One offers shared banking for family and friends who have combined expenses and financial goals.
Plus, when you Sign Up for Early Access to One, you can earn up to $1,250 in referral bonuses for sharing with friends and family.
How One Works
To manage your money together, you can designate shared “Pockets” for saving, spending, or borrowing money.
Once you create a shared Pocket, either partner can make purchases from the shared Pocket on the One Card and view all transactions in the One App.
To reach your goals faster, you can earn a 3% APY on your Auto-Save Pocket and a 1% APY on all other Save Pocket balances.
If you ever run into financial gaps, your One account includes access to credit that gives you instant approval and immediate funding.
An additional benefit for borrowers is that there is no interest on funds that are repaid within the same month that you borrow.
One has no monthly maintenance fees, no minimum balance requirements, no overdraft fees, and no cash advance fees.
Your money is completely safe and FDIC-insured for up to $250,000 per depositor through their banking provider, Coastal Community Bank.
Earn up to $1,250 from One Waitlist
Once you Register for Early Access to One, you can earn up to $1,250 for sharing One with friends and family.
In addition, you can move up the One waitlist for referring other people to get faster access to One.
Just share your waitlist referral link with friends and family, and the more referrals who join, the quicker you’ll get off the waitlist.
On top of that, you’ll earn up to $1,250 in bonuses for referring new members to join the One waitlist.
When the waitlist closes, positions 1-10 get $1,250, 11-50 get $750, 51-100 get $500, 101-175 get $300, 176-250 get $150, and 251-500 get $75.
One Refer-A-Friend Bonuses – “Give $50, Get $50”
After you gain access to One and create an account, you can participate in the One Refer-A-Friend Program to earn additional bonuses.
For the first 5 friends that you refer to One who make a single deposit of $100 or more, you will both receive a $50 bonus.
To refer your friends, just visit the “Invite Friends” section of the One App to copy and share your unique referral link.
At this time, you can refer and earn credits for up to 5 friends or $250 in total bonuses.
The $50 referral bonuses will be deposited within 10 business days of the successful deposit.
If you want to share banking with family and friends, check out One to earn up to $1,250 for referrals.