Check out this current list of the best cash bonuses and free money promotions to make extra money and earn special rewards on your everyday financial transactions and activities.
Get Paid to Try New Mobile Apps
1. MoneyLion
Earn up to $60 in bonus cash for opening a RoarMoney account to manage your finances with MoneyLion.
2. Monzo
Get a $20 cash bonus when you spend $10 on your debit card within the first 14 days of signing up for the Monzo mobile banking app.
3. Poshmark
Get a $10 free credit when you join Poshmark to shop for pre-owned fashion brands and save huge money off retail prices.
4. Seated
Get a $10 bonus reward and earn $20-$40 per reservation when you dine-out at popular restaurants using Seated.
5. Hopper Travel
Get a 10% discount off your first hotel stay and up to $270 in free travel vouchers when you download the Hopper Travel App.
6. Qapital
Get a $25 bonus when you start saving money toward your financial goals with the Qapital app.
7. inKind
Get a $25 free credit to eat at local restaurants, bars, cafes and clubs, plus get $50 cash back when you use an AmEx card, and earn up to $2,001 in prepayment bonuses.
8. Acorns
Earn up to $20 in bonus cash when you try the Acorns investment, retirement, and checking account app.
9. Drop
Get a $5 bonus credit to link a card and confirm your email address, plus earn rewards for shopping and completing activities at participating merchants.
10. Gametime
Get a $5 discount off your first ticket purchase through the Gametime App for sporting events, concerts, theater and other events.
11. Dosh
Earn an extra $1 when you sign up for Dosh and get paid cash back to shop, eat, travel, and spend money at participating merchants.
12. Flashfood
Save $5 off your first Flashfood order of $10 or more for heavily-discounted food items at local grocery stores.
13. DoorDash
Get a $10 discount off each of your first 3 food orders from local and national restaurants using the DoorDash App.
Earn Cash Rebates for Grocery Shopping
14. Ibotta
Get up to $25 in bonus cash and earn rebates on all of your grocery shopping purchases with the Ibotta app.
15. Fetch Rewards
Get a $1 gift card when you register for the Fetch Rewards app to earn rebates on your grocery purchases.
Earn Cash for Test Driving Cars
16. Test Drive Bonuses
Get a $50 reward card when you test drive a new vehicle at your local car dealer.
Get Bonus Cash to Send Friends Money
17. TapTap Send
Get a $10 bonus when you send $1 or more using TapTap Send to anyone around the world.
18. Cash App
Earn up to $15 in bonus cash when you send money to friends for the first time with the Cash app.
19. Strike
Get a $5 bonus when you join Strike to instantly send and receive money anywhere in the world.
20. Western Union
Get a $20 Amazon Gift Card when you send money to friends and family in the U.S. or abroad through Western Union.
Get Bonus Rewards to Try Investing Apps
21. Webull
Earn 20-75 free stocks just for opening a free Webull brokerage account and depositing funds to invest in stocks and fractional shares, plus earn a 5% APY on your cash deposits when you join.
22. Stash Invest
Get up to $40 in bonus cash to invest in stocks and ETFs with the Stash Invest app.
23. Robinhood
Get up to a $200 bonus stock share when you link your bank account with the Robinhood app.
24. Moomoo
Earn up to 15 free fractional stock shares to start investing with the Moomoo free trading app, plus get an 8.1% APY on up to $20,000 in uninvested cash for your first 3 months.
Get Cash Bonus to Trade on World Events
25. Kalshi
Get a $10 cash bonus when you trade directly on the outcome of world events with Kalshi.
Earn Bonus Offers from Spending Rewards
26. MyPoints
Earn a $10 sign-up bonus and get paid for everyday online activities with MyPoints.
27. Swagbucks
Get a $3 sign-up bonus from Swagbucks and get paid for trying new services and performing online activities.
28. Upromise
Get up to a $30.29 sign-up bonus and earn rewards for all types of spending activities through Upromise.
Earn High Interest Rates on Savings
29. Raisin Savings Network
Find the highest-yielding savings rates from multiple banks and get up to a $125 deposit bonus when you fund your new account through Raisin.
30. Discover Bank
Earn a high APY with the Discover Online Savings Account, plus get a $150/$200 bonus when you make a qualifying deposit.
31. Marcus by Goldman Sachs
Earn a high APY for your first 3 months with a Marcus Online Savings Account, plus boost your savings rate for even longer by referring your friends.
32. Alliant CU
Earn a high APY on your deposits in the Alliance Savings Account, plus get a $100 bonus when you make qualifying deposits in your first year of membership.
Get Free Bitcoin from Crypto Exchanges
33. OKCoin
Get $50 in free BTC when you try the OKCoin digital asset exchange.
34. Crypto.com
Get up to $50 in free crypto rewards when you join the Crypto.com Wallet and meet the qualifications.
35. Coinbase
Earn $30 worth of free Bitcoin to get you started when you trade your first cryptocurrency with Coinbase.
Earn Cash Payouts to Try Online Banking
36. SoFi Checking and Savings
Get up to $325 in bonus cash when you open new SoFi Checking and Savings accounts.
37. Chime
Earn up to $460 in bonus cash to try online banking with Chime.
38. Upgrade
Get up to a $400 bonus when you open an Upgrade Rewards Checking Account.
Earn Business Bonus with Corporate Card
39. Brex
Earn up to $800 in bonus cash and get instant financing for your business with the Brex corporate card.
