Banking Bonuses and Credit Union Promotions

Earn extra money by participating in banking bonuses and credit union promotions from national, regional and local banks and credit unions that offer cash rewards for opening new checking, savings, and business accounts.

Best Banking Bonuses - Nationwide

If you're looking for an everyday bank account for spending and saving, these banking promotions are available for all U.S. residents and can be fully accessed online, so you can manage your money from anywhere at any time.

• Chime Account $200 Bonus - Earn a $200 bonus when you receive a $200 direct deposit within 30 days of joining, plus get a free Spending Account with a debit card and a free Saving Account.
• Discover $150/$200 Online Saving Bonus - Earn a $150/$200 bonus when you deposit $15,000/$25,000 in funding for 30 days, plus earn a 0.50% APY on all balances with no minimum balance and no maintenance fees.
• SoFi Checking and Savings $25/$175 Bonus - Earn a $25 bonus when you open and fund your new SoFi Checking and Savings accounts with just $10, or get a $175 bonus when you receive a direct deposit of $200 or more, plus pay no account fees or ATM fees worldwide.

Best Credit Union Deals - Nationwide

Anyone in the U.S.A. can start a new membership to get these credit union bonuses, so you can open an account regardless of where you live, plus you'll get access to all of the services that each credit union has to offer.

• DCU $100 Free Checking Bonus - Get a $100 bonus when you join DCU, open a Free Checking Account, and make 5 simple transactions such as ACH transfers to your new account, plus earn a 6.17% APY on balances up to up to $1,000 with the DCU Share Savings Account.
• Jovia FCU $200 Checking Promotion - Get a $50 bonus when you open a checking account and deposit $100, plus earn an extra $150 bonus when you receive a direct deposit of $100 or more (direct deposit may not be required, as an ACH transfer works as well).
• PSECU $100/$200/$300 Checking Bonus - Earn a $100 bonus when you are approved for a checking account, debit card and digital banking, earn another $100 bonus when you set up a direct deposit of $200 or more per month, and earn a final $100 bonus when you maintain the direct deposit for 90 days after the initial deposit.
• BECU $100 Checking Bonus - Earn a $100 bonus when you open a Member Share Savings and Checking Account and make 10 transactions, which includes debit card purchases, ATM deposits or withdrawals, and online bill payments, so it's relatively easily to qualify for the $100 bonus.
• Service Credit Union $100 Checking Promo - Get a $100 bonus when you receive a direct deposit for at least $500 per month and enroll in eCommunications.
• First Tech FCU $350 Bonus Promotion - Get a $200 bonus when you set up a qualifying direct deposit for at least $1,000 monthly, plus get a $150 debit card spending bonus.
• Kinecta $400 Trifecta Bundle Bonus - Get a $250 cash bonus when you open a checking, savings and money market account with $10,000 in funding and a $500 monthly direct deposit, plus get a $150 statement credit with $150 in credit card purchases.
• SkyOne FCU $725 Bonus Promotions - Get an initial $25 bonus with a $5 minimum deposit, plus earn up to $700 with new checking account, savings account, and credit card offers.
• Wings FCU - Get a $50 Visa Reward Card when you open a new checking account and make 5 debit card transactions within 60 days.
• ACU $50 New Member Bonus - Earn a $50 bonus when you make an initial deposit of $25 into a savings account and $25 into a checking account.
• Affinity FCU $100 Debit Account Bonus - Earn a $100 bonus when you open an Affinity Cash Back Debit Account and make a direct deposit of $100 or more within 60 days.
• USAlliance Financial $250 Checking Bonus - Get a $250 bonus when you set up a $2,000 direct deposit for 3 consecutive months and maintain a $500 monthly balance in your account.
• CapEd $100 Checking Account Promotion - Get a $100 bonus when you open a high-yield checking account, receive at least 1 direct deposit, and make 12 debit card transactions.
• Teachers FCU $50 Checking Bonus - Get a $50 bonus when you join Teachers FCU, open a personal checking account, and complete 10 transactions such as debit card purchases within 60 days.
• Premier Members $50 Money Market Bonus - Get a $50 bonus when you open a new money market account with at least $5.
• Alliant Credit Union $100 Savings Bonus - Get a $100 bonus when you open a savings account and deposit at least $100 per month for 12 consecutive months.
• Unify FCU $150 Checking Bonus - Get a $50 bonus just for opening a Unify Checking Account with a debit card, get another $50 bonus with a direct deposit of $500 per month, and earn up to another $50 bonus with qualifying debit card purchases.
• Christian Community $200 Checking Bonus - Get a $200 bonus when you open a checking account, sign up for eStatements, and set up a recurring direct deposit.

Best Banking Offers - Regional

Depending on where you live, you may be eligible to earn these banking offers, as they are restricted by state residency. However, these are all major banks that offer a wide variety of products along with tons of banking services and account features.

• Bank of the West $250 Checking Bonus - Earn a $250 bonus when you open an Any Deposit Checking Account and receive a $1,000 minimum monthly direct deposit for 3 consecutive months, plus the $10 monthly fee is waived with 1 deposit of any amount each statement cycle.
• Chase Bank $225 Checking Bonus - Earn a $225 bonus when you open a Chase Total Checking Account with a direct deposit, plus get access to various other Chase Bank promotions for college checking and business checking accounts.
• TD Bank $500 Promotion - Earn a $150 or $300 bonus when you open a TD personal checking account with a direct deposit, plus get an extra $200 when you also open a TD savings account with a qualifying deposit at the same time.

Best Business Banking Bonuses

If you are looking for a banking service for your small or medium-sized business, review these banking promotions that are available for all types of businesses and even freelancers.

• Brex $1,000 Cash Management Account Bonus - Earn up to $1,000 in bonus cash when you open a Brex corporate card and cash management account, which gives you access to instant financing for your business along with all of the tools you need to manage your everyday financial transactions.
• Novo $40 Promotion - Earn a $40 bonus when you deposit $100 or more into your new Novo account, and get a free business checking account that is designed for sole proprietors and all U.S.-based businesses.

Best Student Banking Promotion

If you are a teenager or young adult, take advantage of this banking solution to help both kids and parents manage your finances better.

• Step $1 Account Bonus - Earn a $1 bonus just for opening a new Step account, which offers a mobile banking app with a free debit card and no banking fees.

Recent Banking Offers

Review more banking bonuses and credit union promotions below.