KeyBank is offering a $300 bonus when you open a Key Express Checking account through November 30, 2018, make 1 direct deposit of at least $500, plus a combination of 5 debit card purchases and/or online banking bill payments within 60 days of account opening.
KeyBank offers consumer and business accounts in the following states: AK, CO, ID, IN, ME, MI, NY, OH, OR, PA, UT, VT, and WA.
However, this promotional offer is available in the following markets ONLY: Central IN; Cincinnati, OH; Idaho; Maine; Utah; Vermont; and Chalfont, PA.
If you don’t live in a qualifying area, you may also be interested in these Chase Coupon Codes for opening a new checking or savings account.
$300 KeyBank Personal Checking Bonus Offer
KeyBank is offering a $300 cash reward when you open a new Key Express Checking account by November 30, 2018, make 1 direct deposit of $500 or more, plus a combination of 5 debit card purchases and/or online banking bill payments within 60 days of account opening.
This offer is available in the following markets only: Central IN; Cincinnati, OH; Idaho; Maine; Utah; Vermont; and Chalfont, PA.
1. Use offer code MSAT1018.
2. Open a Key Express Checking Account (this is the basic banking account in New York) online by November 30, 2018.
3. Make a direct deposit of $500 or more within 60 days after account opening.
4. Make a combination of 5 debit card purchases and/or online banking bill payments within 60 days of account opening.
Check out this $300 KeyBank Promotional Link to apply online for this offer.
Eligibility
This offer is not available to individuals who have had a KeyBank checking account or a KeyBank Hassle-Free account in the last 12 months.
Employees of KeyBank, its affiliates, and subsidiaries are not eligible for this offer.
Accounts titled as Trust Accounts, Estate, Non-Individual, and No Access are excluded from eligibility.
Qualifying Direct Deposits
Direct deposit transactions are limited to payroll, Social Security, pension, and government benefits.
Promotional Details
There is a limit of 1 gift per qualifying account.
There is a limit of 1 gift per individual.
The value of your gift will be reported on Form 1099-INT.
Your gift will be deposited into your account within 90 days of meeting requirements.
Early Account Closure Fee
If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee.
Accounts overdrawn or closed at the time of gift fulfillment are not eligible for this offer.
Key Express Checking features
- Required minimum opening deposit of $50.
- No monthly maintenance service charge when you deposit at least $500 or initiate 8 account transactions ($7 fee otherwise).
- No fee for using your KeyBank debit card on purchases.
- Mobile Deposit with the KeyBank mobile app for iPhone and Android devices.
- Free access with Online Banking, mobile apps, and text banking.
- Earn points with the KeyBank Relationship Rewards program ($40 optional annual fee to participate).
Key Advantage Checking features
- Required minimum opening deposit of $50.
- $18 Monthly Maintenance Service Charge – Waived for the First 3 Months.
- No monthly maintenance service charge when you maintain a $10,000 balance in combined accounts, OR have a KeyBank mortgage automatic payment, OR if you are a Key@Work program member with at least $1,000 in cumulative direct deposits each statement cycle.
- No fee for using your KeyBank debit card on purchases.
- Mobile Deposit with the KeyBank mobile app for iPhone and Android devices.
- Free access with Online Banking, mobile apps, and text banking.
- Earn points with the KeyBank Relationship Rewards program ($30 optional annual fee to participate).
Key Privilege Checking features
- Required minimum opening deposit of $50.
- $25 Monthly Maintenance Service Charge – Waived for the First 3 Months.
- No monthly maintenance service charge when you maintain a $25,000 balance in combined accounts, OR have a KeyBank mortgage automatic payment, OR if you are a Key@Work program member with at least $2,500 in cumulative direct deposits each statement cycle.
- No fee for using your KeyBank debit card on purchases.
- Mobile Deposit with the KeyBank mobile app for iPhone and Android devices.
