IberiaBank credit cards offer low APRs, low-interest balance transfers, and credit card rewards programs with no annual fee.
These low-interest balance transfer credit cards have No Annual Fees, so you can take full advantage of their cheap balance transfer rates with low balance transfer fees.
The IberiaBank credit cards also offer a wide range of options for different credit needs.
The IberiaBank cash back rewards card offers a 1% cash back reward on all of your purchases with no limit on the amount of cash rebates you can earn. It has no annual fees.
The IberiaBank points rewards credit card offers 1 point for every $1 you spend with a wide variety of redemption offers. This cash reward card also has no annual fee.
The IberiaBank low APR credit card offers a low interest rate with no annual fees.
These cards have something for everybody, and they all have low interest rates.
However, the best feature of these cards is the low-interest balance transfers, which can give you an opportunity to pay off your credit debt.
Just make sure you don’t make any purchases before you transfer your balance or while you are paying off your balance transfer, because credit card issuers will direct any payments towards the portion of your balance with the lowest interest rate, which means your purchases will collect interest while your monthly payments go toward your transferred balance.
That’s the surest way to lose any savings you would otherwise obtain with your low-fee balance transfer, so you’ll have to wait until you pay off your balance before you can take advantage of the cash rebates, bonus rewards and low interest rates.
IBERIABANK Visa® Platinum Card
IBERIABANK Visa® Platinum Card
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- Online access to credit card account information
IBERIABANK Visa® Gold Card
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information
IBERIABANK Visa® Classic Card
- No annual membership fee
- Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Online access to credit card account information
IberiaBank credit cards offer a variety of options and a great opportunity to take advantage of low-interest balance transfers and cash back rewards.