FutureCard Visa Debit Card: $20 Sign-Up Bonus & $15 Referral Credits – Plus 5%-10% Cashback & $5-$10 Rewards on Spending

The FutureCard Visa Debit Card by Future offers up to 10% cash back on every purchase that you make on your FutureCard, access to special bonuses of up to $10 for spending at your favorite brands, a 4.10% APY on your entire FDIC-insured balance, and no monthly or annual fees.

Right now, you can get a $20 FutureCard Sign-Up Bonus when you join via this link, including a $5 bonus when you add at least $10 to your Future balance from a debit card (instant) or linked bank account, plus an extra $15 bonus when you fund and spend at least $50 with your FutureCard Visa Debit Card.

The FutureCard Visa Debit Card offers excellent cash back earning potential, including 5% cash back on public transit, utilities, electric ridesharing, thrift/secondhand stores, plant-based food/restaurants and sustainable beauty/fashion as well as 10% cash back on EV charging, community solar and bikesharing/bike shops.

On top of those cash back earnings, you’ll earn even more cash back with rotating deals like 5% at Costco, 10% at Hertz, 5% on streaming services, 6% at Poshmark, 5% on groceries and more (these offers change periodically).

Additionally, you’ll get special rotating bonuses like $5 at Uber and Lyft when you spend $50, $5 at restaurants when you spend $50, $10 at Airbnb when you spend $100, $5 at Back Market when you spend $100, and $5 at Goodwill when you make 3 purchases (these bonuses change periodically).

For everywhere else that you use your FutureCard Visa Debit Card, you’ll earn 1% cash back in points on all other transactions.

On all of the money that you deposit into your Future balance, you’ll earn a 4.10% APY, and your balances are FDIC-insured through Future’s banking partner, Piermont Bank.

Through the FutureCard “Give $15, Get $15” Referral Program, you can also give your friends an extra $15 bonus when they join (they’ll get $20 total), plus you’ll earn unlimited $15 bonuses for referring all of your friends to sign up for the FutureCard.

For all of this, there are no monthly fees or annual fees, so you won’t have to pay to apply for or use the FutureCard Visa Debit Card.

If you are looking to earn cash back in a variety of categories as well as special bonuses for spending at your favorite brands, apply for the FutureCard Visa Debit Card to get a special sign-up bonus when you join.

FutureCard $20 Sign-Up Bonus

1. Register via this FutureCard Referral Bonus Link to get started (it only takes a minute to get approved). You may click the link on your mobile device to download the app directly or register via the web form and download the app thereafter.

2. Unlock your initial $5 bonus when you fund your account with at least $10. The $5 bonus will appear as 500 bonus points instantly after you open your new account, and it will be unlocked once you fund your account with $10. You can fund instantly via a debit card, Cash App, Venmo or Google Pay, or fund in 1-3 days via a linked bank account.

3. Earn your additional $15 bonus when you fund and spend at least $50 with your FutureCard Visa Debit Card, which will be credited to your account when the spend transaction clears within a day or two. You can make multiple purchases to reach the $50 threshold, but money orders do not qualify.

4. That’s $20 in total bonus cash, which can be redeemed for cash back to your Future balance, or you can redeem your points for other rewards in the Future App.

FutureCard “Give $15, Get $15” Referrals

Once you create your Future account, you’ll have access to your own unique referral link that you can share with your friends to give them a $15 bonus, and you’ll also get a $15 bonus for each successful referral that you provide.

When your friends join Future via your unique referral link, fund their Future balance with at least $50, and spend at least $50 on their FutureCard Visa Debit Card, you will both receive a $15 bonus.

Your friends will also get a $5 bonus when they join Future and fund at least $10, so they’ll get $20 in total, and you’ll get $15.

There is no limit to the number of friends that you can refer to the FutureCard Visa Debit Card or the amount of bonus rewards that you can earn.

You can review the FutureCard Rewards & Referral Terms for more information on earning cash bonuses and cash back rewards with the FutureCard Visa Debit Card.

If you want to earn up to 10% cash back on all of your purchases as well as extra cash bonuses for spending at your favorite brands, apply for the FutureCard Visa Debit Card to get a special $20 sign-up bonus, plus get extra $15 referral rewards for sharing the FutureCard with your friends.