MyConstant offers a secured P2P lending platform where your investments are fully backed by borrower collateral and smart contracts.
When you deposit funds to MyConstant, you’ll automatically earn a 4% APY with no limits, and you can withdraw anytime for free.
To earn even higher interest rates, you can invest in individual P2P loans that are backed by borrower collateral.
If you need a loan, you can borrow money against 60+ cryptocurrencies and get instantly funded.
Check out MyConstant for a secured P2P investment platform to automatically earn a 4% APY on all of your deposited funds.
Updated 8/31/2021 – Earn $8+ for New MyConstant Sign-Ups: Not only will you earn a $4,000 trial balance when you verify your ID (which equals a $6.67 bonus), but on top of that, you’ll also earn an extra $1 bonus when you verify your ID as part of the new MyConstant Badges rewards program. Then, you can make your first deposit for at least $100 to earn another $1 bonus. After that, leave a review on TrustPilot for another $1 bonus. With MyConstant Badges, there are various other actions you can take to earn up to $500 in total bonus rewards.
Verify ID for $6.67 Bonus
You can earn a $6.67 bonus after 15 days for opening an account and verifying your ID. On the registration page, you will see, “Create your account and verify your ID to get a free $4,000 Flex trial in your first month. We’ll take the money back after 15 days, but you keep the interest.” Based on the 4% APY applied to the $4,000 trial balance for 15 days, you will earn approximately a $6.67 bonus that you can keep after 15 days.
To get a $6.67 bonus, click this MyConstant Bonus Promo Link to create a free account and verify your ID.
When you click the “Create Account” button, you should see Invitation Code “freemoney” automatically filled.
Once you verify your ID (pass KYC), you’ll immediately receive a $4,000 Flex trial balance in your account from MyConstant.
After 15 days, MyConstant will take back the $4,000 Flex balance, but you’ll get to keep the interest that has been earned.
Based on the 4% APY applied to a $4,000 balance for 15 days, you will get to keep approximately $6.67 in interest earnings.
There is no obligation to further invest, and you can withdraw your money at any time for free.
On all funds you deposit to MyConstant, you’ll automatically earn a 4% APY, and your money can be withdrawn anytime for free.
When you invest in individual P2P loans, you can earn even higher interest rates on fully-secured loans starting at only $50.
If you need to borrow money, you can get as much as you want by borrowing cash against your crypto holdings.
All peer-to-peer lending on MyConstant is secured by crypto collateral, and smart contracts and BitGo custody protect the collateral until it’s returned.
$6.67 MyConstant Sign-Up Bonus
To earn a $6.67 bonus, visit this MyConstant $6.67 Bonus Link, create a free account, and verify your ID.
When you click the “Create Account” button, you should see Invitation Code “freemoney” automatically filled, and the bonus details displayed.
After you verify your ID, a free $4,000 Flex trial balance will be instantly credited to your account.
This $4,000 Flex trial balance will automatically start earning the 4% APY from MyConstant.
After 15 days, MyConstant will take the $4,000 back, but you’ll get to keep the earned interest.
Based on the 4% APY being applied to $4,000 for 15 days, you should earn approximately $6.67 in bonus cash.
After the 15 days, there is no investment or holding period required in order to withdraw your $6.67 bonus interest.
This bonus offer is available for U.S. customers only who pass KYC verification.
Create your MyConstant account and verify your ID to get a $6.67 bonus absolutely free.
MyConstant Flex Deposit Account
By depositing funds into MyConstant Flex, you can grow your money without locking it in.
As an investor, you can deposit any amount of money you want into your MyConstant Flex account.
While not on loan or waiting for a match, your Flex funds will automatically earn a 4% APY, compounded and paid every second.
MyConstant will lend your Flex deposits on your behalf and pay you a 4% APY, and there are no limits or terms.
At any time, you can withdraw your money for free to any bank account or wallet address.
All loans from the MyConstant Flex pool of funds are secured by collateral that is put up by borrowers.
MyConstant P2P Lending Investments
For P2P lending investments, you can lend any amount and choose the term and interest rate you want to earn.
Through the MyConstant algorithm, investors are matched with borrowers based on your chosen rates and terms.
Once a borrower who is willing to pay your rates is identified, MyConstant will initiate the loan process.
MyConstant manages the transfer of investor funds while securely escrowing borrower collateral.
All peer-to-peer lending on MyConstant is secured by crypto collateral.
Borrower collateral is either securely escrowed in an Ethereum smart contract or held in a BitGo cold wallet insured to $100M.
MyConstant Lending Lottery
With the Lending Lottery from MyConstant, you can invest your money in decentralized exchanges to earn a 1% APR and have a chance to win up to $10 million.
For every $100 that you invest, you’ll get 1 lottery ticket that is valid for 30 days, and you can pick your own lottery numbers.
Every night at 9:00 PM PST, one number is drawn, and lottery winners are announced on Sunday nights after 9:00 PM PST.
The lottery prizes range between $0.25 and $20,000, and the grand prize is up to $10 million for one lucky user.
Whether you win the lottery or not, you still earn an interest of 1% APR for 30 days with this product, so it’s a win-win situation either way.
There are no fees to participate in the Lending Lottery, and the Lending Lottery is backed by the MyConstant Guarantee.
MyConstant P2P Loan Borrowers
MyConstant offers crypto-backed loans, so that you can borrow money against 60+ cryptocurrencies without needing to sell.
If you need a loan, you can get funded instantly, and choose the fixed term (30/90/180 days) and rate that works best for you.
There are no credit checks and no waiting for approval.
To get your funds, you can make free withdrawals in cash or stablecoins.
Your collateral is securely escrowed and automatically returned to you when you repay.
MyConstant Badges – Up to $500 Rewards
With the new MyConstant Badges rewards program, you can earn up to $500 in extra cash bonuses for completing activities and achieving milestones.
When you complete a specific action, you’ll receive that badge, which also earns you a $1-$100 cash reward in most cases.
There are many basic badges that offer a $1 bonus each, like when you verify your ID, make your first deposit, or invest for the first time.
For those that complete more advanced activities, you can earn even larger bonuses, especially for sharing MyConstant.
You’ll even get awarded for remaining active on MyConstant and achieving all of the badges.
The new MyConstant Badges rewards program offers an easy way to earn some extra cash for performing various activities with your account.
MyConstant Refer-A-Friend Program – $10 Bonus
When you refer your friends to invest with MyConstant, you will earn a $10 reward and 10% of their Flex earnings.
With the recent addition of MyConstant Badges, their new rewards program, referral payouts have become even bigger for members who meet certain criteria.
For example, Gold members earn $22.50 per referral, Platinum members earn $26.25 per referral, and Diamond members earn $30 per referral.
To refer your friends, visit the “Referral” section within your MyConstant account.
When your friends join MyConstant, pass KYC identity verification, and make their first deposit ($10 minimum), you’ll receive the $10 bonus.
In addition, you’ll get 10% of your referral’s Flex interest earned in their first year, paid out every second.
If you have an online platform (i.e., blog, social media, etc.), you can opt to participate in the MyConstant affiliate program instead, which offers a $20 bonus and 20% of your referral’s earned interest.
The maximum amount that you can earn from MyConstant referrals or through the affiliate program is $1,000,000.
Join MyConstant to invest in P2P loans, earn a minimum 4% APY on all your deposits, and get a $6.67 bonus to verify your ID.