With open membership available through the Financial Fitness Association and the fee covered by Valley Strong Credit Union, anybody can participate in the Valley Strong Referral Program to earn a $50 bonus for opening a Regular Shares Savings Account or a $250 bonus for opening a Business Share Savings Account, plus you can get up to $500 in referral bonuses per year for referring new members to Valley Strong. [Read More] Valley Strong Credit Union: $50 Share Savings Account Bonus + $250 Business Share Savings + $50/$250 Referrals (Open Membership)
30 Best Banking Bonuses and Credit Union Promotions
Earn extra money by participating in banking bonuses and credit union promotions from national, regional and local banks and credit unions that offer cash rewards for opening new checking, savings, and business accounts.
Best Banking Bonuses - Nationwide
If you're looking for an everyday bank account for spending and saving, these banking promotions are available for all U.S. residents and can be fully accessed online, so you can manage your money from anywhere at any time.
1. MoneyLion $60 New Account Bonus
Get a $10 bonus just for opening a new RoarMoney account from MoneyLion, plus earn an extra $50 bonus when you receive a minimum $100 direct deposit within 60 days.
2. Chime Account $240 Bonus
Earn a $240 bonus when you receive a $200 direct deposit within 30 days of joining, plus get a free Spending Account with a debit card and a free Saving Account.
3. SoFi Checking and Savings $25-$275 Bonus
Earn a $25 bonus when you open and fund your new SoFi Checking and Savings accounts with just $10, plus get up to an extra $250 bonus when you receive total direct deposits of $1,000 or more, and pay no account fees or ATM fees worldwide.
4. Upgrade $150-$400 Rewards Checking Bonus
Get a $150-$400 bonus when you open a new checking account and either complete 3 debit card purchases within 60 days or direct deposit at least $1,000 within 45 days.
5. Spruce Spending Account $50 Bonus
Earn a $50 bonus when you receive at least $200 in direct deposits within 45 days of opening your new account.
6. Varo $60 Checking Account Bonus
Get a $60 bonus when you deposit $25 or more into your new checking account and spend at least $25 on your debit card within 30 days.
Best Credit Union Deals - Nationwide
Anyone in the U.S.A. can start a new membership to get these credit union bonuses, so you can open an account regardless of where you live, plus you'll get access to all of the services that each credit union has to offer.
7. Jovia FCU $200 Checking Promotion
Get a $50 bonus when you open a checking account and deposit $100, plus earn an extra $150 bonus when you receive a direct deposit of $100 or more (direct deposit may not be required, as an ACH transfer works as well).
8. PSECU $100/$200/$300 Checking Bonus
Earn a $100 bonus when you are approved for a checking account, debit card and digital banking, earn another $100 bonus when you set up a direct deposit of $200 or more per month, and earn a final $100 bonus when you maintain the direct deposit for 90 days after the initial deposit.
9. BECU $100 Checking Bonus
Earn a $100 bonus when you open a Member Share Savings and Checking Account and make 10 transactions, which includes debit card purchases, ATM deposits or withdrawals, and online bill payments, so it's relatively easily to qualify for the $100 bonus.
10. First Tech FCU $350 Bonus Promotion
Get a $200 bonus when you set up a qualifying direct deposit for at least $1,000 monthly, plus get a $150 debit card spending bonus.
11. Affinity FCU $100 Debit Account Bonus
Earn a $100 bonus when you open an Affinity Cash Back Debit Account and make a direct deposit of $100 or more within 60 days.
12. Unify FCU $150 Checking Bonus
Get a $50 bonus just for opening a Unify Checking Account with a debit card, get another $50 bonus with a direct deposit of $500 per month, and earn up to another $50 bonus with qualifying debit card purchases.
Best Savings Promos - Nationwide
If you want to earn a high interest rate on your savings, check out these special savings account promotions to earn an extra bonus when you open your new savings account.
13. Discover $150/$200 Online Saving Bonus
Earn a $150/$200 bonus when you deposit $15,000/$25,000 in funding for 30 days, plus earn a 3.60% APY on all balances with no minimum balance and no maintenance fees.
