Credible provides access to new student loans, student loan refinancing, and personal loans by allowing you to compare offers from top lenders with competitive rates for federal and private debt.
Plus, you can receive up to a $1,000 Bonus from Credible when you successfully close on a refinance student loan of at least $100,000 ($300 bonus applies to loan balances of less than $100,000).
Credible is an easy way to compare rates from multiple lenders for student loan refinancing as well as new student loans and personal loans.
Updated 11/20/2018: Credible is now offering a $300 bonus for refinanced student loans of up to $100,000 or a $1,000 bonus for refinanced student loans equal to or more than $100,000.
How To Earn up to $1,000 Student Loan Refinance Bonus from Credible
1. You must click through this Credible $1,000 Bonus Referral Link to get started.
2. Click the “Find My Rate” button and complete the 2-minute form to review your refinance loan rates (this will not affect your credit score).
3. Select a rate to refinance your student loan.
4. Successfully close on a student refinance loan of at least $100,000 ($300 bonus applies to loan balances of less than $100,000).
5. Your $300 or $1,000 bonus will be paid within 30 days of closing on your loan.
6. The $300 or $1,000 bonus will be issued via Giftly.com, which allows you to receive the reward as a credit to your credit card, debit card, bank account, PayPal account, or as a gift card in the mail.
This $300/$1,000 bonus offer is only available to new Credible customers for a limited time when you click through the referral link to submit your refinancing request, and then complete your refinancing request with the lender.
About Credible Student Loan Refinancing
1. Credible is free to use with no hidden fees.
2. You simply complete 1 form to compare multiple loan offers.
3. Then you pick the loan option that best fits your personal needs.
Credible Loan Types
- Student Loan Refinance – Refinance your student loans with multiple offers from vetted lenders.
- Student Loan – Fund almost any degree with the repayment plan of your choice and compare offers from up to 8 private student loan lenders.
- Personal Loan – Compare offers from top lenders to find the best loan for your needs.
Credible Loan Providers
- Citizens Bank
- CommonBond
- CollegeAve
- iHELP
- GradSchoolLoans
- RISLA
- U-fi
$300/$1,000 Bonus Incentive with Credible Loan
You can earn up to a $1,000 bonus when you successfully close on a refinance loan with Credible.
How To Earn Your $300/$1,000 Bonus
1. Visit this $1,000 Credible Bonus Link to start the loan process.
2. To earn a $1,000 bonus, you must successfully close a refinance loan using the Credible service for a minimum of $100,000 ($300 bonus applies to loan balances of less than $100,000).
3. Once you close a loan, you will receive an email directly from Credible with the details of your $300/$1,000 bonus incentive.
4. The $300/$1,000 bonus will be provided through PayPal, a gift card, or cash (borrower gets the choice) within 2 weeks of your refinancing.
The $300/$1,000 bonus is only available if you have never completed a refinance with Credible.
Credible Referral Program up to $6,000 Bonuses
You can also participate in the Credible Refer-A-Friend Program to give your friends a $200 bonus and earn a $1,000 bonus for each new client that you refer to Credible who refinances a student loan balance of $30,000 or more.
- The $1,000 referral bonus is valid for referrals that occur during the promotional timeframe.
- For friends you refer who refinance a balance of $30,000 or less, you both will receive a $100 bonus.
- You can refer a maximum of 10 friends to refinance their student loans. You can refer 5 friends with a balance of $30,000 or more and 5 friends with a balance of $30,000 or less.
- You can earn a bonus for 5 successful personal loan referrals. Earn a $100 bonus when you refer friends to Credible for personal loans.
The great thing is that anyone can make a referral, regardless of whether you have a Credible account.
To participate, just visit the Referral Page (see footer of website) and enter your email address to access your unique Credible referral link.
Just refer your friends to Credible, and when they close on a student refinance loan, you will both receive a cash reward.
Once your referral qualifies, you will receive an email notifying you that a friend has refinanced their student loans with Credible.
Credible will issue the credit to you and the person you referred via Giftly.com.
You can choose to receive the reward as a credit to your credit card, debit card, bank account, PayPal account, or as a gift card in the mail.
