New Millennium Bank is offering 2 new secured credit cards with guaranteed approval regardless of your credit history or income, and each of these secured cards can provide you with a secured credit line of up to $5,000.
These secured credit cards can be used anywhere Visa or MasterCard credit cards are accepted including online purchases, car rentals, telephone purchases, and anywhere else you need to use a credit card.
Secured credit cards differ from standard credit cards in that secured cards require you to first deposit funds into an account to secure your line of credit to make purchases, instead of the standard unsecured line of credit offered by most credit cards.
You can then make purchases up to the amount of money you have deposited into your secured card account, giving you the convenience of using a credit card without the risks of being issued a line of credit.
All deposited funds associated with these secured credit cards are fully FDIC-insured, so your money is completely safe when deposited into these New Millennium Bank secured card accounts.
However, there are certain fees associated with secured cards, such as processing fees when opening your new account and monthly maintenance fees, but if you need a credit card for your everyday purchases, these fees may be worth paying to avoid the hassles of not having a credit card.
Check out the details of these secured credit cards from New Millennium Bank.
Next Millennium MasterCard®
First Option Visa®
Take advantage of these secured cards to get guaranteed approval regardless of your bad credit history or lack of employment income.
Check out these other Secured Credit Cards to get guaranteed approval and to improve your credit score with secured card credit reporting.
You may also be interested in these Prepaid Credit Cards, which offer guaranteed approval to poor credit consumers.