- Free access with Online Banking, mobile apps, and text banking.
- Earn points with the KeyBank Relationship Rewards program (no charge to participate).
Take advantage of this KeyBank checking account bonus to earn up to a $300 cash reward.
As of 9/14/2017, the Key Bank KeyBank Personal Checking Account $300 Cash Reward Bonus Promotion has ended…at least according to the link on this page.
Is there another link to this $300.00 offer??
When does the $200 post? Is there a particular time? Are there any other requirements??
Key.Bank is now in Pennsylvania as well.
Hello Eric,
Thank you for that update. I’ve added Pennsylvania to the list of qualifying states. Really appreciate your help.
Max
Hello,
I have few questions, hope to get answers here before going for this account opening-
1) I reside in MI state. Hope MI residents can open Key Bank (Key Express Checking) Account ? This question came to my mind because it is mentioned that in the post above “Key Express Checking (this is the basic banking account in New York)”. I hope this bank account is not limited to NY state only. Just curious to know.
2) Only one direct deposit is required of 500$ or more withing 60 days ? or regular direct deposit for 60 days ?
3) Minimum deposit to initiate is 50$, 7$ fees waived off in case deposit 500$ as initial – Is it 500$ initial deposit will waive of the maintenance fees for ever by the time account remains open ? or is there anything else behind this statement ?
Can anyone please clarify ? Thanks
This article mentions the hassle-free account, but I thought this offer did not allow you to open the hassle-free account, which has no maintenance fees. With the other accounts you have to do certain monthly activities to avoid the maintenance fees. Can anyone clarify? Thanks.
Hello Mia. You are correct, the Hassle-Free Account is not eligible for this particular promotion at this time. It has been an eligible account for past promotions, and that’s why it appeared in the article, but I have removed it at this time to avoid confusion. Thank you for your comment. Max
The offer code of EDGT0216 is asking for a reservation code while creating a new key advantage checking account
My KeyBank rep says that I need the coupon code from the back of the offer shown above to qualify for the $500. Does anyone have the additional code?
This offer is not valid for Kentucky. Not sure why KY is listed here.
Hello Vadim,
Thank you for letting me know. I’ve updated the state service areas to the latest states as listed by KeyBank.
I appreciate your feedback. Max
You know have until May 01, 2015
Thanks, Paula.
I’ve updated the above article.
Appreciate your comment.
Can I use both, $200 reward program and Referral program? if yes, how to use both codes?
Once you have a Key Bank checking account you can join their relationship rewards program and earn points toward cash back just by opening short-term CDs for example. You can do this up to 3 times in a year. So if you open a CD with $2500 (their minimum) for 7 days you earn points equivalent to $20. When the 7 days are up, you open another CD and then a third. $60 (plus the tiny amount of interest earned) in 3 weeks equals an annual return of 40%. (You can see why they limit this to 3 per year.) They also give points for such things as using online bill pay or making ATM deposits. Naturally they charge fees for all sorts of things, too, but there are ways to avoid fees, and if you’re careful, you can avoid fees and maximize reward points. I have earned over $150 in rewards points since opening an account in September.
Qualifying Direct Deposits
Direct deposit transactions are limited to payroll, Social Security, pension, and government benefits.
Any chance i can get other qualifying direct deposits?? supposedly there has been some success: Key Bank:
The following count as a direct deposit:
ACH (1)
Schwab Brokerage (1)
But perhaps those methods are dated
Get $200 bonus by opening Key express checking ccount before 10/18/13 using the following code.
Go to key.com/to/key+raf200 to open your account online, and enter the Reservation Code: 000037842 and Offer Code: EVRC0613
Hello Arun,
Thanks for posting your referral info.
Readers who are interested in learning more about the KeyBank referral program can also visit this link.
https://www.maximizingmoney.com/banking-bonus-deals/keybank-pay-it-forward-program-50-referral-bonuses-for-current-customers/
Thanks, Max