Payactiv On-Demand Pay: $10 Bonus + $15 Referrals

The Payactiv App gives you access to on-demand pay from participating employers along with an all-in-one digital wallet and Payactiv Visa Card, so that you can gain more control over you how earn, spend, and save your money.

Through the Payactiv Visa Card Referral Promotion, new users who apply for the Payactiv Visa Card through a referral link and complete your first transaction will earn a $10 bonus, and current users will earn a $15 bonus for each new user that you refer.

There is also an alternative Payactiv Earned Wage Access Referral Promotion, where new users will get a $10 bonus when you enroll with Payactiv, link your employer, and perform your first Earned Wage Access transaction with Payactiv, and current users will earn a $15 bonus for each new user that you refer.

While anyone can download the Payactiv App to access various financial tools and apply for the free Payactiv Visa Card to manage your spending, you will only be able to access your on-demand pay (Earned Wage Access) if you work for a participating employer that offers this benefit.

To get an all-in-one digital wallet with a Payactiv Visa Card and access to your on-demand pay if you work for a participating employer, download the free Payactiv App and earn additional bonuses through the Payactiv Refer-A-Friend Promotions.

If you are a Payactiv member with access to the referral program, please feel free to share your user experiences along with your Payactiv referral links in the below comments section, so that both you and other new Payactiv members can earn the extra referral bonuses.

If you want access to on-demand pay and your employer is not a Payactiv partner, you can also try the ZayZoon Earned Wage Access Provider that works with many popular employers and also offers referral bonuses.

Payactiv Visa Card $10 Sign-Up Bonus

1. Click this Payactiv Visa Card $10 Referral Link to join today.

2. Apply for the Payactiv Visa Card and activate your new card when it arrives.

3. Receive a $10 bonus after you activate your physical card that you receive in the mail and perform your first transaction.

4. The $10 cash bonus will be deposited into your Payactiv Visa Card reloadable account.

5. You must be 18 years old to apply for the Payactiv Visa Card, and there is no credit check or impact on your credit score.

Payactiv Earned Wage Access $10 Sign-Up Bonus

1. In order to participate in this referral offer, your employer must be a Payactiv partner business that offers Earned Wage Access.

2. You’ll need to enroll with Payactiv through a current member’s referral link (the referral link must be targeted for this Earned Wage Access promotion).

3. Once you enroll with Payactiv, you’ll need to link your employer with your Payactiv account.

4. After you perform your first Earned Wage Access transaction, you’ll receive a $10 cash bonus.

5. The $10 cash bonus will be deposited into your bank account that is linked with Payactiv.

Payactiv $15 Refer-A-Friend Rewards

The Payactiv Champion Earnings Campaign (referral program bonus) is only for Enterprise users, and not Direct users. Direct users are those who have not verified your employer yet, or your employer is not offering Payactiv services. If you are a Direct user, your referral link will still be available, but it will not offer new users a bonus, and you will not earn a bonus for referrals. Only Enterprise users who have a verified employer that is offering Payactiv services can give and receive cash bonuses through the Payactiv referral program.

How To Refer Friends to Payactiv

1. Log in to the Payactiv App.

2. Scroll down on your home page to where you see the “Quick Links.”

3. Click on the “Refer A Friend” link.

4. In the new window, you will see the option to “Send Invite QR Code.”

5. When you click on “Send Invite QR Code,” it will give you 2 options: “Invite for EWA” or “Invite for PVC.”

6. Select either of these 2 options that you would like to share.

Referral Option #1: Invite for Earned Wage Access

An Earned Wage Access referral is where Payactiv invites you to earn $15 by referring your friend for EWA services.

For this to work, your referral’s employer must be an Earned Wage Access partner with Payactiv.

You will get a $15 bonus when a friend who you refer enrolls with Payactiv and completes their first EWA transaction.

The $15 bonus is immediately loaded onto your Payactiv card or your bank linked with Payactiv when the person you refer enrolls.

Your referral will also be rewarded $10 when they perform their first EWA transaction with Payactiv.

There is no limit to how many people you refer.

Referral Option #2: Invite for Payactiv Visa Card

A Payactiv Visa Card referral is where you refer your friend to apply and use a Payactiv Visa Card.

You are awarded $15 when your referral activates their Payactiv Visa Card and completes their first transaction.

Your referral will also get $10 bonus once they activate their physical Payactiv Visa Card and perform their first transaction.

Your friend must be of or above 18 to avail this benefit.

About Payactiv App

If you work for an employer that offers Earned Wage Access through Payactiv, you can access a portion of your paycheck on-demand without having to wait until payday.

All fees to access your earned wages are less than $3, and Payactiv Visa Card users with direct deposit enjoy free real-time Earned Wage Access transfers and additional exclusive discounts.

However, even if you don’t work for a participating employer, you can still create a free Payactiv App account and utilize the Payactiv Visa Card along with their other free financial features.

The Payactiv Visa Card is a reloadable prepaid card that can be used for purchases everywhere Visa debit cards are accepted, and it is free to open your Payactiv Visa Card.

In addition to the Payactiv Visa Card, the Payactiv App offers various free financial tools including bill pay, discounts, financial counseling, and budgeting and savings features.

Payactiv is not a bank, as they are a financial technology company that offers banking services provided by the Central Bank of Kansas City, Member FDIC.

If you are a Payactiv member, please feel free to share your user experiences along with your referral links in the below comments section, so that everybody can earn cash referral bonuses from the Payactiv Visa Card and Payactiv on-demand pay service.