Cleo is an intelligent money assistant that you can chat with at any time to get personal help with budgeting, saving, and tracking your spending.
Important Update – Cleo is Leaving Facebook Messenger: Starting January 1, 2020, Cleo will leave Facebook Messenger and only be available via the Cleo App for Android and iPhone devices.
To download the new Cleo App and earn a $5 bonus, just tap this Cleo App $5 Referral Link while on your phone OR enter code “cleo-JciI55” during sign-up.
After you link your bank account and create a free Cleo Wallet, you’ll instantly get a $5 bonus that can be immediately withdrawn to your linked bank account.
Get $5 Free from Cleo Instantly: Click this $5 Cleo App Referral Link on your phone (or use code “cleo-JciI55” during sign-up), link your bank account, and create a free Cleo Wallet to instantly get a $5 bonus that you can immediately withdraw to your linked bank account ($5 bonus is available in U.S.A. and the UK).
This instant $5 Cleo bonus is super-easy to achieve and takes only a few minutes to complete, as you just have to link a bank account and create a free Cleo Wallet, plus you can immediately transfer the $5 bonus to your linked bank account.
How Cleo Works
Cleo is a friendly and intelligent money assistant that allows you to chat with Cleo at any time and from anywhere to get help with your money.
You can ask the Cleo AI chatbot questions about your money, get updates on your bank account balances, track your budget, and much more.
You simply link your bank accounts with Cleo, and Cleo will analyze your transactions in read-only mode to provide you with tips on how to get the most out of your money.
You can even create a free Cleo Wallet, which can help you put aside your spare change each week for extra savings.
It’s absolutely free to use Cleo to keep track of your spending and better manage your money.
The Cleo App is available for download via Google Play (Android) and the App Store (iOS/iPhone).
How To Get Free $5 from Cleo
1. Click this $5 Cleo Referral Link while on your phone to download the Cleo App (or enter code “cleo-JciI55” during sign-up).
2. Sign up for your free Cleo account in just a few minutes.
3. Securely connect your bank account with Cleo to qualify for the $5 bonus.
4. Create a free “Cleo Wallet” to deposit your $5 bonus (you can type “Cleo Wallet” in the chat if you are not automatically prompted to do so).
5. The $5 bonus will instantly be credited to your new Cleo Wallet upon creation.
6. You can instantly withdraw your $5 bonus to your linked bank account (withdraw money to your bank account at any time by typing “Withdraw $X” in the chat).
7. Get your Cleo Referral Link to earn $5 bonuses for referring your friends, plus your friends get $5 to link their bank accounts with Cleo (type “Share” in the chat to get your referral link).
About Cleo AI Money Assistant
- Cleo helps people maintain a better relationship with their money in the UK, U.S.A., and Canada ($5 referral bonus only available in the UK and U.S.A.).
- Sign up for Cleo in under 2 minutes and chat with Cleo at any time from anywhere.
- Ask Cleo anything you need to know about your money, such as “What’s My Balance?” or “Can I Afford Lunch?”.
- Get personalized updates, graphs, and data-driven insights about your finances.
- Set up a budget, and Cleo will help you stay within your means.
- Securely link your bank accounts (as many as you like).
- Ask Cleo to put aside spare change automatically into your Cleo Wallet (optional).
- Cleo is absolutely free and easy to use.
Cleo Give $5, Get $5 Referral Bonuses
Once you sign up for Cleo and create your free wallet, you can participate in the Cleo Refer-A-Friend Program to give your friends $5 and get a $5 bonus for each new user that you refer.
Just say “Share” to Cleo at any time to get your unique referral link that you can give to your friends and family.
When your friends click your Cleo Referral Link and link their bank accounts with Cleo, you will both receive a $5 bonus.
You will need a Cleo Wallet in order to get your $5 referral bonuses deposited directly into your wallet.
You can transfer your $5 referral bonuses from your Cleo Wallet to your linked bank account at any time.
In order for your friends to get their $5 bonus, they will need to sign up through your referral link, link their bank account, and set up a Cleo Wallet, where the $5 bonus will be deposited.
To check your referrals, you can say “Check Progress” to Cleo or tap the referral card in the home carousel (you can get there by saying “Home” to Cleo).
- The $5 is redeemable only after your friend completes sign up (bank connection).
- The money will be deposited into your Cleo Wallet, which you can withdraw into your bank account.
- You cannot use the same online banking details across multiple accounts.
- High-volume referrers will be manually checked by the fraud team.
- Friends that sign up but don’t connect their bank account do not count toward the bonus.
- A referred user must have clicked on your referral link and have not interacted previously with Cleo.
- The referral bonus cannot be used in conjunction with any other sign up offer.
- The referral bonus is only available to users in the UK and U.S.A.
Earn Rewards with Cleo Plus
While the basic Cleo service is 100% free, you can also opt for the Cleo Plus (Cleo+) subscription service for $5.99 per month, which gives you access to Cleo Rewards and Cleo Cover (more features coming soon).
Cleo Rewards lets you earn points for completing certain activities with your Cleo account and for spending money at participating merchants.
You pick Offers that allow you to collect points for completing tasks, such as spending at Amazon, referring a friend, or setting up a Cleo Budget.
You can pick up to 5 active Offers at a time, and you are individually assigned points for each offer based on your spending.
You can use the points that you collect from your Offers to redeem for Rewards, such as free coffee, gift cards, and free Uber rides.
The Offers are changed on a regular basis, and you can accumulate points as you participate until you collect enough for the Rewards of your choice.
As a Cleo Plus member, you will also get access to Cleo Cover, which covers you for up to $100, interest free, in overdraft fees that you simply pay back when your salary comes in.
Cleo Plus plans to add more features in the future, but at this time, subscribers will get access to both Cleo Rewards and Cleo Cover for the $5.99 monthly fee.
If you are looking for help with managing your money, staying within a budget, and keeping track of your spending, try the Cleo intelligent money assistant service and get a free $5 bonus when you join.