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Home > Banking Bonuses

29 Best Banking Bonuses and Credit Union Promotions

Earn extra money by participating in banking bonuses and credit union promotions from national, regional and local banks and credit unions that offer cash rewards for opening new checking, savings, and business accounts.

Best Banking Bonuses - Nationwide

If you're looking for an everyday bank account for spending and saving, these banking promotions are available for all U.S. residents and can be fully accessed online, so you can manage your money from anywhere at any time.

1. MoneyLion $65 New Account Bonus

Get a $15 bonus just for opening a new RoarMoney account from MoneyLion, plus earn an extra $50 bonus when you receive a minimum $100 direct deposit within 60 days.

2. Chime Account $170 Bonus

Earn a $170 bonus when you receive a $200 direct deposit within 30 days of joining, plus get a free Spending Account with a debit card and a free Saving Account.

3. SoFi Checking and Savings $25-$275 Bonus

Earn a $25 bonus when you open and fund your new SoFi Checking and Savings accounts with just $10, plus get up to an extra $250 bonus when you receive total direct deposits of $1,000 or more, and pay no account fees or ATM fees worldwide.

4. Upgrade $100 Rewards Checking Bonus

Get a $100 bonus when you open a new checking account and complete 3 debit card purchases within 60 days.

5. Spruce Spending Account $50 Bonus

Earn a $50 bonus when you receive at least $200 in direct deposits within 45 days of opening your new account.

6. Varo $60 Checking Account Bonus

Get a $60 bonus when you deposit $25 or more into your new checking account and spend at least $25 on your debit card within 30 days.

Best Credit Union Deals - Nationwide

Anyone in the U.S.A. can start a new membership to get these credit union bonuses, so you can open an account regardless of where you live, plus you'll get access to all of the services that each credit union has to offer.

7. Jovia FCU $235 Checking Promotion

Get an $85 bonus when you open a checking account and deposit $100, plus earn an extra $150 bonus when you receive a direct deposit of $100 or more (direct deposit may not be required, as an ACH transfer works as well).

8. PSECU $100/$200/$300 Checking Bonus

Earn a $100 bonus when you are approved for a checking account, debit card and digital banking, earn another $100 bonus when you set up a direct deposit of $200 or more per month, and earn a final $100 bonus when you maintain the direct deposit for 90 days after the initial deposit.

9. BECU $100 Checking Bonus

Earn a $100 bonus when you open a Member Share Savings and Checking Account and make 10 transactions, which includes debit card purchases, ATM deposits or withdrawals, and online bill payments, so it's relatively easily to qualify for the $100 bonus.

10. First Tech FCU $350 Bonus Promotion

Get a $200 bonus when you set up a qualifying direct deposit for at least $1,000 monthly, plus get a $150 debit card spending bonus.

11. Affinity FCU $100 Debit Account Bonus

Earn a $100 bonus when you open an Affinity Cash Back Debit Account and make a direct deposit of $100 or more within 60 days.

12. Unify FCU $150 Checking Bonus

Get a $50 bonus just for opening a Unify Checking Account with a debit card, get another $50 bonus with a direct deposit of $500 per month, and earn up to another $50 bonus with qualifying debit card purchases.

Best Savings Promos - Nationwide

If you want to earn a high interest rate on your savings, check out these special savings account promotions to earn an extra bonus when you open your new savings account.

13. Discover $150/$200 Online Saving Bonus

Earn a $150/$200 bonus when you deposit $15,000/$25,000 in funding for 30 days, plus earn a 3.60% APY on all balances with no minimum balance and no maintenance fees.

14. Alliant Credit Union $100 Savings Bonus

Get a $100 bonus when you open a savings account and deposit at least $100 per month for 12 consecutive months, plus earn a 3.10% APY on your savings balances with open membership available to anyone.

Best Banking Offers - Regional

Depending on where you live, you may be eligible to earn these banking offers, as they are restricted by state residency. However, these are all major banks that offer a wide variety of products along with tons of banking services and account features.

15. Bank of the West $250 Checking Bonus

Earn a $250 bonus when you open an Any Deposit Checking Account and receive a $1,000 minimum monthly direct deposit for 3 consecutive months, plus the $10 monthly fee is waived with 1 deposit of any amount each statement cycle.

