Open a SoFi Money account to manage your spending and budget with zero account fees or ATM fees worldwide.
SoFi Money has relaunched their referral program and is now offering both parties a $25 bonus when the new member deposits only $10 within 5 days of account opening.
To earn a $25 bonus, join via this SoFi Money $25 Referral Link and deposit at least $10 to your SoFi Money account within 5 days.
You can open your SoFi Money account in minutes, and all U.S. citizens and most permanent residents over 18 years old are eligible.
Alternative $100 SoFi Money Bonus: To earn a $100 bonus, sign up via this SoFi Money $100 Promo Link and have $1,000 or more in total qualifying direct deposit transactions within any 30-day window during the promotional period that runs through January 31, 2022 (please note that the terms still show an end date of 12/31/2021, but they have extended this offer to 1/31/2022).
SoFi Money Features
- Earn 0.20% APY on all of your money with no minimum balance required.
- Mobile-first banking powered by the SoFi app and SoFi Money Debit Card.
- Use the app to make mobile transfers, photo-check deposits, and for customer service.
- Send money to anyone you need to right from your app, and if they are SoFi Money holders, they’ll get it instantly.
- Pay no account fees or ATM fees worldwide.
- Use any ATM worldwide that accepts Visa, and they will reimburse you for the fees.
- SoFi Money is FDIC-insured up to $1.5 million with additional protection against fraud.
- Get access to exclusive member benefits like events and experiences, financial planning, career coaching, rate discounts on other SoFi products, and more at no additional cost.
- SoFi does not charge foreign transaction fees, but there is a foreign exchange fee of 1% charged by Visa that is not waived.
SoFi Money $25 Sign-Up Bonus
1. Click this SoFi Money $25 Referral Link to claim your bonus.
2. Sign up for SoFi and open a new SoFi Money account.
3. Add at least $10 to your SoFi Money account within 5 days. The deposit must be made via an ACH transfer from a linked bank account, or via “Instant Transfer” from a debit card (if available). P2P transfers (ACH-based P2P or debit-card based P2P from Venmo, PayPal, Apple Cash, Square Cash, etc.) are excluded.
4. Receive a $25 bonus deposit to your SoFi Money account within 2 weeks of your qualifying deposit.
Get $100 Bonus from SoFi Money – Alternative Offer
1. Visit this SoFi Money $100 Promo Link to open your account.
2. Have at least $1,000 in total qualifying direct deposit transactions within any consecutive 30-day window during the promotional period from 5/1/2021 to 1/31/2022 (offer extended, although terms still show an end date of 12/31/2021).
3. Qualifying Direct Deposits must be made from your employer, payroll, or benefits provider via ACH deposit. Deposits that are not from an employer (such as check deposits; P2P transfers such as from PayPal or Venmo, etc.; merchant transactions such as from PayPal, Stripe, Square, etc.; and bank ACH transfers not from employers) do not qualify for this promotion.
4. The $100 bonus will be credited to your SoFi Money account within 2 weeks of qualification.
You will not earn a $100 SoFi Money bonus if you have or had an existing funded SoFi Money account.
SoFi Money Referral Program $25 Bonuses
Once you open a SoFi Money account, you can participate in the SoFi Money Referral Program to share cash bonuses with your friends.
For each new user that you refer who opens a new SoFi Money account and deposits at least $10 within 5 days, you will receive a $25 bonus, and they will receive a $25 bonus.
You can earn up to $10,000 in cumulative referral or welcome bonuses from SoFi Money within any calendar year.
SoFi Money referral bonuses and welcome bonuses are each considered miscellaneous income, and may be reportable to the IRS on Form 1099-MISC (or Form 1042-S, if applicable).
You may also wish to participate in the SoFi Loan Referral Program to earn additional bonuses with personal and student loans.
Check out SoFi Money for a deposit account that encompasses the best of checking and savings in one account that is easy to manage.
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