Catch.co is a free service that helps you create your own personal financial safety net, where you can set aside funds for unexpected time off from work, tax withholding, retirement, health insurance and more.
To get a $25 bonus when you save $100 with Catch, join Catch.co using Referral Code MAXMONEY and create a “Time Off” goal to start saving.
If you want to build a personal financial safety net, try the free Catch service to save money toward your future expenses.
How Catch.co Works
Catch.co is a personal benefits platform that helps independent workers manage your tax withholding, time off, retirement, health insurance, health expenses, family leave, and more.
After you sign up for Catch, you simply link your bank account and create a savings plan for the benefits you need most, like time off or healthcare.
Once you link your bank account, Catch will automatically track each paycheck or payment that you receive in your account.
Each time you get paid, Catch will set aside a percentage of every paycheck for the benefits that you have chosen.
For example, you could set aside 4% of each paycheck for time off, 8% for health expenses, 5% for retirement, and 6% for vacation.
Regardless of how much or often you are paid, Catch will track each paycheck and move your money automatically.
You can choose how much to set aside and for which goals, and you can change your Catch savings plan at any time.
In addition, you can pause your savings or withdraw your funds from Catch at any time without penalty.
Catch does not charge any monthly fees, and it’s free to set aside money for time off, tax withholding, family leave, or other savings.
However, if you decide to invest money for retirement, you would pay a 0.05% per year management fee on your invested funds.
If you need health insurance, you can apply through Catch as well and enroll directly in your choice of plans through Healthcare.gov.
Whether you need to build a safety net for college, a new baby, a family vacation, or anything else, Catch can help you manage your future expenses.
Earn $25 Cash Bonus from Catch.co
1. Register for Catch.co using Referral Code MAXMONEY during sign-up (must use code to qualify).
2. Once you open a free Catch account, you must link your bank account to save and withdraw funds.
3. To set up automatic savings, you must Create Your Plan and choose your savings goals.
4. In order to receive payment of the $25 bonus, you will need to set up a “Time Off” goal, so add that to your savings plan first.
5. You can set the amount of savings for your “Time Off” plan as you see fit by adjusting your percentages (this can be changed or paused at any time).
6. Once you complete setting up your “Time Off” goal, you must save your first $100 with Catch to qualify for the $25 bonus.
7. Once you save your first $100 or more with Catch, the $25 bonus will be deposited into your “Time Off” plan.
Please note that the amount you save from each paycheck is based on the percentage you choose. If you choose 5% on a $100 paycheck, you will save $5 into Catch. If you choose 10% on a $1,000 paycheck, you will save $100 into Catch.
Catch.co Features and Benefits
- Time Off: Set aside a portion of each paycheck for vacation, sick days, or gaps in your work.
- Tax Withholding: Create a Catch Tax Plan to estimate your tax obligations and contribute a set percentage from each paycheck to your tax withholdings.
- Retirement: Use Catch to set up an IRA and manage your retirement investments.
- Health Insurance: Get individual health insurance coverage with Catch that is sold through Healthcare.gov.
- Autopilot: Create paycheck rules to indicate whether certain deposits are always income (e.g., Doordash, PayPal, Square, Gusto, etc.) or never income (e.g., ATM Deposit, Transfer, Refund Transaction, etc.).
- Always Income: Automatically move money to Catch every time you’re paid by select sources.
- Never Income: Filter out and ignore bank deposits received from any given payment source.
- Custom Contributions: Withhold funds as soon as you’re paid, or enable transfer delays to edit contributions before your money is moved.
Catch.co Referrals – Get Your CatchPhrase
Through the Catch Refer-A-Friend Program, you can earn exclusive CatchPhrase swag.
Your CatchPhrase is any saying that represents what you stand for, whatever that may be.
When you refer your friends to Catch, you will be eligible for different types of swag.
Types of swag include stickers, t-shirts, mugs and more, depending on the number of people you successfully refer.
A successful referral occurs when a new user signs up and creates a Catch account for the first time.
Create your own personal financial safety net with Catch and earn a $25 bonus to start saving with your new Catch.co account.
You may also try other automatic savings services like Qapital if you are looking for more ways to save for your financial future.