Lexington Law is a consumer advocacy law firm that helps consumers clean credit up with cheap credit repair services that fix your credit bureau reports.
Lexington Law credit report repair services will remove questionable or inaccurate information from your credit reports at the 3 major credit bureaus, Equifax, Experian, and TransUnion.
By removing incorrect credit report information or mistakes on your credit reports, Lexington Law can help you improve your credit score to obtain better interest rates on loans and improve your credit rating.
Lexington Law can help you fix your credit reports by removing negative credit items such as collections, late payments, charge offs, liens, bankruptcies, repossessions, foreclosures, and judgments.
It’s important to understand that Lexington Law can only remove inaccurate or questionable negative items from your credit reports that cannot be verified, as they cannot otherwise remove verifiable, accurate information from your credit bureau reports.
However, they can require your creditors to verify questionable information on your credit reports, and if your creditors cannot verify the negative items, they will be removed from your credit reports, whether or not those negative items are accurate or false.
Lexington Law Credit Fix Report Process – 4 Simple Steps
The Lexington Law credit fixing service offers a simple process that allows you to easily sign up for their credit repair service, forward your credit reports, select negative items to dispute, and then sit back and relax as Lexington Law does all of the credit repairing work for you.
1. Once you sign up for Lexington Law, you simply forward them your credit reports from the 3 major credit bureaus, Equifax, Experian, and TransUnion.
Lexington Law can help you obtain your credit reports instantly, or you can Order Your Credit Reports online in just seconds.
2. Lexington Law will then enter your credit report data into your online account, where you can choose which negative or questionable items you would like to dispute.
3. Once you select which negative credit report items to dispute, Lexington Law will take all actions on your behalf to dispute the negative items by challenging your creditors directly through the credit reporting bureaus to remove any inaccurate or unverifiable data on your credit reports.
The credit bureaus will have 30 days to investigate your claims, and they will then send you the results of your disputes with updated credit reports reflecting any changes that were made to your credit reports.
4. Each time you receive your updated credit reports and your dispute claim report, you must forward this information to Lexington Law so that your account information can be updated.
The process then begins again until all of your inaccurate or questionable credit report items have been removed.
Lexington Law Credit Service Levels
Lexington Law offers 3 levels of credit repair services for those with different credit needs.
The Lexington Regular plan is their standard plan that includes unlimited credit disputes, a risk-free refund policy, and free support with no hidden fees. Lexington Regular costs only $39.95 per month with a one-time setup fee of $99.95, and you can cancel at any time.
The Lexington Concord Standard plan upgrades your services to include goodwill interventions directly with your creditors that may result in quicker credit repair results as well as escalated information requests on your behalf and debt validation services. Concord Standard costs $59.95 per month with a one-time $99.95 setup fee.
The Lexington Concord Premier plan offers additional services that help you monitor, protect, and modify your credit rating with a monthly credit score analysis, credit report monitoring services, credit inquiry assistance, and up to $25,000 in identity theft insurance. Lexington Concord Premier costs $79.95 per month with a one-time setup fee of $99.95.
In the long run, credit repair services can save you a lot of money in reduced interest rates and better rates on your loans, so credit fixing fees will more than pay for themselves over time.
Plus, repairing your credit reports and improving your credit scores can help you obtain access to credit cards, home loans, automobile loans, and other financial services that are not available to consumers with bad credit reports.
Lexington Law’s refund policy will provide you with a full refund for any month in which they did not provide you with the agreed upon services, plus you can cancel your account at any time with no obligations or long-term commitments.
Clean your credit report with Lexington Law credit fix report and credit repair services to remove questionable items from your credit reports and improve your credit score.
It’s also possible to Repair Your Credit Report for Free on your own.
However, repairing your credit reports can involve many hours spent organizing your credit reports, writing dispute letters, contacting creditors, responding to the credit bureaus, and organizing your claims, so the credit repair fees may be worth while to save you time and energy as well as to ensure that your credit repair process is performed accurately and efficiently.
Lexington Law can repair your credit bureau reports quickly and accurately while you continue about your business with little input needed besides forwarding your credit reports and selecting which questionable items to dispute.
Sign Up for Lexington Law credit repair services today to start the process of fixing your credit reports and improving your credit scores.