Credible provides access to new student loans, student loan refinancing, and personal loans by allowing you to compare personalized prequalified rates from top lenders with competitive rates for federal and private debt.
Plus, you can receive up to a $750 Bonus from Credible when you successfully close on a refinance student loan of at least $100,000 ($300 bonus applies to loan balances of less than $100,000).
Credible is an easy way to compare personalized prequalified rates from multiple lenders for student loan refinancing as well as new student loans and personal loans.
How To Earn up to $750 Student Loan Refinance Bonus from Credible
1. You must click through this Credible $750 Bonus Referral Link to get started.
2. Click the “Find My Rate” button and complete the 2-minute form to review your refinance loan rates (this will not affect your credit score).
3. Select a rate to refinance your student loan.
4. Successfully close on a student refinance loan of at least $100,000 ($300 bonus applies to loan balances of less than $100,000).
5. Your $300 or $750 bonus will be paid within 30 days of closing on your loan (terms apply).
6. The $300 or $750 bonus will be issued via Tango Card, which allows you to receive the reward as a Visa Gift Card or other retail gift card if you choose (terms apply).
This $300/$750 bonus offer is only available to new Credible customers for a limited time when you click through the referral link to submit your refinancing request, and then complete your refinancing request with the lender (terms apply).
About Credible Student Loan Refinancing
1. Credible is free to use with no hidden fees. Requesting prequalified rates on Credible is free. However, closing a loan will result in costs to you.
2. You simply complete 1 form to compare personalized prequalified rates.
3. Then you pick the loan option that best fits your personal needs.
Prequalified rates are based on the information you provide and a soft credit inquiry. Receiving prequalified rates does not guarantee that the Lender will extend you an offer of credit. You are not yet approved for a loan or a specific rate. All credit decisions, including loan approval, if any, are determined by Lenders, in their sole discretion. Rates and terms are subject to change without notice. Rates from Lenders may differ from prequalified rates due to factors which may include, but are not limited to: (i) changes in your personal credit circumstances; (ii) additional information in your hard credit pull and/or additional information you provide (or are unable to provide) to the Lender during the underwriting process; and/or (iii) changes in APRs (e.g., an increase in the rate index between the time of prequalification and the time of application or loan closing. (Or, if the loan option is a variable rate loan, then the interest rate index used to set the APR is subject to increases or decreases at any time). Lenders reserve the right to change or withdraw the prequalified rates at any time.
Credible Loan Types
- Student Loan Refinance – Refinance your student loans with multiple offers from vetted lenders.
- Student Loan – Fund almost any degree with the repayment plan of your choice and compare personalized prequalified rates from private student loan lenders.
- Personal Loan – Compare personalized prequalified rates from top lenders to find the best loan for your needs.
Credible Student Loan Refinance Providers
- Brazos
- Citizens
- EDvestinU
- ELFI
- MEFA
- Nelnet Bank
- RISLA
- INvestEd
- ISL Education Lending
$300/$750 Bonus Incentive with Credible Loan
You can earn up to a $750 bonus when you successfully close on a refinance loan with Credible.
How To Earn Your $300/$750 Bonus
1. Visit this $750 Credible Bonus Link to start the loan process.
2. To earn a $750 bonus, you must successfully close a refinance loan using the Credible service for a minimum of $100,000 ($300 bonus applies to loan balances of less than $100,000).
3. Once you close a loan, you will receive an email directly from Credible with the details of your $300/$750 bonus incentive (terms apply).
4. The $300/$750 bonus will be provided through Tango Card (i.e., Visa Gift Card) shortly after your refinancing (terms apply).
The $300/$750 bonus is only available if you have never completed a refinance with Credible (terms apply).
Credible Referral Program up to $500 Bonuses
You can also participate in the Credible Refer-A-Friend Program to give your friends a $200 bonus and earn a $500 bonus for each new client that you refer to Credible who refinances a student loan balance of $30,000 or more (terms apply).
- The $500 referral bonus is valid for referrals that occur during the promotional timeframe.
- For friends you refer who refinance a balance of $30,000 or less, you both will receive a $100 bonus.
- You can refer a maximum of 10 friends to refinance their student loans. You can refer 5 friends with a balance of $30,000 or more and 5 friends with a balance of $30,000 or less.
- You can earn a bonus for 5 successful personal loan referrals. Earn a $100 bonus when you refer friends to Credible for personal loans.
Just refer your friends to Credible, and when they close on a student refinance loan, you will both receive a cash reward.
Once your referral qualifies, you will receive an email notifying you that a friend has refinanced their student loans with Credible with instructions on how to redeem your reward.
Please note that you are only eligible for referral rewards if your friend has not used the Credible platform to refinance their loans previously, and has not submitted a request for offer to refinance through the Credible platform within the past 60 days.
If you’ve considered other sources for your student or personal financing needs, then you should at least give Credible a try, as it’s free to use, you can compare personalized prequalified rates from different lenders, plus you’ll get up to a $750 bonus if you close your loan.
We receive compensation from Credible if you click on a link and refinance a student loan. This content is not provided by Credible or any of the Providers on the Credible website. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Credible. Requesting prequalified rates on Credible is free and doesn’t affect your credit score. However, applying for or closing a loan will involve a hard credit pull that impacts your credit score and closing a loan will result in costs to you.
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steve says
I don’t see any referral page in the footer at the Credible website. Are you sure they’re still doing this?
MM Team says
Hello Steve,
Just to be clear, the $750 bonus incentive offered for signing up through the above links in the article is definitely still working and available.
However, the Credible referral program mentioned in the article may or may not still be available at this time. I don’t see the link anymore either, so I need to confirm with them if it’s still available right now.
The referral program is unrelated to the $750 bonus that is being offered through this article, but I will update accordingly when I receive confirmation.
Thank you for your comment.
MM Team says
To follow up, yes, the Credible referral program is currently active, and you should be able to access it from within your account.