The Pinch Rent App will help build your credit score by reporting your monthly rent payments to the 3 major credit bureaus, and it’s free to use. [Read More] Pinch Rent – Build Your Credit History by Paying Your Rent – $10 Referral Rewards
Credit Reports, Scores and Monitoring Services
Learn about credit reports, credit scores, and credit service reviews as well as tips on how to improve your credit ratings.
You can Get Your Credit Reports from Major Credit Reporting Bureaus, Learn Your Credit Scores and FICO Score, Monitor Your Credit Reports for Errors, Avoid Identity Theft, and Find Discounts for Popular Credit Services.
Table of Contents
Build Your Credit
These credit building services help you build and establish your credit history.
- Self Lender - Get Credit Builder Loans.
Get Your Credit Scores
Get access to your credit scores for free with these services.
Get Your Credit Reports
Get access to your credit reports for free from the major credit bureaus.
- Annual Credit Report - Get Your Official Credit Reports Annually.
- ChexSystems - Free Banking History Record.
- Equifax Credit - Order All 3 Reports and FICO Scores.
Credit Monitoring Services
These credit monitoring services help you track your credit report for any issues that may affect your credit rating.
- Capital One CreditWise - Free Credit Monitoring Tool.
- Credit Karma - Free Daily Credit Monitoring.
- Credit Monitoring Tips - Tips on Credit Monitoring Services.
- Self-Monitor Credit Reports - Monitor Your Credit for Free.
Credit Management Tools
These tools help you manage your credit rating and monitor your credit scores.
Identity Theft Protection
Protect yourself from identity theft with these services.
- LifeLock - Identity Theft Protection.
- Free Identity Theft Blocking - Tips to Block Identity Theft.
- Avoid Identity Theft - Tips to Avoid Identity Fraud.
Credit Report Repair
Learn how to repair your credit reports if you have a bad credit history.
- Lexington Law Couples - $50 Couple's Credit Repair Discount.
- Lexington Law Individuals - Fix Credit Report and Credit Score.
- Free Credit Repair - Repair Your Credit Reports for Free.
Most Recent Credit Articles
Review the credit services archive below for a variety of articles and tips on managing your credit file data.
Open a free Self Lender account to check your credit score and get free credit monitoring, plus build your credit and save money at the same time with a Credit Builder Loan from Self Lender.
Self Lender has just introduced a new referral program that will give current members a $10 credit for each new user that you refer who makes their first payment toward a Credit Builder Loan. [Read More] Self Lender $10 Referrals – Build Credit with Credit Builder Loans
Anybody can now get your FICO Credit Score for free from the new Discover Credit Scorecard service.
You do not need to be a Discover cardmember, and there is no cost or ding to your credit to get your free FICO Score right now. [Read More] Discover Credit Scorecard – Free FICO Scores for Everyone
Capital One CreditWise is a free credit monitoring tool for everyone, including non-Capital One customers.
CreditWise from Capital One lets you see your credit score for free, plus it’s updated weekly, tells you key factors that impact your credit, and has a Credit Simulator that shows how your decisions could affect your score. [Read More] Capital One CreditWise – Free Credit Monitoring Tool for Everyone
The TransUnion mobile app can now lock and unlock your credit instantly from your mobile device to help you freeze your credit faster than ever. [Read More] TransUnion Mobile App Locks and Unlocks Your Credit Instantly
Boost Credit 101 is offering you a $75 bonus to sell them your credit card authorized user slots, so that they can use them to help repair the bad credit of other users. [Read More] Boost Credit 101 $75 Bonus for Selling Your Credit Card Authorized User Slots
Select Citi card members can now access your free FICO credit score based on information from your Equifax credit report. [Read More] Free FICO Credit Score with Select Citi Cards
The Credit Sesame referral program will give you a $150 Amazon Gift Card if you get 6 or more of your friends to complete free registration with Credit Sesame for access to free credit scores and ID protection services.
Plus, if you join for free via this Credit Sesame Referral Link and this account receives 6 referrals within a month, we’ll give away a $100 Amazon Gift Card to 1 of the 6 or more people who joined, and you just have to leave a comment below this article indicating that you joined through the Maximizing Money referral link including your email address to enter. [Read More] Credit Sesame Referral Program $150 Amazon Gift Card – Plus $100 Giveaway
Discover credit card members will soon be able to get your free FICO Credit Score with your monthly statement as part of the FICO Score Open Access program.
There is also a Limited-Time Discover Credit Card Bonus available right now, if you don’t already have a Discover card. [Read More] Discover Credit Cards To Provide Free FICO Credit Scores
A new program called FICO Score Open Access will make FICO credit scores available to millions of Americans for free.
Get your Free FICO Credit Score that is available right now for Barclaycard and First Bankcard customers.
If you have a Barclaycard Arrival Card or some other Barclaycard credit card, you can get immediate access to your FICO score for free. [Read More] FICO Score Open Access Offers Free FICO Scores to Consumers