14. Alliant Credit Union $100 Savings Bonus
Get a $100 bonus when you open a savings account and deposit at least $100 per month for 12 consecutive months, plus earn a 3.10% APY on your savings balances with open membership available to anyone.
Best Banking Offers - Regional
Depending on where you live, you may be eligible to earn these banking offers, as they are restricted by state residency. However, these are all major banks that offer a wide variety of products along with tons of banking services and account features.
15. Bank of the West $250 Checking Bonus
Earn a $250 bonus when you open an Any Deposit Checking Account and receive a $1,000 minimum monthly direct deposit for 3 consecutive months, plus the $10 monthly fee is waived with 1 deposit of any amount each statement cycle.
16. Chase Bank $300 Checking Bonus
Earn a $300 bonus when you open a Chase Total Checking Account with a direct deposit, plus get access to various other Chase Bank promotions for college checking and business checking accounts.
17. TD Bank $500 Promotion
Earn a $150 or $300 bonus when you open a TD personal checking account with a direct deposit, plus get an extra $200 when you also open a TD savings account with a qualifying deposit at the same time.
18. Truist Bank $300 Checking Bonus
Get a $300 bonus when you complete 2 direct deposits that total $1,000 or more into your new checking account.
19. Fifth Third Bank $225 Checking Bonus
Earn a $225 bonus when you make direct deposits totaling $500 or more into your new checking account within 90 days of account opening.
20. U.S. Bank $300 Checking Bonus
Get a $300 bonus when you open a new personal checking account with total qualifying direct deposits of at least $5,000 and at least 10 debit card transactions, plus get an extra $100 bonus when you open a new savings account with $15,000 in deposits.
21. Wells Fargo $325/$2,500 Checking Promotion
Get a $325 bonus when you open a personal checking account and receive $1,000 or more in direct deposits within 90 days, or bring $250,000 in new deposits for a $2,500 bonus with a Premier Checking relationship, and get $525 with a new savings account.
22. M&T Bank $200 Checking Promotion
Earn a $200 bonus when you receive a total of $500 in direct deposits into your new checking account within 90 days.
23. Bank of America $200 Checking Bonus
Get a $200 bonus when you open a personal checking account and receive direct deposits totaling $2,000 or more within 90 days, or get up to $1,000 in bonus cash with a business checking account.
24. PNC Bank $50-$400 Checking Bonus
Get up to $400 in bonus cash when you open a personal checking account with a qualifying direct deposit.
Best Business Banking Bonuses
If you are looking for a banking service for your small or medium-sized business, review these banking promotions that are available for all types of businesses and even freelancers.
25. Brex $500 Cash Management Account Bonus
Earn up to $500 in bonus cash when you open a Brex corporate card and cash management account, which gives you access to instant financing for your business along with all of the tools you need to manage your everyday financial transactions.
26. Novo $40 Promotion
Earn a $40 bonus when you deposit $100 or more into your new Novo account, and get a free business checking account that is designed for sole proprietors and all U.S.-based businesses.
27. Axos Bank $200 Business Checking Bonus
Receive a $200 bonus when you open a free business checking account and maintain a $2,500 average daily balance in the first 2 months after account opening.
28. Oxygen Freelancer Banking $110 Bonus
For freelancers, on-demand workers, contractors and other professional workers, Oxygen offers a $110 bonus when you open an account, receive a $500 payroll direct deposit, and make 5 debit card purchases.
Best Student Banking Promotion
If you are a teenager or young adult, take advantage of this banking solution to help both kids and parents manage your finances better.
29. Step $1 Account Bonus
Earn a $1 bonus just for opening a new Step account, which offers a mobile banking app with a free debit card and no banking fees.
Best Health Savings Account Bonus
If you are looking to maximize your tax savings with a health savings account, check out this offer to get a special bonus with a new HSA.