Your friend must use your unique Credible referral link to qualify as a referral.
Please note that you are only eligible for referral rewards if your friend has not used the Credible platform to refinance their loans previously, and has not submitted a request for offer to refinance through the Credible platform within the past 60 days.
If you’ve considered other sources for your student or personal financing needs, then you should at least give Credible a try, as it’s free to use, you can compare multiple rates from different lenders, plus you’ll get up to a $1,000 bonus if you close your loan.
Hi,
Is this offer still active? If so, could you email me the referral link? Thank you!
I already clicked the link and set up an account. Is it too late for me to get the link via email? If not, can I get it?
Thanks!
Hello Natalie, I sent you an email invitation as requested. Best of luck.
Please email this link as well. Thanks MM!
I just sent it to you. Thank you very much.
May I also have the email? Thank you.
Did the link actually work for anyone? I am frustrated because my husband and I did our loans through a link and they are saying we never did. I feel like it was a scam. Do they get perks from the lending for having people sign up for their loans through them?
My wife and I completed the process about a week ago and we just got the $1000 credited to our bank account. I followed the link and saved the emails that said we would receive the $1000 if we refinanced over $30k. I called Credible to confirm that we were on track to get the $1000 bonus and one representative I spoke with said it was just $200. I had to send them the email saying we would receive the $1000 bonus and the next representative confirmed the amount.
You should be able to back out of the loan if you haven’t signed anything for the bank, or if you did, you should have a few days to back out. If Credible doesn’t want to honor the bonus, then you can go directly to a bank to get their bonus (e.g., Citizens Bank is offering a $500 amazon gift card).
Could you please email me the referral link as well? Thanks!
Hello, could I also receive an e-mailed referral link? Thanks!
Just sent it to you, Phil. Thank you for reading.
Hi, can you send me the email with the link as well? Thanks!!
Hello JP, I just sent you an email with the link for verification. Thank you for participating.
Based on previous comments it looks like Credible is verifying the friend referrals with screenshots of the name of the person’s account and the corresponding email address. Is this something you can provide in addition to the link that you have listed?
Hello Brittain,
I just sent you an email with the referral information you requested. I know that the referral bonus has worked for many people without the need for this further information, but in some cases, they seem to require it, so you now have it available if needed.
Thank you for your comment.
Is this bonus still active?
Yes, the $1,000 bonus is still available at this time.
Nevermind– they told me you have to go through a promo link PRIOR to setting up an account for it to work. I had already set up an account unfortunately.
Tried using your credible referral link but they are prompting for a screenshot of the link being sent to me, name of the person’s account and the corresponding email address.
Pretty thorough if you ask me.
Signing a refinancing loan within a few days – let me know if you are interested in emailing me the link directly and I’ll use it.
Hello Jordan,
I’ve never actually seen any of this information being requested by Credible before in order to qualify for the student loan refinancing bonus, as people are usually able to apply through a referral link and collect the bonus without any issues.
I’m not sure why they are requesting it from you, but I sent you an email with the information needed, so I hope that helps and I appreciate you using my referral link.
Thank you for your comment and best of luck to you.
Hi!
I am getting a similar request for a screenshot of correspondence. Would you be able to email me as well?
Thanks,
Melissa
Hello Melissa, I just emailed you that information. Thank you.
The Giftly bonus seems super sketchy. How did it work out for you. Seems like an awesome deal if it’s legit!
Hello Brett,
I actually really like the Giftly bonus option. You can redeem the bonus money as a credit to your debit card, bank account transfer, PayPal, or physical Visa Gift Card by mail.
I did have some issues with the debit card option, because my banks were not available as options, but I then decided to go with a bank account transfer, and it worked perfect with the money being transferred to my account in about 2-3 days.
There are no fees for redeeming your bonus money either, so you’ll get the full amount.
It’s totally legitimate and works very well, so if you’re considering this promotion, I wouldn’t let the Giftly redemption option scare you away.
Thanks for commenting and best of luck to you.
Can you email me the referral link? They are requesting an email with the link in it.
I just sent it to you. Thank you and sorry for the delay.