Emma is a personal financial advocate that tracks and analyzes your banking and crypto accounts to help you manage and save your money.
Once you Download Emma and link your bank accounts, you can manage all of your money in one place.
With Emma, you can easily set budgets and track spending, payoff debt, avoid banking fees, and keep your credit score healthy.
If you’re counting down to your next payday, Emma will send you notifications when your salary is in the bank, you get a refund back, or your direct debits are paid.
In addition to tracking your banked money, Emma also supports Coinbase, Kraken, Binance, Bitfinex, Bitstamp, Bittrex and even individual Bitcoin/Ethereum addresses, so that you can track all your crypto in one place.
By using state of the art technology to analyze your personal finances, Emma gives you the power to make smarter decisions with your money.
Emma is absolutely free to use, and it is currently live in the U.S.A., UK, and Canada.
However, they do offer a subscription service called Emma Pro, and also feature several selected brands in Emma Rewards.
In order to use Emma, you will need to connect a current/checking, savings, or credit card account first.
Emma App $5 Refer-A-Friend Bonuses
After you Download the Emma App for iOS/Android, you’ll gain access to their referral program.
When you refer friends who connect a bank account with Emma, you will earn a $5 bonus credit.
Unfortunately, only the referrer receives the $5 bonus at this time, so new members do not earn any bonus for joining Emma.
However, you can earn a $5 bonus for each friend that you refer to Emma with no limits to how much you can earn.
Emma Referral Terms
- You must be a resident in UK, USA or Canada to be eligible.
- You are eligible for the reward only if you have the feature enabled in your app.
- In order to collect the cash reward, you need to fill the form within 30 days from the referral.
- Emma will pay you within 30 days, after you have completed the form.
- Your friend needs to have used the link, opened it from a mobile device and connected a Checking/Current account or a Credit Card (Paypal is not valid, other digital wallets not valid).
- Your friend must also be a resident of UK, USA or Canada for your referral to count as valid.
- Your friend will need to use the app for at least 4 weeks and setup budgets in Emma.
- Your friend can not connect a bank account that was already previously connected in Emma by another user.
If you are looking for an easy way to manage your personal finances, try the Emma app to gain control over your money.