Albert’s free service helps conduct your financial life to stretch savings, cut costs, and reach goals.
Plus, when you sign up via this Albert $20 Referral Link, you’ll earn a $20 cash bonus if you start Albert Genius and remain a subscriber for at least 90 days.
Albert Genius gives you access to expert financial advice from real humans for everything from investing in stocks to saving on groceries.
While the standard Albert service is free, there is a fee for Albert Genius, but you only pay what you think is fair.
You can choose to pay any amount for Albert Genius ($8/month, $4/month, $0, etc.), and you can cancel at any time.
After you download Albert via the referral link, you will have a $20 cash bonus waiting in your Albert Savings account.
To unlock the $20 bonus, you must start Albert Genius and remain a subscriber for at least 90 days.
On top of that, you’ll earn an additional $10 bonus if you pay for your Albert Genius subscription annually instead of monthly.
Regardless of whether you pay monthly or annually for Albert Genius, you can cancel anytime and receive a prorated refund.
Try Albert to easily manage your personal finances, plus get Albert Genius to receive on-demand help from real human advisors.
Albert Free Self-Managed Features
- Instantly Monitors Your Bank Balances, Bills, and Spending to Analyze Your Financial Wellness.
- Get up to $100 Deposited into Your Bank Account Whenever You Need It – No Interest and No Credit Check.
- Set up Free Automated Savings for Small Amounts You Can Afford.
- Earn 0.25% Annual Cash Bonus for Saving with Albert.
- Pause Your Savings At Any Time, and Withdraw Your Money for Free.
- Enjoy Lower Utility Bills with Albert’s Negotiation Service.
- Albert App Available for iOS and Android.
Genius Human-Enabled Services
- Albert Genius Provides Help from Real Human Financial Experts.
- Chat with Your Genius On-Demand via Text Whenever You Need Help.
- Ask for Help Managing Money, Saving on Groceries, or Anything Else.
- Earn 1% Annual Cash Bonus for Saving with Albert Genius.
- Receive a Personalized Financial Plan Based on Your Unique Needs.
- Get Real-Time Bank Account Monitoring to Avoid Any Issues.
- Start an Investment Portfolio Commission-Free with Just $1.
- Receive Investment Guidance from Licensed Advisors.
- Pay Only What You Think is Fair for Albert Genius.
- Get First Month of Genius Free – Monthly and Annual Subscribers.
- Cancel Albert Genius at Any Time – Receive Prorated Refund.
Albert Genius $20 Sign-Up Bonus
1. Visit this Albert Referral Link to get started.
2. Enter your phone number and click the button to have them text you the app.
3. Download the Albert app for iOS or Android (you don’t need to download via the text link).
4. Register for Albert using the same phone number that you submitted in step #2.
5. Complete registration for the free Albert service.
6. Start your Albert Genius subscription to qualify for the bonus cash (first month of Genius is free).
7. Remain an Albert Genius subscriber for at least 90 days to qualify.
8. Receive a $20 bonus in your Albert Savings account after 90 days of being a Genius subscriber.
Genius $10 Annual Subscriber Bonus
1. During the process of subscribing to Albert Genius, you will be given the option to either pay the fee monthly or annually.
2. At this time, you will be offered a $10 bonus promotion if you decide to pay for the annual subscription.
3. You must pay for the full annual subscription upfront in order to get the $10 bonus offer.
4. The annual fee is based on what you choose to pay monthly ($4/month = $48/annually), plus you’ll get 1 free month for paying annually ($48 – $4 = $44 annual fee).
5. However, you can still cancel your Albert Genius annual subscription at any time and receive a prorated refund for the remainder of the year.
6. Your $10 bonus cash will be instantly credited and available in your Albert Savings account after you complete your subscription.
7. You can withdraw all of the money in your savings account, including your bonus cash, at any time with free withdrawals.
How Albert Works
After you sign up for Albert, they’ll ask you to describe your relationship with money and choose your financial priorities.
You can choose multiple goals including saving money, paying off debt, meeting bills, investing, tracking fees, and retirement.
