The ELFI Education Loan Finance Program offered by SouthEast Bank can help you consolidate or refinance your student loans with manageable payments, affordable rates, flexible terms, no application fees, no origination fees, and no prepayment penalties.
Plus, when you Register for this $200 ELFI Bonus Promotion, you can earn up to $200 in bonus cash when you refinance your education loans with ELFI for a $15,000 minimum refinance balance ($100 bonus earned when you refinance your loan within 90 days of registering and an extra $100 bonus earned if you close your loan within 30 days).
About ELFI Education Loan Finance Program
- Variable rates starting at 2.10% APR.
- Fixed rates starting at 3.35% APR.
- Rate Check Does NOT Affect Your Credit Score.
- Terms from 5 to 20 Years.
- Loan Amounts from $15,000 to $250,000 or more.
- No Application Fees.
- No Origination Fees.
- No Prepayment Penalties.
- Apply Online in Just Minutes with Fast and Simply Application Process.
- Plans Available for a Variety of Budgets.
- Customer Care Specialists Available to Help You Find the Right Plan.
- Refinance Any Student Loan Debt that was used for Financing Your Education from an Approved Post-Secondary Institution.
- Optimize the Best Repayment Strategy for Your Specific Situation and Goals.
How To Apply for ELFI Education Loans
1. Make sure that you Register for this $200 ELFI Bonus Promotion first, so that you can qualify for up to $200 in cash rewards.
2. Then simply create a profile on ELFI to provide some basic information about yourself and your loan needs.
3. Use ELFI’s easy pre-approval process to see if you qualify before completing the full application.
4. Upload your documents electronically, and ELFI will send you a firm interest rate offer once your documents are verified and approved.
5. Sign your new loan agreement electronically and set up auto-debit payments.
Eligibility for ELFI Refinancing
- All loans are subject to credit approval.
- Must be a U.S. citizen or permanent resident alien without conditions and with proper evidence of eligibility.
- Must be at the age of majority or older at the time of loan application.
- Must have earned a bachelor’s degree or higher from an ELFI approved post-secondary institution and program of study.
- Must reside in a state in which ELFI is authorized to lend.
- To Be Eligible for the $200 Bonus: You Must Not Be a Current ELFI Customer or Have Held an ELFI Loan Account within the Past 24 Months.
- To Be Eligible for the $200 Bonus: The Minimum Refinance Balance Required to Refinance with ELFI and Obtain the Bonus is $15,000.
- Employees of SouthEast Bank and its Affiliates are Not Eligible for Earn Bonuses.
Earn $200 Bonus with ELFI Education Loans
In order to qualify for up to $200 bonus cash, you must first Register for this $200 ELFI Bonus Promotion online to get started before you apply for your loan.
Within 90 days registering for the promotion, simply complete a refinance of your education debt with ELFI to get up to a $200 cash bonus.
You’ll Get the Following Bonuses:
- $100 Referral Cash Bonus for Completing Your Loan within 90 Days of Registering.
- $100 ELFI Fast Track Bonus if You Close Your Loan within 30 Days.
In order to obtain your bonus, the minimum refinance balance required to refinance education loans with ELFI is $15,000.
All cash bonuses will be issued to you via a physical check that is sent to your mailing address within 6 to 8 weeks after the ELFI loan has been disbursed.
You are eligible to earn the $200 in bonus cash as long as you are not a current ELFI customer and have not held an ELFI loan account within the past 24 months.
After you qualify for the $200 student loan refinance bonus, you could also earn extra cash for referring your friends to refinance with ELFI.
ELFI Referral Program $400 Cash Bonuses
After registering, you can can also participate in the ELFI Referral Program to earn $400 in bonus cash for referring your friends to ELFI.
Simply Register for this $200 ELFI Bonus Promotion, and once inside, you will be given the option to complete a second registration for their referral program.
You can then invite your friends to ELFI via email, social media, or links on your own blog or website.
You’ll receive a $400 cash bonus when a new customer refinances their existing education loan with ELFI through your referral link.
Plus, your referrals will receive up to a $200 cash bonus when they register through your ELFI referral link before refinancing their student loans, so everybody wins.
There is no limit to the number of people that you can refer, so you can earn a $400 bonus for every new refinance customer that you refer indefinitely.
Take advantage of the ELFI Education Loan Finance Program from SouthEast Bank to earn up to a $200 cash bonus when you refinance your education debt and earn a $400 cash bonus for referring your friends to ELFI.
If you’re considering refinancing your student loans, you may also wish to check out these other services that offer special education refinance bonuses, including Credible ($250 Bonus) and Social Finance ($100 Bonus) for additional options.