Citi Custom Cash Card: $200 Bonus + 5% Back on Top Spend Category

The Citi Custom Cash Card offers a $200 bonus after $1,500 in purchases within the first 6 months, plus you’ll earn 5% cash back on your top eligible spending category for up to $500 spent each billing cycle, all with no annual fee.

After you spend $1,500 on purchases with your new Citi Custom Cash Card within the first 6 months of account opening, you’ll earn 20,000 ThankYou Points, which can be redeemed for a $200 cash back bonus.

You’ll also earn 5% cash back on your top eligible spend category for up to $500 spent each billing cycle, which equals $25 cash back from a 5% rebate on the full $500 in spending (1% thereafter).

Eligible spend categories include: restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, and live entertainment.

For every other dollar you spend, you’ll earn unlimited 1% cash back on all other purchases with your Citi Custom Cash Card.

You can redeem your points for cash back as a direct deposit or a statement credit as well as for gift cards, travel, and Shop with Points at Amazon.com.

In you need financing, you’ll also receive a 0% intro APR for 15 months on purchases and balance transfers (balance transfer fee of $5 or 5% of each transfer, whichever is greater).

The Citi Custom Cash Card has no annual fee, so you don’t have to pay an annual fee to get a $200 cash bonus as a new card member.

If you spend at least $500 per month in any of the eligible spend categories, consider the Citi Custom Cash Card to earn a 5% rebate and get a $200 new card member bonus.