Get Paid to Join New Credit Unions
40. Langley FCU
Get a $50 bonus when you have 10 debit card transactions or $1,000 in deposits with Langley FCU, which offers free nationwide membership throughout the U.S.A.
41. DCU
Earn a $20 bonus when you open a free checking account with DCU and make 5 ACH transfers or other qualifying transactions.
42. Service CU
Earn a $100 cash bonus when you open a new checking account with Service Credit Union.
43. First Tech FCU
Earn a $200 bonus when you open a new checking account with First Tech Federal Credit Union.
44. PSECU
Get $300 in bonus cash for opening a new savings and checking account with PSECU and receiving 2 direct deposits of $500 or more each.
Earn Bonus Cash with Brokerage Accounts
45. Charles Schwab
Get a $101 bonus to invest with the Schwab Starter Kit.
46. Ally Invest
Earn up to $3,000 in bonus cash when you open a brokerage account with Ally Invest.
47. ETRADE
Earn up to $3,500 when you open a new brokerage account with ETRADE.
48. Merrill Edge
Get up to $750 in bonus cash with a new self-directed investment account from Merrill Edge.
Get Cash Rewards to Invest in Real Estate
49. Ark7
Get a $150 bonus when you invest at least $3,000 in rental property shares through Ark7.
50. Lofty
Receive a $50 free bonus credit to invest in your first tokenized real estate property with Lofty starting at only $50, which means you can get a free share of property just for joining Lofty.
51. GROUNDFLOOR
Get a $50 bonus to invest in real estate for short-term, high-yield returns with GROUNDFLOOR.
52. Fundrise
Get a $100 bonus when you open a Fundrise account and deposit $10 to invest in residential and commercial real estate properties.
Earn Extra Cash to Purchase Gift Cards
53. Raise
Get a $5 free credit to purchase your first gift card from popular brands on Raise.
54. Slide
Get $20 in free credits toward gift card purchases from popular brands with Slide.
Get Bonuses for Opening Bank Accounts
55. M&T Bank
Earn a $200 bonus when you open a new checking account with M&T Bank.
56. Truist Bank
Get a $400 bonus when you open a new personal checking account with Truist Bank.
57. Chase Bank
Earn up to $900 in bonus cash when you open a new account with Chase Bank.
Earn Cash Back for Shopping Online
58. RebatesMe
Get a $45 bonus when you earn $10 cash back for online shopping at thousands of popular stores through the RebatesMe cash back network.
59. TopCashback
Earn a $20 sign-up bonus and get paid cash back to shop online at popular retailers through TopCashback.
60. Rakuten
Get a $30 free bonus credit and get paid when you shop online at all of your favorite stores through Rakuten.
Earn Cash from Investment Portfolios
61. M1 Finance
Earn a $75 bonus credit to create your own portfolio of stocks, bonds and ETFs with M1 Finance.
62. Axos Invest
Get a $200 bonus to open a self-directed trading account with Axos Invest.
63. Tornado
Get a $10-$1,000 free credit to invest when you join the Tornado community investment platform.
Get Bonuses from Alternative IRA Platforms
64. iTrustCapital
Earn a $100 bonus when you fund a new iTrustCapital IRA for crypto, gold and silver with $1,000 or more.
65. Bitcoin IRA
Receive a $150 bonus when you open a Bitcoin IRA and fund your account with $3,000 or more.
Earn Cash to Apply for New Credit Cards
66. Chase Freedom Unlimited
Get a $200 bonus and earn 1.5% cash back on all of your purchases with Chase Freedom Unlimited.
67. Blue Cash Everyday Card
Earn a $250 bonus and up to 3% cash back on purchases with the Blue Cash Everyday Card from American Express.
Get Bonus Payouts with Cash Advances
68. Empower
Get a $20 bonus when you take out an interest-free cash advance from Empower.
Get Paid Cash to Find On-Demand Jobs
69. Wonolo
Get a $25 bonus after you accept your first job from Wonolo for on-demand work throughout the U.S.A.
Earn Bonus Cash with a Personal Loan
70. SoFi Personal Loan
Get a $300 bonus when you take out a personal loan from SoFi.
Get Paid to Refinance Your Student Loans
71. Earnest
Get a $200 bonus when you refinance your student loan with Earnest.
72. ELFI
Earn a $100 bonus to refinance your education loans with ELFI.
Get an Extra Cash Bonus with a Home Equity Loan
73. Point
Earn an extra $100 bonus reward and get up to $500,000 from your home equity in a lump sum cash payment with a Point home equity investment.
Earn a Cash Bonus to Find a New Dentist
74. Opencare
Earn a $150 bonus when you find a new dentist through Opencare.
Get Paid Cash to Switch to Clean Energy
75. Arcadia Power
Get a $10 bill credit when you switch to 100% wind energy from Arcadia Power.
Get Cash Bonus with New Prepaid Card
76. NetSpend
Earn a $40 bonus when you open a new NetSpend prepaid card.
Get Free Groceries Delivered to Your Home
77. Misfits Market
Get $50 in free groceries delivered to your home or office for trying the Misfits Market.
78. Imperfect Foods
Receive a $20 free credit toward your first order from Imperfect Foods with up to 50% off the price of groceries.
79. Thrive Market
Get a 40% discount off your first order from Thrive Market, and pay wholesale prices on grocery items and household goods with home delivery.
Get an Extra Bonus for Gig Workers
80. Solo
Get a $10 bonus if you are an on-demand gig worker when you download the Solo App and link at least 1 active gig work account like DoorDash or Instacart.
Enjoy these top current promotions on Maximizing Money for July 2025.
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