16. Chase Bank $300 Checking Bonus

Earn a $300 bonus when you open a Chase Total Checking Account with a direct deposit, plus get access to various other Chase Bank promotions for college checking and business checking accounts.

17. TD Bank $500 Promotion

Earn a $150 or $300 bonus when you open a TD personal checking account with a direct deposit, plus get an extra $200 when you also open a TD savings account with a qualifying deposit at the same time.

18. Truist Bank $400 Checking Bonus

Get a $400 bonus when you complete 2 direct deposits that total $1,000 or more into your new checking account.

19. Fifth Third Bank $325 Checking Bonus

Earn a $325 bonus when you make direct deposits totaling $500 or more into your new checking account within 90 days of account opening.

20. U.S. Bank $600 Checking and Savings Bonuses

Get a $200 or $400 bonus when you open a new personal checking account with a qualifying direct deposit, plus get an extra $200 bonus when you open a new savings account and deposit $25,000.

21. Wells Fargo $300 Checking Promotion

Get a $300 bonus when you open a personal checking account and receive $1,000 or more in direct deposits within 90 days.

22. M&T Bank $200 Checking Promotion

Earn a $200 bonus when you receive a total of $500 in direct deposits into your new checking account within 90 days.

23. Bank of America $100 Checking Bonus

Get a $100 bonus when you open a personal checking account and receive direct deposits of $1,000 or more within 90 days.

24. PNC Bank $50-$400 Checking Bonus

Get up to $400 in bonus cash when you open a personal checking account with a qualifying direct deposit.

Best Business Banking Bonuses

If you are looking for a banking service for your small or medium-sized business, review these banking promotions that are available for all types of businesses and even freelancers.

25. Brex $500 Cash Management Account Bonus

Earn up to $500 in bonus cash when you open a Brex corporate card and cash management account, which gives you access to instant financing for your business along with all of the tools you need to manage your everyday financial transactions.

26. Novo $40 Promotion

Earn a $40 bonus when you deposit $100 or more into your new Novo account, and get a free business checking account that is designed for sole proprietors and all U.S.-based businesses.

27. Axos Bank $200 Business Checking Bonus

Receive a $200 bonus when you open a free business checking account and maintain a $2,500 average daily balance in the first 2 months after account opening.

Best Student Banking Promotion

If you are a teenager or young adult, take advantage of this banking solution to help both kids and parents manage your finances better.

28. Step $1 Account Bonus

Earn a $1 bonus just for opening a new Step account, which offers a mobile banking app with a free debit card and no banking fees.

Best Health Savings Account Bonus

If you are looking to maximize your tax savings with a health savings account, check out this offer to get a special bonus with a new HSA.

29. Lively HSA $35 Bonus Offer

Get a $25 bonus when you open a new Health Savings Account and contributed at least $1,000 within 90 days, plus get an extra $10 bonus if you maintain an average daily balance of at least $2,000 for the first 12 months.

Newest Banking Offers

Review more banking bonuses and credit union promotions below.

Old National Bank: $450 or $300 Personal Checking Bonus + $50 Referral Rewards (IA, IL, IN, KY, MI, MN and WI)

March 21, 2023 | Leave a Comment

Old National Bank Checking Account Bonus

Old National Bank is offering up to a $450 bonus when you open a new personal checking account, plus you can earn up to $500 per year for referring your friends, available in Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, and Wisconsin [Read More] Old National Bank: $450 or $300 Personal Checking Bonus + $50 Referral Rewards (IA, IL, IN, KY, MI, MN and WI)

Associated Bank: Up to $400 Checking Account Bonus + $200 Savings Promotions + $50 Referral Rewards (IA, IL, IN, KS, MI, MN, MO, OH and WI)

March 20, 2023 | 1 Comment

Associated Bank Referral Program

Get up to $400 in bonus cash when you open an Associated Bank personal checking account, plus get an extra $200 bonus when you open a savings account at the same time, and get a $50 Visa Reward Card for each new checking account customer that you refer to Associated Bank, available in IA, IL, IN, KS, MI, MN, MO, OH, and WI. [Read More] Associated Bank: Up to $400 Checking Account Bonus + $200 Savings Promotions + $50 Referral Rewards (IA, IL, IN, KS, MI, MN, MO, OH and WI)

