Chase Credit Card Holders Payment Protection Product Class Action Settlement Claim Form Submission by August 8, 2011

Chase credit card holders who want to receive up to $60 from the Payment Protection Product class action settlement must submit your claim form by August 8, 2011.

Who Can Qualify?

All Chase credit card holders who were enrolled in or billed for a Payment Protection Product at any time between September 1, 2004, and November 11, 2010, may qualify (excluding those discharged in bankruptcy).

Chase Credit Cards include Chase-issued credit and charge card accounts and Chase-issued business cards and private label cards such as Chase-issued Toys “R” Us, Kohl’s, TJMaxx, Best Buy, or Circuit City cards.

The Payment Protection Product settlement does not include non-credit card products.

In some instances, card holders may be class members because you enrolled in a Payment Protection Product on a Bank One, Providian, or Washington Mutual credit card account and then continued enrollment after the account became a Chase account.

How Do I Receive the Claim?

To receive benefits from this settlement, your Claim Form must be received on or before August 8, 2011.

What is a Payment Protection Product?

Payment Protection Product refers to any products offered by Chase (whether directly or indirectly through co-brand, private label, or other partners) under which credit card debt may be cancelled or suspended under certain circumstances such as death, disability, hospitalization, or unemployment.

Payment Protection Products include, but are not limited to, Chase Payment Protector, Chase Payment Advantage, Account Protection Plan, Total Protection Plan, Account Security Plan, Account Ease, and any other Chase business card or private label account debt suspension or cancellation product, by whatever name any of the foregoing products are or were known.

How Much Can I Receive?

The amount of the payment or credit will vary based upon several factors, including whether you ever tried to obtain payment protection benefits from Chase, whether your request for benefits was accepted or denied, the total number of class members submitting a claim in this settlement, and the amount of fees and expenses incurred in connection with the settlement.

If you made a claim for payment protection plan benefits and your claim was denied, it is estimated you will receive $60, before fees and expenses.

If you were billed for or enrolled in a Chase Payment Protection Product without your knowledge or consent and/or, at any point during your enrollment in a Chase Payment Protection Product, you were self-employed, retired, seasonally employed, employed less than 30 hours per week (or less than 15 hours per week for students), or if you voluntarily forfeited your job (resigned), it is estimated you will receive $30, before fees and expenses.

If none of the above categories apply to you, but you are not completely satisfied with the Chase Payment Protection Product(s) in which you were enrolled at any point between September 1, 2004, and November 11, 2010, it is estimated you will receive $15, before fees and expenses.

Actual payments could be more or less than these amounts.

Claims will be paid either by a check mailed directly to you or by a credit to your account.

Take advantage of the Kardonick v. JPMorgan Chase & Co. Settlement if you had issues with any Payment Protection Products from Chase Bank.


  1. John Cole says

    I have been on disability now for two years and file paper to Chase payment protection Plan for debt cancellation and when I filed they said they do not do debt cancellation for disable people, If I couldn’t pay the bill while I was on diablitiy then what make them think that after two years I am able to continue paying with less money. All of the companies have the same protection plan and offer debt cancellation and charge the same yet offer this to their customer and Chase try to cheat its customers. Can you please add my name to this class action law suit.

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