Credible provides access to new student loans, student loan refinancing, and personal loans by allowing you to compare offers from top lenders with competitive rates for federal and private debt.
Plus, you can receive up to a $750 Bonus from Credible when you successfully close on a refinance student loan of at least $100,000 ($300 bonus applies to loan balances of less than $100,000).
Credible is an easy way to compare rates from multiple lenders for student loan refinancing as well as new student loans and personal loans.
Updated 8/21/2019: Credible is now offering a $300 bonus for refinanced student loans of up to $100,000 or a $750 bonus for refinanced student loans equal to or more than $100,000.
How To Earn up to $750 Student Loan Refinance Bonus from Credible
1. You must click through this Credible $750 Bonus Referral Link to get started.
2. Click the “Find My Rate” button and complete the 2-minute form to review your refinance loan rates (this will not affect your credit score).
3. Select a rate to refinance your student loan.
4. Successfully close on a student refinance loan of at least $100,000 ($300 bonus applies to loan balances of less than $100,000).
5. Your $300 or $750 bonus will be paid within 30 days of closing on your loan.
6. The $300 or $750 bonus will be issued via Giftly.com, which allows you to receive the reward as a credit to your credit card, debit card, bank account, PayPal account, or as a gift card in the mail.
This $300/$750 bonus offer is only available to new Credible customers for a limited time when you click through the referral link to submit your refinancing request, and then complete your refinancing request with the lender.
About Credible Student Loan Refinancing
1. Credible is free to use with no hidden fees.
2. You simply complete 1 form to compare multiple loan offers.
3. Then you pick the loan option that best fits your personal needs.
Credible Loan Types
- Student Loan Refinance – Refinance your student loans with multiple offers from vetted lenders.
- Student Loan – Fund almost any degree with the repayment plan of your choice and compare offers from up to 8 private student loan lenders.
- Personal Loan – Compare offers from top lenders to find the best loan for your needs.
Credible Loan Providers
- Citizens Bank
- CommonBond
- CollegeAve
- iHELP
- GradSchoolLoans
- RISLA
- U-fi
$300/$750 Bonus Incentive with Credible Loan
You can earn up to a $750 bonus when you successfully close on a refinance loan with Credible.
How To Earn Your $300/$750 Bonus
1. Visit this $750 Credible Bonus Link to start the loan process.
2. To earn a $750 bonus, you must successfully close a refinance loan using the Credible service for a minimum of $100,000 ($300 bonus applies to loan balances of less than $100,000).
3. Once you close a loan, you will receive an email directly from Credible with the details of your $300/$750 bonus incentive.
4. The $300/$750 bonus will be provided through PayPal, a gift card, or cash (borrower gets the choice) within 2 weeks of your refinancing.
The $300/$750 bonus is only available if you have never completed a refinance with Credible.
Credible Referral Program up to $6,000 Bonuses
You can also participate in the Credible Refer-A-Friend Program to give your friends a $200 bonus and earn a $1,000 bonus for each new client that you refer to Credible who refinances a student loan balance of $30,000 or more.
- The $1,000 referral bonus is valid for referrals that occur during the promotional timeframe.
- For friends you refer who refinance a balance of $30,000 or less, you both will receive a $100 bonus.
- You can refer a maximum of 10 friends to refinance their student loans. You can refer 5 friends with a balance of $30,000 or more and 5 friends with a balance of $30,000 or less.
- You can earn a bonus for 5 successful personal loan referrals. Earn a $100 bonus when you refer friends to Credible for personal loans.
The great thing is that anyone can make a referral, regardless of whether you have a Credible account.
To participate, just visit the Referral Page (see footer of website) and enter your email address to access your unique Credible referral link.
Just refer your friends to Credible, and when they close on a student refinance loan, you will both receive a cash reward.
Once your referral qualifies, you will receive an email notifying you that a friend has refinanced their student loans with Credible.
Credible will issue the credit to you and the person you referred via Giftly.com.
You can choose to receive the reward as a credit to your credit card, debit card, bank account, PayPal account, or as a gift card in the mail.
Your friend must use your unique Credible referral link to qualify as a referral.
Please note that you are only eligible for referral rewards if your friend has not used the Credible platform to refinance their loans previously, and has not submitted a request for offer to refinance through the Credible platform within the past 60 days.
If you’ve considered other sources for your student or personal financing needs, then you should at least give Credible a try, as it’s free to use, you can compare multiple rates from different lenders, plus you’ll get up to a $750 bonus if you close your loan.
The Giftly bonus seems super sketchy. How did it work out for you. Seems like an awesome deal if it’s legit!
Hello Brett,
I actually really like the Giftly bonus option. You can redeem the bonus money as a credit to your debit card, bank account transfer, PayPal, or physical Visa Gift Card by mail.
I did have some issues with the debit card option, because my banks were not available as options, but I then decided to go with a bank account transfer, and it worked perfect with the money being transferred to my account in about 2-3 days.
There are no fees for redeeming your bonus money either, so you’ll get the full amount.
It’s totally legitimate and works very well, so if you’re considering this promotion, I wouldn’t let the Giftly redemption option scare you away.
Thanks for commenting and best of luck to you.