Wells Fargo: $525 Way2Save Savings Account Bonus + $300 Everyday Checking Promotion

March 17, 2023 | Leave a Comment

Wells Fargo $525 Way2Save Savings Account Bonus

If you live near a Wells Fargo branch location, you can earn a $525 bonus when you deposit $25,000 into a new Wells Fargo Way2Save Savings Account, and/or you can apply online to earn a $300 Wells Fargo Everyday Checking promotion when you receive a total of $1,000 or more in direct deposits within 90 days. [Read More] Wells Fargo: $525 Way2Save Savings Account Bonus + $300 Everyday Checking Promotion

Live Oak Bank: $300 Bonus with New Business Savings and Checking Account (Available Nationwide)

March 14, 2023 | 1 Comment

Live Oak Bank $200 Savings Account Bonus

Join Live Oak Bank to get up to a $300 cash bonus when you open a new business savings and/or business checking account, available to anyone across the U.S.A. [Read More] Live Oak Bank: $300 Bonus with New Business Savings and Checking Account (Available Nationwide)

Truist Bank: $400 Personal and $300 Business Checking Account Bonuses (Many States)

March 14, 2023 | 6 Comments

Truist Bank Checking Promotions

Get a $400 cash bonus when you open a new personal checking account and/or a $300 bonus when you open a new business checking account with Truist Bank, available in AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC. [Read More] Truist Bank: $400 Personal and $300 Business Checking Account Bonuses (Many States)

Jovia Financial Credit Union: $150 Checking Bonus Stacked with $85 Referral Reward (Open Membership Nationwide)

March 13, 2023 | 14 Comments

Jovia Financial Credit Union Promotions

With free membership available nationwide anywhere in the U.S.A., anyone can now join Jovia Financial Credit Union to get a $150 new checking account bonus stacked with an $85 referral reward. [Read More] Jovia Financial Credit Union: $150 Checking Bonus Stacked with $85 Referral Reward (Open Membership Nationwide)

VyStar Credit Union: $175 Free Checking Bonus + $250 Referrals + $150 Credit Card Offer (Florida, Georgia, and All Military Families)

March 9, 2023 | 1 Comment

VyStar Credit Union Promotional Bonuses

If you are a past or present U.S. military member or military family member living anywhere in the world, or if you live in select counties of Florida and Georgia, you can qualify for VyStar Credit Union membership and earn extra bonus cash for opening a free checking account, referring your friends, and applying for a cash back credit card. [Read More] VyStar Credit Union: $175 Free Checking Bonus + $250 Referrals + $150 Credit Card Offer (Florida, Georgia, and All Military Families)

Central Bank: $300 Checking Bonus + $100 Savings + $50 Referrals (CO, IL, KS, MO, OK)

February 27, 2023 | 1 Comment

Central Bank Checking Account Referral Bonus Promotions

Check out these promotions from Central Bank to get a $300 checking account bonus, $100 savings account promotion, and $50 referral rewards if you live in Colorado, Illinois, Kansas, Missouri, or Oklahoma. [Read More] Central Bank: $300 Checking Bonus + $100 Savings + $50 Referrals (CO, IL, KS, MO, OK)

Star One Credit Union: $200 New Membership and Checking Account Opening Bonus + $100 Referral Rewards + $100 IRA Promotion (California)

February 24, 2023 | 2 Comments

Star One Credit Union New Member Referral Bonuses

If you are eligible for Star One Credit Union membership in California, you can get a $200 bonus just for establishing membership and opening a new Checking Account, plus you can earn $100 bonuses for referring your friends and family to Star One, and you can earn an additional $100 bonus when you fund a new or existing Star One IRA. [Read More] Star One Credit Union: $200 New Membership and Checking Account Opening Bonus + $100 Referral Rewards + $100 IRA Promotion (California)

Credit Union 1 (CU1): $500 Checking Account Bonus + $1,000 Savings Promotion (Open Membership Nationwide)

February 9, 2023 | 3 Comments

Credit Union 1 $500 Checking Account Bonus

With open membership available, anyone can join Credit Union 1 to get a $500 checking account bonus when you establish a direct deposit and a $1,000 savings account bonus when you deposit $100,000 for 12 months. [Read More] Credit Union 1 (CU1): $500 Checking Account Bonus + $1,000 Savings Promotion (Open Membership Nationwide)

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