Once you create your profile, you can link your bank account to help prevent overdrafts, find savings, lower your bills, and more.
By linking your bank account, Albert can save money for you automatically, identify bills they can negotiate, and fund your investments.
You can even receive $100 cash advances in as little as 10 minutes if you qualify.
Once you register for Albert and link your bank account, Albert Instant monitors your balances, bills, and spending.
If you are at risk for overspending that month, Albert alerts you before it’s too late and you incur any fees.
You can even get a cash advance for up to $100 from your next paycheck if needed, with no credit check and no interest charges.
When you’re ready to start saving, Albert Savings automatically helps you reach your savings goals.
You’ll earn a 0.25% annual cash bonus on your savings, and there are no fees and free withdrawals.
In addition, Albert can help lower your bills, provide real-time bank alerts, and help visualize your cash flow.
On top of the free Albert service, you can sign up for the “pay-what-you-think-is-fair” Albert Genius service to get real human financial help.
Albert Genius combines human insights with financial automation to streamline your savings, invest with guidance, and get custom advice on-demand.
Their geniuses are real human beings who work alongside the Albert app to provide on-demand advice via text.
The base fee that they suggest for Albert Genius is $4 per month, but you can also pay more or even $0 if you please.
How much you pay for Albert Genius is up to you, and you can cancel at any time.
Those who decide to subscribe to Albert Genius can earn up to $30 in bonus cash for getting started.
Plus, you can participate in the Albert Refer-A-Friend Program to earn $20 rewards for each new Genius member that you refer.
About Albert Genius
Albert Genius provides you with a team of human financial experts that develop a financial plan for you.
They’ll help you find savings you’re missing, identify bills you’re overpaying, help you pay down debt faster, save automatically for you, and much more.
Just write down your financial to-do list and send it to them, and they’ll help you make a plan.
Their geniuses regularly review your accounts for suspicious activity, expensive bank fees, and any bills you’re overpaying.
You can communicate with your geniuses directly through text message on your phone, and they’ll send you related topics to explore in the app.
Genius members earn 1% annual savings bonuses on all deposits that you keep with Albert.
You can ask their geniuses about any financial questions, such as how to pay down debt or even finding a cheap moving service.
The great thing about Albert Genius is that you have contact with real humans who work with you directly.
Your first month of Albert Genius is free, and you can cancel at any time.
The fee for Albert Genius is based on what you think is fair, so you actually pay what you want.
They suggest $4 per month as being the minimum for them to break even, but you can pay more, less, or even $0 if you want.
If you pay for Genius on a yearly basis, you’ll get an additional $10 bonus in your Albert savings immediately.
Plus, you’ll get an extra $20 bonus when you sign up for Albert Genius via a referral and remain a subscriber for 90 days.
That’s up to $30 in total bonus cash that you can earn for becoming an Albert Genius member.
With either the monthly or yearly payment option, you get 1 month free, and you can cancel at any time and receive a prorated refund.
Albert Genius $20 Referral Credits
If you refer your friends to Albert Genius, you’ll both earn bonus cash in your Albert Savings accounts.
When your friends start Albert Genius, they’ll get $20 in bonus cash for signing up and staying subscribed for at least 90 days.
For each friend you refer, you’ll earn a $20 bonus reward when they remain subscribed to Genius for 90 days.
The $20 bonuses will appear in the Albert Savings accounts of both parties after the new Albert Genius member remains subscribed for 90 days.
To refer your friends, visit the home screen on the Albert app and tap “Free Cash” in the top right corner.
You can send invites in various ways to share Albert with all of your friends.
There is no limit to how much you can earn for Albert Genius referrals.
Each referral is for a new Albert user and is limited to 1 unique sign-up per person, per phone, and per bank account.
Take advantage of the Albert referral program to earn extra bonus cash for inviting your friends to try Albert Genius.
Check out Albert Genius to get financial help from real humans and fully automate your cash flow.
You may also wish to try Vimvest for help with planning your financial goals.