30. Lively HSA $35 Bonus Offer
Get a $25 bonus when you open a new Health Savings Account and contributed at least $1,000 within 90 days, plus get an extra $10 bonus if you maintain an average daily balance of at least $2,000 for the first 12 months.
Newest Banking Offers
Review more banking bonuses and credit union promotions below.
Independent Bank: $100 Personal Checking Bonus + $100 Business Checking Offer + $50 Referrals (MI, OH)
If you live in Michigan or Ohio, open a new personal or business checking account with Independent Bank to earn special cash bonuses, plus earn up to $500 per year for referring your friends, family, and other businesses. [Read More] Independent Bank: $100 Personal Checking Bonus + $100 Business Checking Offer + $50 Referrals (MI, OH)
Addition Financial Credit Union: Up to $350 Checking Account Bonus + $300 Referrals (Florida)
If you are a primary resident of select counties in Central Florida, including students of UCF and Seminole State College, take advantage of these Addition Financial promotions to earn up to $350 in checking account bonuses. [Read More] Addition Financial Credit Union: Up to $350 Checking Account Bonus + $300 Referrals (Florida)
American Express Rewards Checking Account $250 Bonus Cash Offer
If you have had an American Express consumer card for at least 3 months, you can apply for an American Express Rewards Checking Account to earn a $250 cash bonus for a limited time. [Read More] American Express Rewards Checking Account $250 Bonus Cash Offer
Found – Banking for Self-Employed: Give $20, Get $20 Referral Bonuses
If you are a freelancer or self-employed individual, join Found to help manage your small business expenses, plus participate in the Found “Give $20, Get $20” Referral Program to earn $20 cash rewards for both new and current members. [Read More] Found – Banking for Self-Employed: Give $20, Get $20 Referral Bonuses
U.S. Bank: $300/$500 Smartly Checking Bonus + $200/$400 Standard Savings + $100 Extra for Both Checking and Savings Together + $350/$800 Business Checking Promotion
Earn up to a $500 cash bonus when you open a new U.S. Bank consumer checking account, and get up to an additional $500 bonus when you open a new savings account as well, plus get up to $800 with a new business checking account, available in many states across the U.S.A. [Read More] U.S. Bank: $300/$500 Smartly Checking Bonus + $200/$400 Standard Savings + $100 Extra for Both Checking and Savings Together + $350/$800 Business Checking Promotion
Ameriprise Bank Savings Account $500 Bonus with $25,000 Deposit (Available Nationwide)
Earn a $500 cash bonus and a 3.25% APY when you deposit a minimum of $25,000 into an Ameriprise Bank Savings Account, available to anyone in the U.S.A. [Read More] Ameriprise Bank Savings Account $500 Bonus with $25,000 Deposit (Available Nationwide)
United States Senate FCU: $500 New Member Bonus + $400 Summer of Savings Promotion + $50 Family Referral Rewards (Available Nationwide with Open Membership)
With open membership available to anyone in the U.S.A., earn up to $500 in bonus cash when you join USSFCU, plus get additional $50 rewards for sharing USSFCU membership with your family. [Read More] United States Senate FCU: $500 New Member Bonus + $400 Summer of Savings Promotion + $50 Family Referral Rewards (Available Nationwide with Open Membership)
UMB Bank $400 Checking Account Bonus (AZ, CO, IL, KS, MO, NE, OK, TX)
For anyone who lives in Arizona, Colorado, Illinois, Kansas, Missouri, Nebraska, Oklahoma, or Texas, you can earn a $400 cash bonus when you open a new UMB Value Checking or UMB Select Checking account with a qualifying direct deposit. [Read More] UMB Bank $400 Checking Account Bonus (AZ, CO, IL, KS, MO, NE, OK, TX)
Broadway Bank: $300 Free Checking + $500 Business Checking (Texas)
Serving the San Antonio, Austin, and Dallas areas in Texas, Broadway Bank is offering a $300 Free Checking account bonus and up to $500 for a business checking account. [Read More] Broadway Bank: $300 Free Checking + $500 Business Checking (Texas)