Comments on: ChexSystems Free Consumer Reports to Check Your Banking History http://www.maximizingmoney.com/credit-service-deals/chexsystems-free-consumer-reports-to-check-your-banking-history/ Stretching Your Money to its Maximum Potential Sat, 11 Feb 2012 12:43:28 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: AccountNow Prepaid Card $25 Cash Bonus for Direct Deposit with an AccountNow Prepaid Visa Card | MaximizingMoney.com http://www.maximizingmoney.com/credit-service-deals/chexsystems-free-consumer-reports-to-check-your-banking-history/comment-page-1/#comment-94812 AccountNow Prepaid Card $25 Cash Bonus for Direct Deposit with an AccountNow Prepaid Visa Card | MaximizingMoney.com Fri, 01 Oct 2010 15:31:26 +0000 http://www.maximizingmoney.com/?p=5406#comment-94812 [...] are no credit checks and no ChexSystems requirements, so approval is 100% [...] [...] are no credit checks and no ChexSystems requirements, so approval is 100% [...]

]]> By: Banks Using ChexSystems to Avoid Professional Bank Bonus Applicants http://www.maximizingmoney.com/credit-service-deals/chexsystems-free-consumer-reports-to-check-your-banking-history/comment-page-1/#comment-72132 Banks Using ChexSystems to Avoid Professional Bank Bonus Applicants Sun, 28 Mar 2010 21:47:10 +0000 http://www.maximizingmoney.com/?p=5406#comment-72132 We recently received an email from a customer who applied for a new bank account in order to receive a cash bonus and was denied by the bank, because their ChexSystems report showed that they had opened multiple new accounts recently. The interesting thing is that the customer service representative for the bank specifically stated that the customer was denied due to the multiple accounts being opened, because the bank is trying to avoid "professional" bank bonus applicants. I don't want to name the specific bank, but they were offering a cash bonus to open a new account, yet they denied a new customer, because that customer had taken advantage of too many cash banking bonuses recently, according to their analysis of the customer's ChexSystems report. This seems sort of ironic, but it's interesting to know that some banks are specifically trying to avoid bank bonus seekers, while other banks will gladly take your business, even if you are a "professional" banking customer just trying to get some extra cash. If anybody else has had this experience, please leave a comment letting us know about your experience. We recently received an email from a customer who applied for a new bank account in order to receive a cash bonus and was denied by the bank, because their ChexSystems report showed that they had opened multiple new accounts recently.

The interesting thing is that the customer service representative for the bank specifically stated that the customer was denied due to the multiple accounts being opened, because the bank is trying to avoid “professional” bank bonus applicants.

I don’t want to name the specific bank, but they were offering a cash bonus to open a new account, yet they denied a new customer, because that customer had taken advantage of too many cash banking bonuses recently, according to their analysis of the customer’s ChexSystems report.

This seems sort of ironic, but it’s interesting to know that some banks are specifically trying to avoid bank bonus seekers, while other banks will gladly take your business, even if you are a “professional” banking customer just trying to get some extra cash.

If anybody else has had this experience, please leave a comment letting us know about your experience.

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