Credit cards with no annual fees are the best credit cards, because they are absolutely free to use.
No annual fee credit cards offer cash rebates, gas rewards, travel rewards, low interest rates, balance transfers, 0% APRs on purchases, and more, plus they have no annual fees, so you’ll pay no maintenance fees as a credit card member.
No annual fee cards are ideal for most credit card users, as you can maintain your credit card membership for years without paying any fees, even if you don’t ever use it and only keep your credit card for emergencies.
These fee-free credit cards also offer the same credit card benefits as most credit cards, such as emergency card services, no liability for unauthorized purchases, and access to online account management, so they are perfect for everyday use as well.
No annual fee credit cards are some of the best credit cards on the market, and they offer various options for different credit card needs.
Credit Cards with No Annual Fees
Here is an overview of no annual fee credit cards in various credit card categories.
Cash Rewards Credit Cards with No Annual Fees
Review additional Cash Reward Credit Cards with no annual fees to get cash rebates on all of your purchases.
Balance Transfer Credit Cards with No Annual Fees
There are two basic categories of free balance transfer credit cards, those that have 0% APRs on balance transfers and those that have low fixed APRs for the life of the transferred balances. However, it’s important to understand that some balance transfer cards may charge balance transfer fees, although many offer no balance transfer fees.
Review these 0% APR Balance Transfer Cards with no annual fees if you plan to pay off your balance transfers within the 0% APR introductory time period.
Review these Low Fixed APR Balance Transfer Cards with no annual fees if you plan to take more than 1 year to pay off your balance transfers.
Business Credit Cards with No Annual Fees
Review these additional Business Credit Cards with no annual fees to take advantage of business cash rewards and more business card savings and benefits.
Airline Rewards Credit Cards with No Annual Fees
Review these additional Airline Rewards Credit Cards; however, some of them do have annual fees, although in some cases, those fees are waived for the first year.
Student Credit Cards with No Annual Fees
The best student credit cards have no annual fees, and they offer cash back bonuses, gas rebates, and 0% introductory offers.
Many of the best credit cards have no annual fees, so make sure you apply for a credit card that offers the features you need for free.
Take advantage of these no annual fee credit cards to save money on credit cards and never pay an annual fee again.