Get a $400 cash bonus when you open a new personal checking account and/or a $400 bonus when you open a new business checking account with Truist Bank, available in AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC. [Read More] Truist Bank: $400 Personal and $400 Business Checking Account Bonuses (Many States)
30 Best Banking Bonuses and Credit Union Promotions
Earn extra money by participating in banking bonuses and credit union promotions from national, regional and local banks and credit unions that offer cash rewards for opening new checking, savings, and business accounts.
Best Banking Bonuses - Nationwide
If you're looking for an everyday bank account for spending and saving, these banking promotions are available for all U.S. residents and can be fully accessed online, so you can manage your money from anywhere at any time.
1. MoneyLion $60 New Account Bonus
Get a $10 bonus just for opening a new RoarMoney account from MoneyLion, plus earn an extra $50 bonus when you receive a minimum $100 direct deposit within 60 days.
2. Chime Account $170 Bonus
Earn a $170 bonus when you receive a $200 direct deposit within 30 days of joining, plus get a free Spending Account with a debit card and a free Saving Account.
3. SoFi Checking and Savings $25-$275 Bonus
Earn a $25 bonus when you open and fund your new SoFi Checking and Savings accounts with just $10, plus get up to an extra $250 bonus when you receive total direct deposits of $1,000 or more, and pay no account fees or ATM fees worldwide.
4. Upgrade $100 Rewards Checking Bonus
Get a $100 bonus when you open a new checking account and complete 3 debit card purchases within 60 days.
5. Spruce Spending Account $50 Bonus
Earn a $50 bonus when you receive at least $200 in direct deposits within 45 days of opening your new account.
6. Varo $60 Checking Account Bonus
Get a $60 bonus when you deposit $25 or more into your new checking account and spend at least $25 on your debit card within 30 days.
Best Credit Union Deals - Nationwide
Anyone in the U.S.A. can start a new membership to get these credit union bonuses, so you can open an account regardless of where you live, plus you'll get access to all of the services that each credit union has to offer.
7. Jovia FCU $200 Checking Promotion
Get a $50 bonus when you open a checking account and deposit $100, plus earn an extra $150 bonus when you receive a direct deposit of $100 or more (direct deposit may not be required, as an ACH transfer works as well).
8. PSECU $100/$200/$300 Checking Bonus
Earn a $100 bonus when you are approved for a checking account, debit card and digital banking, earn another $100 bonus when you set up a direct deposit of $200 or more per month, and earn a final $100 bonus when you maintain the direct deposit for 90 days after the initial deposit.
9. BECU $100 Checking Bonus
Earn a $100 bonus when you open a Member Share Savings and Checking Account and make 10 transactions, which includes debit card purchases, ATM deposits or withdrawals, and online bill payments, so it's relatively easily to qualify for the $100 bonus.
10. First Tech FCU $350 Bonus Promotion
Get a $200 bonus when you set up a qualifying direct deposit for at least $1,000 monthly, plus get a $150 debit card spending bonus.
11. Affinity FCU $100 Debit Account Bonus
Earn a $100 bonus when you open an Affinity Cash Back Debit Account and make a direct deposit of $100 or more within 60 days.
12. Unify FCU $150 Checking Bonus
Get a $50 bonus just for opening a Unify Checking Account with a debit card, get another $50 bonus with a direct deposit of $500 per month, and earn up to another $50 bonus with qualifying debit card purchases.
Best Savings Promos - Nationwide
If you want to earn a high interest rate on your savings, check out these special savings account promotions to earn an extra bonus when you open your new savings account.
13. Discover $150/$200 Online Saving Bonus
Earn a $150/$200 bonus when you deposit $15,000/$25,000 in funding for 30 days, plus earn a 3.60% APY on all balances with no minimum balance and no maintenance fees.
14. Alliant Credit Union $100 Savings Bonus
Get a $100 bonus when you open a savings account and deposit at least $100 per month for 12 consecutive months, plus earn a 3.10% APY on your savings balances with open membership available to anyone.
