly or yearly fee.
- Created for families’ needs with full parental control.
- Quick, easy online application.
- Free money loading with direct deposit.
- Accepted anywhere Visa debit cards are accepted, including abroad and online.
READYdebit® Card
- 100% Approval Guaranteed!* – No Chexsystems or credit checks, bankruptcy okay!
- Now with FREE Credit Builder!
- Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
- Pay Nothing Now! – No deposits or prepayments required to get your card.
- FREE Direct Deposit! – stop paying to cash your paycheck.
- FREE phone and online access to your card account!
- No declined transaction fees!
- Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
- Safer than cash – All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
- Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER!
- * Subject to I.D. Verification.
These prepaid credit cards offer automatic approval regardless of your poor credit history or even if you have no credit history.
Check out these additional Prepaid Credit Card Offers.
Secured Credit Card Offers provide additional options for consumers who can’t get approved for other credit cards, and they can also help improve your credit history.
Take advantage of these prepaid credit cards to receive a credit card for telephone purchases, paying bills online, renting cars, purchasing airline tickets, and more everyday purchases that require a credit card.














There is a 2.99 monthly fee or 29.95 annual fee for the Upside Teen card.