A new program called FICO Score Open Access will make FICO credit scores available to millions of Americans for free.
FICO is allowing any lender that uses FICO scores to make those same FICO scores available to their customers.
This is a free service that is available to customers of participating lenders, and Barclaycard US and First Bankcard are already participating.
That means if you have a Barclaycard Credit Card, you can access your free FICO score right now.
FICO will also be expanding this program with additional lenders to provide free FICO scores to millions of customers.
How To Get Your Free FICO Credit Score from Barclaycard
1. Log in to your Barclaycard Account.
2. Click on the “Tools and education” link in the center of your main account page.
3. On the next page, click on the “Your FICO Score” section’s “Learn More” link.
4. Accept the agreements on the next page to access your free FICO score.
You will be able to view your TransUnion FICO Credit Score for free from Barclaycard.
Your FICO Score history will be available 3 months after your acceptance of the FICO Score Access Terms and Conditions.
Barclaycard provides this service at no charge.
Barclaycard Free FICO Score Program Features
- Complimentary access to your FICO score plus the top 2 factors affecting it.
- Simple tool for understanding and tracking your credit score.
- An alert anytime your FICO Score has gone up or down.
To view your FICO Score, your account must be open and active (having activity within the past 150 days).
Your FICO Score falls into a range from 300 to 850 and is calculated based on TransUnion credit data.
More Card Issuers That Offer Free FICO Scores
Discover Card Free FICO Scores – Discover card members can get free FICO scores with your monthly statement.
Capital One Credit Tracker Tool – Capital One credit card members can access your TransUnion Educational Score (not FICO) via the Credit Tracker Tool.
We will update this list with participating card issuers and creditors as they join the FICO Score Open Access program to provide you with free FICO scores.
You can also request a Free Copy of Your Credit Report once every 12 months from each of the three major U.S. credit reporting companies at annualcreditreport.com.
Take advantage of the new FICO Score Open Access program to get free access to your FICO credit score from lenders.