American Express Credit Cards

American Express offers a wide range of credit cards in various credit card categories from cash rewards cards and airline credit cards to business cards and charge cards, including various benefits and services offered exclusively by American Express.

If you currently only have Visa or MasterCard credit cards and you have been thinking about getting an American Express card, this review of American Express credit cards will provide a quick look at the best credit cards in each category to help you find the card you need.

If you’re not sure why you would want an American Express credit card, this list of the best American Express credit cards will show you some of the credit card member services, shopping discounts and other promotional offers that are provided exclusively by American Express credit cards.

Here is a quick overview of the best credit cards from American Express by category and purpose.

American Express Rewards Credit Cards

American Express offers a wide range of credit card reward programs that provide various ways to save money.

These AMEX rewards cards allow you to earn rewards for simply making purchases on your credit card.


Premier Rewards Gold Card

American Express Premier Rewards Gold Card

Get 15,000 bonus points after you spend $1,000 within 3 months, which is redeemable for $150 in gift card rewards. You’ll also earn Membership Rewards points up to three times faster with 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else. There is no annual fee for your first year, which is a savings of $175.

Read our American Express card review for the $150 Premier Rewards Gold Card Bonus Offer.


American Express® Preferred Rewards Gold Card

American Express® Gold Card

Earn 10,000 bonus points after you spend $500 within 3 months, which is enough for a $100 bonus. The Membership Rewards® program allows you to earn 1 Membership Rewards® point for virtually every dollar you spend, and points can be redeemed for your choice of travel, shopping, and entertainment rewards. You’ll also get access to Gold Card Events for exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide. Plus, Express Approval allows you to get a decision in less than 60 seconds. This card has a $125 annual fee.


TrueEarnings® Card from Costco and American Express

TrueEarnings® Card from Costco and American Express

Receive a $25 statement credit after your first purchase. You’ll earn cash back virtually everywhere you go with 3% cash back for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, and 1% everywhere else, including Costco purchases. There is No Annual Fee with your paid Costco Membership, and the TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card. There is no limit on the Cash Back earned.

Read our Costco Credit Card Bonus Review for more details on this Costco card from American Express.


American Express Cash Rewards Credit Cards

One of the simplest ways to save money with an American Express credit card is to get a cash back rebate credit card and save money on all of your purchases.

Not only does this save you money on all of your shopping trips, but it saves you money on traveling, restaurants, hotels, and gasoline purchases.

These AMEX cash rewards cards provide cash rebates on all of your credit card purchases.


Blue Cash®  from American Express

Blue Cash® from American Express

You’ll earn up to 5% cash back on everyday purchases including your gas purchases with No Annual Fee. Get a 0% Intro APR on purchases, plus with Express Approval, you can get a decision in less than 60 seconds.

Read our Blue Cash Credit Card Review for more details on this American Express cash rebate card.


American Express Airline Rewards Credit Cards

American Express airline rewards program credit cards allow you to earn extra airline miles on all of your purchases.

These AMEX airline rewards cards provide bonus miles and free airline flights when you use your credit card.


Blue Sky from American Express

Blue Sky from American Express®

Get a 0% Intro APR on purchases, plus earn 1 point for every dollar you spend. Points can be redeemed on any airline, hotel, car rental and more with no blackout dates or travel restrictions. Apply now and get a decision in less than 60 seconds.

Read our Blue Sky American Express Card Review for more details on this American Express airline travel rewards card.


Delta Reserve Credit Card

Delta Reserve Credit Card

Get an Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket, plus earn up to 10,000 Medallion® Qualification Miles (MQMs) after your first purchase. With Built-in Miles Boost(SM), you’ll earn up to 30,000 MQMs and 30,000 bonus miles. This card gives you access to Complimentary Crown Room Club® access for you and two guests, and access to American Express® Concierge Services. Pay with Miles also allows you to pay for all or part of any Delta flight with your miles.

Read our Delta Reserve Card Review for more details on this Delta Airlines rewards credit card.


Platinum Delta SkyMiles® Credit Card from American Express

Platinum Delta SkyMiles® Credit Card from American Express

You’ll earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after your first purchase and another 2,500 for adding an Additional Cardmember. Earn one companion Coach Class ticket each year upon renewal, plus earn at least 1 mile for every eligible dollar spent. Miles never expire and there is no cap on the amount of miles you can earn. The Pay with Miles feature allows you to pay for all or part of your flight with miles and put the rest on your Card. Get Express Approval when you apply for a decision in less than 60 seconds.

