Celsius Network is a crypto lending platform and wallet where you can earn interest, borrow cash, and make payments on the Blockchain.
As soon as you deposit your crypto ($1 minimum), Celsius Network pays you up to 10% interest on all of your crypto holdings, which is paid out every Monday.
If you ever need cash and don’t want to sell your coins, you can instantly borrow U.S. Dollars against your crypto starting at 4.95% with no fees.
To make payments between friends, you can instantly send and receive crypto fee-free using CelPay in the app.
Celsius Pay does not charge any fees for their services, which means no withdrawal fees, no deposit fees, no transaction fees, no early termination fees, and no origination fees.
Plus, you can earn $10 in free BTC via the Celsius Network Refer-A-Friend Program when you join and refer your friends (see below).
If you want to earn, borrow, and pay on the Blockchain, try the Celsius Network to put your crypto to work.
Updated 10/17/2019 – Referral Program Updates: Celsius Network now offers $10 in bonus Bitcoin after a $200 initial deposit (instead of $1,000). In addition, the extra $10 BTC bonus for maintaining the $1,000 balance for 90 days has been removed.
Earn $10 Free BTC to Join Celsius Network
1. Use this Celsius Network $10 Referral Link and/or enter the Referral Code “148065a06a” during registration (code must be entered during registration).
2. Pass the KYC (Know Your Customer) verification by submitting photographs of your ID card (registration and verification takes just a few moments).
3. Receive $10 BTC bonus after your first deposit of $200 or more worth of coins to your Celsius wallet.
Please note that the referral reward will be locked for 48 hours, after which it will be unlocked. If the funds are withdrawn from the account during the 48-hour lock period, the reward will be canceled, and there is no way to receive it again.
Celsius Network Features
The Celsius Network pays you interest, provides cash loans, offers fee-free payments, and utilizes the optional CEL token for even better rates.
Earn Interest on Your Crypto Holdings
Earn up to 10% APR when you deposit coins into your Celsius Network Wallet with no minimums or maximums.
Interest payments are deposited directly into your Wallet every Monday.
Participating coins include BTC, ETH, LTC, XRP, OMG, BCH, ZRX, BTG, ZEC, XLM, DASH, TUSD, GUSD, PAX, USDC, DAI, ORBS, EOS, TGBP, TAUD, TCAD, and THKD.
You can earn interest in-kind (in the same coin) or in CEL tokens at a higher rate (earning in CEL is not available in U.S.A.).
Get Cash Loans against Your Crypto
Take out a cash loan or Stablecoin loan using your BTC, DASH, XRP, ETH, BCH, DAI, and LTC as collateral.
Interest rates on loans start at 4.95% with a $3,000 minimum loan amount.
The interest rate offered will depend on your loan-to-value ratio based on your crypto holdings.
There are no termination fees, no prepayment fees, and no transaction fees, plus no credit checks.
Send and Receive Crypto between Friends
Use CelPay in the Celsius Network app to send and receive crypto between friends.
There are no fees to use CelPay.
CelPay supports major digital currencies.
Use CEL Token for Better Rates
When you register and complete KYC verification, Celsius Network will automatically give you 1 CEL token (approximate $0.05 value) for free to get started.
CEL is an optional in-app utility token that gives Celsius Network members access to better interest rates, priority status and more.
Users who hold a portion of your Wallet balance in CEL will earn bonus interest on your crypto holdings and receive loan interest discounts when you borrow cash.
When you make CelPay transactions with CEL, you will earn 1% on all BTC and ETH CelPay transactions and 2% on all CEL CelPay transactions (distributed monthly).
Please note that you will qualify for earning bonus interest and loan discounts with the 1 free CEL token that is provided upon registration and verification.
Restrictions by State and Country
- No Celsius Network features are available to users in Cuba, North Korea, Sudan, Syria, Iran, Lebanon and other territories identified as involving high compliance risks.
- Celsius services are not intended to be used by users in Japan, New Zealand, Israel and any other jurisdiction which may limit or forbid the use of our services.
- CelPay is unavailable to users in Alabama, Arkansas, Connecticut, Florida, Georgia, Hawaii, Iowa, Kentucky, Maine, Massachusetts, Mississippi, New Mexico, New York, North Carolina, Ohio, Oregon, South Carolina, South Dakota, Vermont, Washington, and West Virginia.
- Interest Earning is unavailable to users in New York and Washington.
- Earn Interest on Stablecoins is unavailable to users in Texas.
- Borrow Dollars is unavailable to users in California, Delaware, Georgia, Indiana, Maryland, Mississippi, Missouri, Montana, Nevada, New York, Ohio, Rhode Island, South Dakota, Tennessee, Vermont, and Washington.
- USD Loans have some restrictions to users in Alabama, Arizona, Arkansas, Iowa, Kentucky, Michigan, Minnesota, New Mexico, North Dakota, Pennsylvania, and Utah.
Celsius Network $10 Refer-A-Friend Program
Celsius Network’s referral promotion offers both parties $10 in free BTC for participating.
In order to qualify, a current member must provide a new member with a referral code, and the new member must enter that referral code during the registration process.
You can access your unique Celsius Network referral code and referral link within the app under your Profile.
After a new user enters the referral code during registration, the new user must complete the KYC verification step by submitting a photograph of an ID card.
If the new user makes their first deposit of $200 or more worth of coins after creating their account, both parties will receive $10 in BTC.
You can earn $10 in BTC when you join and an unlimited amount of free Bitcoin for referring your friends to Celsius Network.
Please feel free to share your Celsius Network referral codes in the comments below this article as long as you also provide some details about your experiences with using their platform.
Check out Celsius Network to earn interest on your crypto deposits, borrow cash against your digital assets, and send or receive coins between friends.