Best Banking Offers - Regional
Depending on where you live, you may be eligible to earn these banking offers, as they are restricted by state residency. However, these are all major banks that offer a wide variety of products along with tons of banking services and account features.
15. Bank of the West $250 Checking Bonus
Earn a $250 bonus when you open an Any Deposit Checking Account and receive a $1,000 minimum monthly direct deposit for 3 consecutive months, plus the $10 monthly fee is waived with 1 deposit of any amount each statement cycle.
16. Chase Bank $300 Checking Bonus
Earn a $300 bonus when you open a Chase Total Checking Account with a direct deposit, plus get access to various other Chase Bank promotions for college checking and business checking accounts.
17. TD Bank $500 Promotion
Earn a $150 or $300 bonus when you open a TD personal checking account with a direct deposit, plus get an extra $200 when you also open a TD savings account with a qualifying deposit at the same time.
18. Truist Bank $400 Checking Bonus
Get a $400 bonus when you complete 2 direct deposits that total $1,000 or more into your new checking account.
19. Fifth Third Bank $225 Checking Bonus
Earn a $225 bonus when you make direct deposits totaling $500 or more into your new checking account within 90 days of account opening.
20. U.S. Bank $300 Checking Bonus
Get a $300 bonus when you open a new personal checking account with total qualifying direct deposits of at least $5,000 and at least 10 debit card transactions, plus get an extra $100 bonus when you open a new savings account with $15,000 in deposits.
21. Wells Fargo $325/$2,500 Checking Promotion
Get a $325 bonus when you open a personal checking account and receive $1,000 or more in direct deposits within 90 days, or bring $250,000 in new deposits for a $2,500 bonus with a Premier Checking relationship, and get $525 with a new savings account.
22. M&T Bank $200 Checking Promotion
Earn a $200 bonus when you receive a total of $500 in direct deposits into your new checking account within 90 days.
23. Bank of America $100 Checking Bonus
Get a $100 bonus when you open a personal checking account and receive direct deposits of $1,000 or more within 90 days.
24. PNC Bank $50-$400 Checking Bonus
Get up to $400 in bonus cash when you open a personal checking account with a qualifying direct deposit.
Best Business Banking Bonuses
If you are looking for a banking service for your small or medium-sized business, review these banking promotions that are available for all types of businesses and even freelancers.
25. Brex $500 Cash Management Account Bonus
Earn up to $500 in bonus cash when you open a Brex corporate card and cash management account, which gives you access to instant financing for your business along with all of the tools you need to manage your everyday financial transactions.
26. Novo $40 Promotion
Earn a $40 bonus when you deposit $100 or more into your new Novo account, and get a free business checking account that is designed for sole proprietors and all U.S.-based businesses.
27. Axos Bank $200 Business Checking Bonus
Receive a $200 bonus when you open a free business checking account and maintain a $2,500 average daily balance in the first 2 months after account opening.
28. Oxygen Freelancer Banking $110 Bonus
For freelancers, on-demand workers, contractors and other professional workers, Oxygen offers a $110 bonus when you open an account, receive a $500 payroll direct deposit, and make 5 debit card purchases.
Best Student Banking Promotion
If you are a teenager or young adult, take advantage of this banking solution to help both kids and parents manage your finances better.
29. Step $1 Account Bonus
Earn a $1 bonus just for opening a new Step account, which offers a mobile banking app with a free debit card and no banking fees.
Best Health Savings Account Bonus
If you are looking to maximize your tax savings with a health savings account, check out this offer to get a special bonus with a new HSA.
30. Lively HSA $35 Bonus Offer
Get a $25 bonus when you open a new Health Savings Account and contributed at least $1,000 within 90 days, plus get an extra $10 bonus if you maintain an average daily balance of at least $2,000 for the first 12 months.
Newest Banking Offers
Review more banking bonuses and credit union promotions below.
