DCU – Digital Federal Credit Union: $20 Bonus and $10 Referrals (Nationwide)

DCU offers a referral program that gives new members a $20 sign-up bonus and current members a $10 reward.

To qualify for the $20 bonus, new members must open a DCU Free Checking Account with EITHER 5 qualifying transactions OR a recurring direct deposit (loan products also qualify).

Plus, you can earn a 6.17% APY on balances up to $1,000 when you open your DCU Primary Savings Account, with no requirements to qualify for the high APY.

Anybody in the U.S.A. can qualify for DCU membership by joining the Reach Out for Schools organization for a $10 fee (you can join this organization when you open your DCU membership).

Once you become a DCU member, you can participate in the DCU Referral Program to give your friends $20, and you’ll earn a $10 bonus for each new member that you refer.

DCU provides a wide variety of checking and savings accounts for consumers and businesses, credit cards, lending products, and more banking services.

If you want to earn a $20 sign-up bonus along with a 6.17% APY on balances up to $1,000, join DCU from anywhere in the U.S.A.

Please feel free to share your contact info in the below comments to exchange DCU referrals with other readers.

DCU Membership Eligibility

Regardless of where you live in the U.S.A., you may be Eligible for Membership with DCU.

However, you must belong to a qualifying organization, work for an eligible company, have a family relationship, or live in an eligible community in Massachusetts or New Hampshire.

The easiest option to qualify for DCU membership from anywhere in the U.S.A. is to join the Reach Out for Schools organization for a $10 fee, and you may join this organization when you open your DCU membership.

DCU Refer-A-Friend Program

Once you join DCU, and you can participate in the DCU “Give $20, Get $10” Referral Program to share referral bonuses with your friends and family.

To refer new members, visit the Share DCU tool in the Online Banking Account Manager to complete the email referral form.

Once you submit a referral, your friends will receive an email with a referral code to use when joining DCU.

New members must redeem the referral code during membership opening, or the new member can enter the referral code in Online Banking through the Share DCU tool in Account Manager.

To qualify for bonuses, new members must complete 1 of the following 3 options:

• Open a DCU checking account with recurring direct deposit of payroll, retirement, social security, or other monthly recurring income.
• Open a DCU checking account with at least 5 qualifying transactions in the same month: debit/credit card transactions, bill payments, balance transfers, or P2P transfers.
• Open a vehicle RV, boat, or mobility loan (purchase or refinance).

When your referral opens a new DCU membership and qualifying product, you’ll get $10, and they’ll get $20.

There is no limit to how many people you can refer or the amount of bonus money that you can earn.

DCU Primary Savings 6.17% APY

When you open your DCU Primary Savings Account, you can earn a 6.17% APY on balances up to $1,000.

There are no requirements to qualify for this great interest rate on your savings.

To open a DCU Primary Savings Account and maintain your membership, you must make a $5 minimum opening deposit.

You’ll earn a 6.17% APY on balances up to and including the first $1,000, and on any remaining balances over $1,000, you will earn a 0.25% APY.

If you are a DCU member, please feel free to exchange your contact information for sharing referrals in the comments below this article along with your DCU experiences.