Read our Delta Airlines Platinum Card Review for more details on this Delta rewards credit card.


American Express Hotel Rewards Credit Cards

If you travel a lot out of town, you can save money with an American Express hotel rewards card.

These AMEX hotel rewards cards provide free hotel room bonuses and discount hotel stays when you use your credit card.


Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred Guest® Credit Card from American Express

Earn 10,000 bonus Starpoints after your first purchase for any amount, which is enough for up to 3 or more free nights at a category 1 or 2 hotel. You can use Starpoints for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates. There is no annual fee for the first year and a low annual fee of $45 thereafter. You can also transfer Starpoints to the frequent flyer programs of over 30 major airlines, and almost always on a 1:1 basis. Plus, you’ll earn one Starpoint for every dollar you spend and double Starpoints at participating Starwood properties and retail partners. Get Express Approval today for a decision in less than 60 seconds.

Read our American Express hotel rewards card review for earning Free Bonus Nights with the Starwood Hotels Credit Card.


American Express Charge Cards

American Express charge cards are similar to credit cards, except you must pay your monthly bill in full, as charge cards do not allow you to carry a balance from month to month on your credit card.

This can actually help you save money on interest charges, as you have to pay your balance in full, so you will never pay interest on your card balance.

American Express charge cards also offer excellent rewards programs and many excellent American Express card services and member benefits.

These AMEX charge cards offer top rewards programs and a variety of card member benefits.


Zync(SM) from American Express

Zync(SM) from American Express

You’ll get 10,000 bonus points after your first purchase for any amount, which is enough for $100 in cash rewards cards. There is a low annual fee of just $25 for Basic Card, plus you can choose the Lifestyle Packs you want to customize your Card with the benefits you use most. Protect your eligible purchases with Purchase Protection and Extended Warranty. You can also earn Membership Rewards® points with every eligible purchase, and you can redeem points for travel, shopping, and great entertainment rewards.

Read our review on this American Express charge card to earn a $100 Zync(SM) from American Express Bonus Offer.


Platinum Card® from American Express

Platinum Card® from American Express

Earn 25,000 bonus points after you spend $1,000 within 3 months, which is redeemable for $250 in cash rewards. You’ll get 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury, plus the Fine Hotels & Resorts Program gives you exclusive amenities at boutique, resort, and luxury hotels around the world. You’ll receive access to exclusive, once-in-a-lifetime events, Complimentary Airport Club Access, and The Membership Rewards First(R) program provides exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel. There is a $450 annual fee.

Read our Platinum American Express charge card review for more details on earning the $250 Platinum Card Bonus from American Express.


That’s just a quick overview of the best credit cards from American Express.

American Express credit cards offer discounts through cash rebates and reward programs, and American Express cards provide a wide range of promotional discounts at many different stores, restaurants, travel services and more.

Take advantage of these American Express credit card shopping discounts and cash savings during your travels, shopping and everyday use in order to save a lot of money and get the most of your American Express credit card.

American Express Credit Card Services and Benefits

There are also many services and benefits that come along with American Express credit cards including:

Online account services.
Purchase protection.
Extended warranties on purchases.
Purchase return protection.
Automobile rental insurance.
Emergency card replacement.
Emergency cash replacement.
Medical referral services.
Legal referral services.
Emergency roadside assistance.
Travel assistance services.
Various emergency assistance services.
Travel accident insurance.

If you don’t have an American Express credit card, then you may want to consider applying for one, as American Express cards can save you a lot of money.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

American Express credit cards offer an incredible range of options and opportunities, so take advantage of these credit cards from American Express.

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6 Responses to 'American Express Credit Cards'

  1. Delta Reserve Credit Card Bonus Miles and Free Annual Companion Ticket with Delta Credit Cards - October 22nd, 2008 at 10:43 am

    [...] Delta Reserve airline rewards card does have an annual fee of $450 per year ($395 for qualified American Express Credit Card members), plus $175 for each additional Delta Reserve Credit Card, although there is no annual fee [...]

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  4. Delta Reserve Credit Card Bonus Miles and Free Annual Companion Ticket with Delta Credit Cards | MaximizingMoney.com - April 3rd, 2009 at 11:27 pm

    [...] Delta Reserve airline rewards card does have an annual fee of $450 per year ($395 for qualified American Express Credit Card members), plus $175 for each additional Delta Reserve Credit Card, although there is no annual fee [...]

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