S&T Bank: Get up to $600 with Basic Business Checking Account (OH, PA)
If you live in Ohio or Pennsylvania near an S&T Bank branch location, you can earn up to $600 in bonus cash when you open a Basic Business Checking account and meet the qualifications. [Read More] S&T Bank: Get up to $600 with Basic Business Checking Account (OH, PA)
SoFi Checking and Savings: $25-$275 Sign-Up Bonus + $75 Referrals
The new SoFi Checking and Savings accounts will give you a $25 bonus just to deposit $10, or you can earn a $275 bonus with a direct deposit, plus you can earn $75 referral rewards for sharing SoFi Checking and Savings with your friends and family (referral cash reward increased from $50 to $75 for a limited time). [Read More] SoFi Checking and Savings: $25-$275 Sign-Up Bonus + $75 Referrals
Andrews FCU: $50 Bonus with Payback Checking + $50 Referral Rewards (Open Membership Nationwide)
With open membership available to anyone in the U.S.A. through the American Consumer Council, check out this personal checking offer from Andrews FCU to earn $50 in bonus cash, plus current members can get extra $50 cash rewards for referring your friends and family members to join. [Read More] Andrews FCU: $50 Bonus with Payback Checking + $50 Referral Rewards (Open Membership Nationwide)
Eastern Bank: Up to $600 Free Checking Account Offer (MA, ME, NH, RI)
When you open an Eastern Bank Free Checking account, you can earn up to $600 in bonus cash with a qualifying direct deposit. [Read More] Eastern Bank: Up to $600 Free Checking Account Offer (MA, ME, NH, RI)
Excite Credit Union: $300 Go Checking Bonus, $300 Small Business Offer, $50 Youth Savings Promo & $50 Referrals (Membership Available to Residents of CA, NC, and Employees of Over 400 Companies Nationwide)
With membership open to employees of over 400 big and small businesses nationwide, check to see if you qualify for membership with Excite Credit Union to earn a $300 personal checking bonus, $300 business checking bonus, $50 young savers bonus, and $50 referral rewards. [Read More] Excite Credit Union: $300 Go Checking Bonus, $300 Small Business Offer, $50 Youth Savings Promo & $50 Referrals (Membership Available to Residents of CA, NC, and Employees of Over 400 Companies Nationwide)
Banner Bank: $200 Bonus for Personal Checking, Savings, and Money Market Accounts (CA, ID, OR, WA)
Earn up to $200 in bonus cash when you open a new Banner Bank personal checking account and personal savings or money market account and meet the deposit requirements. [Read More] Banner Bank: $200 Bonus for Personal Checking, Savings, and Money Market Accounts (CA, ID, OR, WA)
Popular Bank: Up to $750 Popular Business Checking Account Bonus (FL, NJ, NY)
For business owners in New York, New Jersey and South Florida, earn up to $750 in bonus cash when you open a new Popular Business Checking account. [Read More] Popular Bank: Up to $750 Popular Business Checking Account Bonus (FL, NJ, NY)
Wells Fargo: $525 Way2Save Savings Account Bonus + $325 Everyday Checking Promotion + $2,500 Premier Checking Offer
If you live near a Wells Fargo branch location, you can earn a $525 bonus when you deposit $25,000 into a new Wells Fargo Way2Save Savings Account, and/or you can apply online to earn a $325 Wells Fargo Everyday Checking promotion when you receive a total of $1,000 or more in direct deposits within 90 days.
In addition, Wells Fargo is now offering a $2,500 bonus when you upgrade to or open a new Premier Checking Account and bring $250,000 or more in new money to Wells Fargo banking and investment accounts. [Read More] Wells Fargo: $525 Way2Save Savings Account Bonus + $325 Everyday Checking Promotion + $2,500 Premier Checking Offer
U.S. Bank: $300 Smartly Checking Bonus + $100 Standard Savings + $500/$750 Business Checking Promotion
Earn a $300 cash bonus when you open a new U.S. Bank consumer checking account, and get an additional $100 bonus when you open a new savings account as well, plus get $500 or $750 with a new business checking account, available in many states across the U.S.A. [Read More] U.S. Bank: $300 Smartly Checking Bonus + $100 Standard Savings + $500/$750 Business Checking Promotion